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<br /> After Recordatlan Return to: � '�� �' N �
<br /> �ion Baak & Trust �' �
<br /> rand Island Braiach �
<br /> 2008 N Webb Rd PO Box 5166 '
<br /> Grand Island, NE 68802
<br /> �� � 1 �6 �12
<br /> DEED OF TRUST �
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<br /> Richard K Gappa �� ��� Ri�cl�ard�R �Gappa, liueband anct wife ` ' �
<br /> Donna R Gappa, husbaad and wife
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<br /> 4238 Branding Iron Lane 4a38 �raading Iron �ane�
<br /> Grand..Island, NB 68803 Graad Island, NE 68803
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<br /> (308) 384-3617 506666074 (308) 384-�3617 � 506666074
<br /> TRUSTEE: IIA101] Bank & Trust Company Grand Island Braach
<br /> 2008 N Webb Road, Grand Island, NE 68803
<br /> in consideration af the loan or other credit accommodation hereinafter specified and any future advances or future Obligations,as defined herein,
<br /> which may hereafte�r be advanced or incu.•red and the trust hereinafter mentioned and other good and valuable consideration, the receipt and
<br /> sufficiency of which are hereby acknowledged Grantor hereby irrevocablY bargains, selis, transfers, grants, conveys end assigns to Trustee, his
<br /> successors and assigns,in trust,for IInion �ank & Trust Grand Island Branch, Z008 N Tqebb Rd FO Box
<br /> 5166, Grand Islaad, NE 68802
<br /> ("Lender"), the
<br /> beneficiary under this Deed of Trust,with power of sale and right of entry and possession all of Grantor's present and future estate, right,title and
<br /> interest i�and to the real property described in Schedule A which is attached to this Deed of Trust and incorporated herein by this reference,together
<br /> with all present and future improvements and fixtures;all tangible personal property,including,without limitation,all machinery,equipment,building
<br /> materials,and goods of every nature(excluding household goods)now or hereafter located on or used in connection with the real property,whether
<br /> or not affixed to the land; all privileges, hereditaments, and appurtenances, including all development rights associated with the real property,
<br /> whether previously��r subsequently transferred to the real property from other real property or now or hereafter susceptible of transfer from this real
<br /> property to other real property; all leases, licenses and other agreements; all rents, issues and profits; all water,weil, ditch, reservoir and mineral
<br /> rights and stocks pe�rtaining to the real propertv(cumulatively"Property");to have and to hold the Property and the rlghta hereby granted for the use
<br /> and benefit of Trust�3e,his successors and assigns,until payment in full of all Obligations secured hereby.
<br /> Moreover, in further consideration, Grantor does, for Grantor and Grantor's heirs, representatives, successors, and assigns, hereby expressly
<br /> warrant,covenant,and agree with Lender and Trustee and their successors and assigns as follows:
<br /> 1. OBLIGATIONS. This Deed of Trust shall secure the payment and performance of all present and future indebtedness,Uabilities,obligations and
<br /> covenants of Borrower or Grantor(cumulatively"Obligations")to Lender pursuant to:
<br /> a this Deed of Trust and the followin romisso notes and other a reements:
<br /> 1�:..R ;PRIN IPAt A QtJ14T . #N :.; :`::::<>:»'.;? ..:;..:.. :.;:«<:>:>:>.`>,»>'.': @.>.<::: . : C. Y1N:..
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<br /> ' RAT ;: ... s.> ..CR£DI'F UN�T z:;:: :..;; AfliiEEMENT<CY41T£><•:<::><::>`>::>°i�/ITE�:�>;;:>:>:::#>>::>:::•>:> NUMBER:.. . ;:. ' ?•`N�.. i. :
<br /> FIXED $20,134.50 11/30/99 12/Ol/09 87378 kh 371650
<br /> b all other present or future written agreements with Lender that refer specifically to this Deed of Trust (whether executed for the same or
<br /> difbrent purpof�es than the foregoing); .
