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<br />State of Nebraska Space Above This Line For Recording Data
<br />172054959 REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />0 Construction Security Agreement
<br />__
<br />Master form recorded by
<br />------------------------------ -- ---- --- - - - -
<br />- --------------------
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is Maur _21, _2004 ................
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />TRUSTOR:CAROL HOWARD, AN UNMARRIED PERSON
<br />908 WEST 11TH STREET
<br />GRAND ISLAND, NE 68801
<br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />Arend R. Baack, Attorney
<br />P.O. Box 790
<br />Grand Island, NE 68802 -0790
<br />BENEFICIARY:
<br />Equitable Federal Savings Bank of Grand Island
<br />113 -115 N. Locust Street Grand Island, NE 68801 -6003
<br />Organized and Existing Under the Laws of The State of Nebraska
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />LOT NINE (9), BLOCK SIX (6), IN GILBERT'S ADDITION TO THE CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA.
<br />The property is located in --- ------ - - - - -- Hall ------------- - - - - at 908_ WEST - 11TH -STREET ------
<br />(County)
<br />----------------------- - - - - -- - - - - -- -GRAND ISLAND---- - - - - -, Nebraska---- 68801 - - --
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time
<br />shall not exceed $ 18, 000.00 This limitation of amount does not include interest and other
<br />--------------------- - - - - --
<br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made
<br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants
<br />contained in this Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify
<br />the debt( s) secured and you should include the final maturity date of such debt(s).)
<br />A Line of Credit Agreement dated 05/21/2004
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHI_MC, FHA OR VA USE) ,,,,.(poge 1 of 4)
<br />E r pc76s 0 1994 Bankers Systems, Inc., S1. Cloud, MN Form OCP- REDT -NE 1/30/2002
<br />(M- C465(NE) (0301) VMP MORTGAGE FORMS - (800)521 -7291
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