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<br /> TOUETHER WITH all the improvcments�now or herca►iter erectal on thc property,�nd all rasemen��a'p����3t�c.wr�d
<br /> - fixture� now or hereaftcr a psut of�hc property. All repl�cements end adciitians shaii ai�a be wvcrod by this Socurity ° -
<br /> In�trument. All of thc foregoing is rcferrcd ta in this Sccurity Instrutnent uc the"Prr�tcrty."
<br /> BORROWER COVFNANTS tlwt Borrower is iYwfully reisod of the estate hereby conveyal and hus thc right to�rant and
<br /> convey tlx Pmperty w�d that the Property i� unencumberod,except for encumhrancce of rccurd. Borrower warrantc �nd wlll
<br /> defeai�tixmlly the title to the Praperty against all claims atsd demands,xubject to any cncumbrunces af recard.
<br /> TE�1S SF.CURITY INSTltUMENT cornbines uniform covenants fcr�wtiunul uu unci non-uniform cave►uu►ts with limitod
<br />-- ����----�------=------- ----= vari�tions ty Jurisd{ctian to canstituic a uniform scrttrity in.r•iru�scnt ruvcring rud pru�x;rsy. --_-
<br /> -- UNIFORM COVBNANTS.Bonowcr nnd Lender covenant and agrce as follows:
<br /> � � 1. Pwyment ot Principo0 and Interesti 1'rep►yment And l.nte Clwrges. Bormwcr shall promptiy pay when due the
<br /> __-�=,V�� principal of and interest on the debt evidenced by the Note and uny prepayment and late chargex due wxler the N��te.
<br /> - - - w o a writtcn wuivcr b L.endcr. Born�wcr s�hutl a ta
<br /> ���� 2. F u n d c f o r T a n e s�n d I n s u m n c e. S u b j c c t t o �p p l�c a b l c l u a r t y p Y
<br /> - Lendcr an thc day manthly puyments are due under the Note. until thc Note is puid in full,a sum("Funds")tor:(u)ycarly taxcs
<br />`T `"���'_`�"�"�'�� and assessments which ms�y attain priority ovcr thia Security Insuument:w u lieu u��the Property:tb)ycarly Icarchold paymcnt�s ��
<br /> _��"�`=''� ar round rents on the Pro n . if an ;(c)yeurl hecard or ro rt insurance rerniums;(d) curl flood insurance remiums,
<br />--- - _.—�.��� 6 Pe Y Y Y P P� Y P Y Y P
<br /> --��:.;. if any: (e)ycarly mortgage insurance premiums, if uny:and (� uny sums payuble by Borrower to Lender. in uccordance with
<br /> the provisions of paragraph 8, in lieu of the payment of mortgasa insurance premiums. These items ure culled"Escrow Items."
<br />-_-:�,�,,�,,_�„_,�,,,,,: L.ender may, at any time, coiicct and haid Funds in an amount not to exceed the maximum amuunt a lender for u federally -__
<br /> _��� related mortgage loan may require for Borrower's escrow acmunt undur the federul Reul Bstate Settlement Proredums Act af _
<br /> _- �� 1974 as amended from time ta time. 12 U.S.C. Section 2601 et seq. ("RHSPA"). unless another law that applies ta the Fund�
<br /> • �"`��'�`�' sets a tesser umaunt. lf so, l.ender may, at any time, collect and hold Funds in an amount not to excecd thc Iesser nmount. :�:+_
<br /> ...� I.ender may estimatc the amount of Funds duc on thc busis af current dsta and re�sonable estimutcs of expenditures nf future ��
<br /> .�;,,,." � y ; Escrow[tems or atherwise in accordance with npplicable law.
<br /> "` The Funds shall be held in un institution wha+e dc sus are in.r•ured b u fccicrul a enc instrumentalit or entit
<br /> �,:,;�;,:�:�:�: ;:�:�;�' Pa� • Y R Y• Y' y =_
<br /> , , :,:, �... � , (including Lendcr, if Lender is�uch un institution)or in any Fcdcral Home Loan Bank. Lender shull aF�:;y the Fund.to pay thc
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<br /> '.,..'••' �•�r,7'+'. Escrow Irems. l.ender may not charge Borrowc�for hotding and applying the Funds,annually anulyr.ing the eurow account,or -
<br /> ' � ' • •"� verifying the Escrow Items,unless Lender pays Borrower interest on the Funds and upplicnble law permits l.ender to make such �
<br /> _ `'' ;�'�`• ' �'�"' � a chargc.Hawever. Lender mny require Borrower to pay u anc-timc charFe for an indcpcndent reul ertate tAx rcporting servicc _
<br />, ���•t������ ��'^�. used by Lender in connection with this loan, unless upplicable law provides othenvixe. Unless an ugreemcnt is mude or
<br /> ''�.�'it`,J,': ' '�' � applicable law requires interest to be paid, Lende�shall not bc required to pay Borraver any intcrest or carning�on the Funds. `
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<br /> N�;��;�,,t;,:;.-:.� Borrower and Lender may agrec in writing, howevcr, that intcrest shall bc paid on thc Funds.i.ender shall givc tci&�rrower, --
<br /> �"'-••�� ' �� . ��� wtthout chnrge, an annual accounting of the Funds, showing credics u�id debits to the Hunds and thc purpc►se for which each ��°
<br /> " ' � � debit to the Funds wa�mnde.The Funds are pleciged as:uidit+onal security for all sums secured by this Securiry Instrument.
