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<br /> TO(3ETNER WITH�11 the improvrmentc now or Neoeaftu erocted on the Praperty.�nd dl erremenU,appuKen�:c�,�rd
<br /> fixturcs now or hercaftcr a put of thc property. All repliwortKnu aM �dditions shall dw be ��verod by this 5ecudty
<br /> _ [rutrument.All of the fore�oin�i�referrod to in thf�Socurity Ituuument�u the"Pt�opeKy`
<br /> a-- -- HORROWBR COVBNANTS ttuit Horrower is I�wfully�ei�ed uf the eautc hercby uouveyaf axi h�the riYht to Qrant and
<br /> convey cf►e Prapeny a►�d ►twt che Propeny is uncnn,mberod,except for encumbrrrKes of rc�r�nl. li�+rn�wer wsir�ntr�nd will
<br /> _ defend gener�lly the title tu the Property aQ+iinst�lt claims aroi den�a�xis,wbject to�ny erkwnbrancea��f recani.
<br /> —_ THIS 58CURITY IN5TRUML�NT combines unifortn covenynts fi►r nution�l use suKl rum-unffami n�venrntc with limitud
<br /> vari�ti�ns by juri�diction to constitute a uniform socurity inxtrument ec►vering re�ul property.
<br /> "'` UNIFORM COVENAN7"S. i3�m�wer and L.endcr rnvenant�nd ygrct ar fi�llowx:
<br /> - �' i. i'�ymeari ui Priacippi and Ynterest; M7�ep�Ymeot �tad I.ate Char�es. Bc�rrower shatl prrNnp�ly pay when duo tho
<br /> `��.� prfncipal of and interest on thc debt evidencod by the Notc And any prcpayment and lute ctwrges due under the Nac.
<br /> - -.��s�� 2. Funds for Taxeg and Insurance. Subject tn �pplic�bir law��r to u written wuiver by l.etxier, &�rruwer shall puy to
<br /> Lendcr on thc duy manthly payments are due under thc Note,until thc Note ia puid in full.a sum('Funds")far:ta)yeuly txxa
<br />---=y°'=� ' and ussessments which mxy attain priority ovcr this Sccuriry Instrument us u licn on thc Pmpeny:(b)yc.�rly Ic:+schold puymento
<br /> e .�,�ti�A��� or ground rcnts on the Propeny.If any;tc)ycarly h�zard ar pi�apeny inrurarKr prcmiums; (d)yeairly flaxi insurunce premiums,
<br /> • = - = if any;(e)yeuly martgage insurance premiums, i(uny;und 1�s►ay sums payuble by Bnnnwer to Lender. in urcordarke with
<br />-�w�'�� the provisions of paragruph 8,in lieu of the paymcnt of mortgAge insuruncc premiums.T'hese items are callexl "Exrow Items.'
<br /> ����" I.Nnder mxy, at any tirn�,collect and hald Funds in an amount not to excceci the maximum anaunt a Iender for a fuderully
<br /> `• *.�s;; • ..�.
<br /> "'��="''�'`�� rclatod mott u e Ic�n ma uire for Bon+ower's escrow account undcr thc federal Real Estate Setdement Procodua�s Act of
<br /> — ;:�:�.::�t.:tiµ�:.� E S Y rc4
<br /> - �w�;�,�.r f974 ag amended t►om ume to time, 12 U.S.C.Section 2601 et sey. ("RESPA").unless anather law that applies to thc Funds
<br /> � ,',-r;^'.:ti-,-•,',_,•� sets a lesser urtwunt. If sa. l,ender may,at any time, collect and hold Funds in an amount nat to exceed the Iesser amount.
<br /> - ��, Lcndcr m�y estimatc thc amaunt of Funds duc on the ba.eis of currcnt data�nd reas�nable estinmtes of expenditures of futurc
<br /> ' x Escraw Items or utherwise in accordance with applicable law.
<br /> ' :,,,,,;,.,;'�,� ^'� ,� Thc Funds shnll be hcld in an institution whosc dcpo.r•its are in.urcd by a feJcral agency, instrumentality, or entity
<br /> , '.�. (including I.ender,if Lender is such an institution)or in xny Federal Home Loan Bank. Lender shall apply the Funds tn puy thc
<br /> � `''�• ��� Escrow Items. Lender may not charge Barrower for holding and applying the Funds,annually unalycing the escraw account,or
<br /> • verifying the Escrow ltems, unless l.ender pays Borrow�er interest on the Funds and applicable law permits L,e�der to make such
<br /> a charge. Hawever,I.endcr may rcquirc Borrowcr to pay a onc-time charge for an independent real estate tax rc}xirting servia
<br /> � � used by Lender in cannection with this loan, unless upplicable law provides otherwise. Unles� an agreement ix made or
<br /> � ' ,' •"�,�`.� applicable law requires interest to be pAid,Lendcr shall not be reGuired to pay Borrower any interest nr eurnii�Fti an the Fu�ds,
<br />_ � � Borrower and Lender may ugrec in writing. howevcr, that interest shull be paid on thc Funcis. Lcnder shall give to Horrower,
<br />� • without charge, un annual accounting of the Funds, shawing credits and dehit� to the Funds and the purpose for which each
<br />; . .. _-.-_--�-_-- derit so tht Futxls was�asle.The Fends are plcdged a�additiena!,ecarity fi•r a!! sucns�e!��:r�c1 t+y thie 5ecurity(nstrument.
