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200405262 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />(Seal) — so�.G� (Seal) <br />GILMAN CASTRO - Borrower TERESA CASTRO - Borrower <br />(Seal) <br />Borrower <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) (Seal) <br />Borrower - Borrower <br />229685 <br />57R (0008) Page 4 of 4 Form 3170 1101 <br />