<br /> � If tl�e Funds held by I.ender excced the amounts permitted to hc helJ by applicable law. I.ender shall account to Borrower '�
<br /> •• for the excesr Fund�in uccordunce with the requirementn of applicuble law. If the amnunt nf the Fundti held by Lender ut any ��
<br /> timc is nat sufftcicnt to pay the Esc:row Items when duo,Lender may sa ni�tify Bormwcr in writing,anJ, in zuch c�se Borrower �'-�=-
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<br /> ' shall pay to Lcnder thc amount necc.rsary t<i mukc up thu deticicncy. Borrower shall mako up thc deficiency in no more than �
<br /> , twelvc monthly payments,at Lerxicr's xole discretion. -,
<br /> • Upon payment in full of all tiums secured by this Sccurity Imtrument, Le��dcr �hall promptly refund ta Bormwer uny '�='
<br /> 1 " � Funds held by L.ender.If, under paragruph 21, l.cnder xhaU ucquire or sell the Propeny. [.endcr, priur t��thc ucqui�ition or wle `�'"�
<br /> . of the Propeny,shall apply any Funds held by Lcnder at th�time of acyuiyition�r sule as u crcdit aguinst the xums.r•ecured by �:'
<br /> ''�':i this Security ln�trument.
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<br /> ` "'"` 3. A icatian af Pa ments.Unlecs a licablc law rovides othenvise,all a mentr:rcreived b I.ender under rra ra hs , '
<br />,� , PP� Y Pp P p' Y Y P' F P
<br /> � ••h .Y� + 1 and 2 shull bc a lied: �nt, to un rc a ment chu� c+duc undcr thc Notc: ticcund, to:�mnunts a ablc undcr aru�ra h 2; �^
<br /> PP Y P P Y F P'Y P' b P
<br /> third,to intercst due;fi�unh,to principal due:and la,t.to any lute chargc.r duv u�xlcr th�s N��tc. t^�
<br /> i • 4. Cht�rges: Gienc. Borrower shall pay all taxeti, a�sestiments,rhargcti, fttks and impor;itiom uttribut•rble to the Property
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<br /> ' .., which may attain priority ovcr this Security Instrumcnt, anel Ic�schnld puyment� or grciund rent,. if any. Borcc�wer shall puy ;
<br /> � � " these obtigation,in thc manner providcd in parugraph 2,or if not paid in that manner. Burrowrr,hall pay them on time din.•tly �
<br />- • to the person owcd payment.Borrower shall prumptly furni,h ta LenJcr all notice�of amount�t��br paid under thiti paragraph. ' -
<br /> If Borrowcr makcs thesc payments dircrtly.Borruwer tihall promptly furnish t��Lcndcr rcccipts evidenring the p•rymcntti. ��'�.
<br /> �*�� Borrower shall promptly dirchargc uny licn whirh has prioriry ovcr thi,Srcurity In,trumrnt unlc�+Burrower: (al agmes in '���
<br /> - ' ` `••;�.��� ' `"` ` writing to the paymem of the ohligution secured by the lirn in a manner urcrptahlr to l.rnder, th)amte�ts in gcxxi f'aith the lien �F,,;
<br /> r by, or defends ugainst enf'orcement of thc licn in. Icgal prcxr�Yiing� whirh in thc Lcnder's upinion operatc to prevent the ' ' '
<br /> . ''` ��. enforcement of the lien;or(c1 u�ur�.fr��m thr holdcr of thr lirn an agntinwnt.uti,lartury ta Lendcr wtxirdinating thc lien tn p•r:
<br /> '�'.r� �;� K this Security Instrument. If Lcndcr detcnninc. that:my part �if the Pruperty� i� subjcrt tu a lirn�rhich may uttain priurity uvcr �
<br /> � ��. this Security Instrument, Lencicr may givr&rrrowrr a nutirr idrntifying th�lirn. &�rmwer tihuU suti.ty the licn or t•rke one or
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<br /> -`' ;;c',�,'�,t}1.::;� more of the actions set forth ubove within IU d�ys of the giving i�f n��ticc. '�
<br /> �ry ,"••"`"""�`'.. Form 3026 9180
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