<br /> � If the Funds held by Lencicr excced thr attx�unt�pern�iued ta t+e held by applicable law. I.ender shall accoum ta Borrower
<br /> � � -r;•: for the exc�:�s Funds in accordunre with the requirements of applicable law. If the amoum of the Fund�held by I.ender at any
<br /> time is not sufficient to pay the E�crow Items when due,Lender may xc�nutil'y B�rrower in writing,and,in such c:►se Borc�wer
<br /> � shall pay ro Lender the umount nece+�ary to make up the defiriency. Borr��wer shall m:ike up the deficiency in no mom than
<br /> . twelve monthly paymcnts,at Lender',sole Ji.rretinn.
<br /> � • Upon payment in futl of all wm+ tiecureJ hy thi� Security Imtrument, Lender shall promptly refund to Burrower any
<br /> " . Funds heid by Lendcr.11',undeT parugruph 21, Lcr�ler sh;�ll acyuirc or tiell thc Property,Lender,prior to tho acquisition or tiale
<br /> . of the Pmperty,�hall upply uny Funds held by Lender at the time vf•rcyuitiition or sale as u credit asainst the sums secured by
<br /> ' this S�YUrity instrument.
<br /> �� 3.A Ncs►tion of Ps�yments.Unle�ti u licuhle law rcrvides utherwi+c,all r mcnts receival b Lender under ara r.� hs
<br /> � PP PP P P'Y Y P' s P
<br /> , 1 and 2 sh•rll be applicd: firyt,to any prepayment charge+due undcr thr Notc; ticcond,tu amounts payuble under parugraph 2;
<br /> third,to interest duc:founh,to prinripal Jur:and la�t.tc�any late rhurgc.due ui�Jer thc Notc.
<br /> 4.Clu��es; I.iens. Burrow�cr+hall p•ry aU taxcti, assr.smrnt�, rhargr.,tinr.and im�xnitiunti uttributuble to thc Property
<br /> which may attuin priority ovcr thiti Security Imtrumcnt, anJ Ira+ehold pc�ymenh or grou►xi rents. if any. &�rrower shall pay
<br /> ,' ° ��;,;� these obligationr in thc manner providrd in par;�graph 2,or if nut paid in thrt msnner. Borruwer�hall pay them on time directly
<br /> ` to thc pc+5cm nwcd puymcnt. &irruwcr tihall prumptl}� furnitih tu I.rnJcr all rx�ticc+��f unu�unt�tu tk paid undcr this purAgraph.
<br /> � ;' ; • If Borrower maketi the�c payment.dircrtly. &�rrowcr�hall p�umpdy furni�h to 1 Andrr rcrciptti evidenring the paymcnts.
<br /> � +;,,,;:�'� &�rr��wer shall promptly diti�:hargc uny lirn��•hirh ha.priorit}•ovcr thiti Sccurity In.trwnrnt unl��+&�rrowcr: (a)�grc�es in
<br /> • writing to the paynxnt uf thr c�hligati�m scrurcd by thr lien in:►m:mncr aeceptrhlr tu Lcnder.�b1 contest.in gaod 1'aith thc lien
<br /> '�� by, or dcferxis ugainst enforcemcm of thc licn in. Icgal pnkc�tling� w�hich in thc LenJcr'� ��pinion operute ui pmvent the
<br /> � �;•;""' enforcement of thr licn: or(c)Krure+from thr hi�IJrr uf the lirn an agrecmcnt �ati,tactnr� tu LenJrr�utx�rdinating the lien to
<br /> '��'�� this Securit Instrumcnt. If I.rndrr detemiinr. that;ui .�rt iif thc Pru rt is wh'«t to u lirn �hirh m•r attuin riorit o�cr
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<br /> � • ;��� this Security instrument. 1.rnJer ma� givc F3urr��wcr a rn�ti�c iJrntitqing thr lirn.&�rrua•cr.hall�ati,fy the lien or take one or
<br /> �- morc of the actions set forth above w�ithin 10 dayy of the giving��f notice.
<br /> � � • • Fam 3029 8180
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