<br /> (c) any guaranty of obligations of other parties given to Lender now or hereafter executed that refers to this Deed of Trust;
<br /> (d) future advances,whether obligatory or optional,to the same extent as if made contemporaneously with the execution of this Deed of Trust,
<br /> made or extendE�d to or on behalf of Grantor or Borrower. Grantor agrees that if one of the Obligations is a line of credit,the lien of this Deed of
<br /> Trust shall continue until payment in full of all debt due under the line notwithstanding the fact that from time to time (but before termination of
<br /> the line)no balance may be outstanding At no time shall the lien of this Deed of Trust, not including sums advanced to protect the security of
<br /> this Deed of Trust,exceed$4 0,2 6 9.0 0 ;and
<br /> (e)all amendments,extensions,renewals,modifications,replacements or substitutions to any of the foregoing.
<br /> As used in this Para.graph 1,the terms Grantor and Borrower shall include and also mean any Grantor or Borrower if more than one.
<br /> 2. REPRESENTATIONS,WARRANTIES AND COVENANTS. Grantor represents,warrants and covenants to Lender that:
<br /> (a) Grantor has fee simple marketable title to the Property and shall maintain the Properry free of all liens,security interests,encumbrances and
<br /> claims except for this Deed ot Trust and those described in Schedule B, which is attached to this Deed of Trust and incorporated herein by
<br /> reference,which Grantor agrees to pay and perform in a timely manner;
<br /> (b) Grantor is ir� compliance in all respects with all applicable federal, state and local laws and regulations, including,without limitation,those
<br /> relating to "Hazardous Matorials," as def�ned herain, and other snviranmentaf maYers �the "Environmental Lsvis"), and neither the federal
<br /> government nor the state where the Propercy is loeated nor any other governmental or quasi governmental entity has filed a lien on the Property,
<br /> nor are there any governmental,judicial or administrative actions with respect to environmental matters pending,or to the best of the Grantor's
<br /> knowledge,threatened,which involve the Property. Neither Grantor nor,to the best of Grantor's knowledge,any other party has used,generated,
<br /> released, discherged, stored, or disposed of any Hazardous Materials as defined herein, in connection with the Property or transported any
<br /> Hazardous Materials to or from the Property. Grantor shall not commit or permit such actions to be taken in the future. The term "Hazardous
<br /> Materials"shall rnean any substance,material,or waste which is or becomes regulated by any governmental authority including, but not limited
<br /> to: (i) petroleum.; (ii) friable or nonfriable asbestos; (iii) polychlorinated biphenyls; (iv) those substances, materials or wastes deslgnated as a
<br /> "hazardous substance" pursuant to Section 311 of the Clean Water Act or listed pursuant to Section 307 of the Clean Water Act or any
<br /> amendments or replacements to these statutes; (v) those substances, materials or wastes defined as a"hazardous waste"pursuant to Section
<br /> 1004 of the Resc�urce Conservation and Recovery Act or any amendments or replacements to that statute;and (vi)those substances,materials or
<br /> wastes defined Fis a"hazardous substance"pursuant to Section 101 of the Comprehensive Environmental Response,Compensation and Liability
<br /> Act,or any amendments or replacements to that statute or any other similar state or federal statute,rule,regulation or ordinance now or hereafter
<br /> in effect. Grantor shall not lease or permit the sublease of the Property to a tenant or subtenant whose operations may result in contamination of
<br /> the Property with Hazardous Materials or toxic substances;
<br /> (c) All applicable laws and regulations,including,without limitation,the Americans wfth Disabilities Act,42 U.S.C.Section 12101 et seq. (and all
<br /> rsguiations promulgated thereunder)and all zoning and building laws and regulations relating to the Property by virtue of any federal, state or
<br /> municipal authority with jurisdiction over the Property, presently are and shall be observed and complied with In all material respects,and all
<br /> tighta,Ucenses, permits,and certificates of occupancy(including but not limited to zoning variances,special exceptions for nonconforming uses,
<br /> and flnal inspeccion approvals),whether temporary or permanent,which are material to the use and occupancv of the Prooertv.oresentiv are and
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