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<br /> paymenu mry no tan�e�bG required.�t thc optiao of l.cnder, if moRQa�e lniurance cover�o(M the uncwnt ud for the Ferlod
<br /> thM Letder requir+a) provWed by pn imwrer approvbd by l.ende��sin becomw�v��ablo rnd i�obWnod. Horrnwer atWl pay
<br /> �y"- -T-� the ptaniunu royuirat tu�iu�fitit�in masi�:,Qo itzwr�t�c in eCfect,ar to pruvlde a lo�oeserve.until the req�irernent fot n�a�e _
<br /> inwrar�ce end�in�cmrd�tice with�ny written a�ranKnt betwoen Borrower and I.ender or applicable I�w.
<br /> !.laspsctioa l.ender ar it�aQent rn�y mdce reason�ble entries upon itnd itupecUons af the Propctty. l�ier rlWl gtve
<br /> Bomuwer ncxice ax the tirne af o�prior ro an inspection specityin�{nwsonAble uwxe for the inapxtion.
<br /> -- 10.Ca�dea�nMioa. 'r'he pmceeds of wny xw�trd or cl�im for darmQes. diroct or conzeyuenti�l, in connection wlth any
<br /> ��' �� a�ndenuutiar.or wher Ukiry�of any prrt of the Property.or for cunveyarn:e in lieu af��ndemnatiun,arc hercby+�ssi�oed and
<br /> :�" ��'O"""""""'~"" .ttrll be p+ed tu Letder. —
<br /> ' In thc event of�totol t�king af the E'ropr.rty.the procads shall be appliod ta the nutn�;socuraf by this Sexurity Inxtrumeot,
<br /> '=�"�,�i:�� whether or not then due,with u��y excess paid to Bc�Rawer. in the event of a partiKl t�icing uf the Pmperty in which the fair
<br /> �� nw�ket value af ttx Pr�perty immediately befare the taking i�equal ta or grcater ttwn the w�xwnt oP the cums secured by this
<br /> ._ Security Instrumcnt immedi�tcly befarc the taking,unless Borrawer�nd Lernier uthervv�sc ogrx in wddn�,the sums secured by
<br /> this Secvrity Instrument shall be reducod by the nmount af the prooeods multipliod by thc foliowing fractian: (Y) thc total
<br /> �!�:�`� amount of the sums�ecured immaiiately befure the taking,divided by (b) the fair murket vrlue of the Propecty immodiately
<br /> '� t►eforc: the a►king. Any balance shall be paid to Borrow•er.la the event of a purtial taking af the Property 3n which the fAir
<br /> market valuc of the Propeny immedintcly before the taicing is less than the artxwnt of the sums saured immediately befocc �he
<br /> .,..-.:.-,-r=-� taking, unless Barrowcr and Lender otherwise ngree in writing ar unles.c applic�ble Is►w othervvi�e provides. the proceods stwll
<br /> � 6e applied to the sums sccurcd by this Security lnstrume�t whether or not the sums are then due.
<br /> °'��� �.,'�'�"�' , lf the Prape�ty is abandonud by Borrowcr,or�f,aftcr nc�tice by l.ender ta&�rtower tiwt the condemiwr offers to make an
<br /> �.m� z.. �'~ ,
<br /> .,,.,,'�,,,,,,,,. award ar settle a claim for datnages, Horrower feils tn respcind to Lender wlthin 30 days after the date the notice is given,
<br />• �,,;, y. , °� I.ender is authorized to collect and apply the praceeds,at its optio�.either to mstorntion or rcpair of the PropeAy or to the sums
<br /> ,�i�',�� ' ' secured by this Scxurity Insttument,wl�ether or not then due.
<br /> .. ,�..,:... ., Uniess Lender and Borrower otherwiu: asrce in writing. :iny applicution of prnceods to principal shall not r.xtend or
<br />. i�•�����-� � •"� postpnrx tbe due date of the monthly paymentx refcrred eo in paragr�phs I un�i 2 nr changc the umount of such payments.
<br /> • � . !1.Barrower 1�ot Released;ForbcArance By I.ender tiot p Wpivcr. Extension of thc timc for payment or maiification
<br /> � .. '. _� . • of amortication af the sumr xcured by this Security Instrun�ent g�anted by L.ender to any wccessor in interest uf Borrower shall
<br /> ,..::..��}., , ; not operate to relea�c thc liubility of the original Borrawcr or Bocrowcr's success�irs in intcrest. l.ender shall rwt lsc rec{uirod to
<br />_ �� � • commence proceedings againat any successor in interest or refuse to extend time fi�r payment or otherwise madify arrwrtiwtion
<br /> , ' � '.��'I of the wrns secumd by this Sccurity I�strucnent by rea.r�n of uny demucui made by the origin:►t Bnrcower or SoROwer's
<br />''�`` � �• �, succeswrs in intemst. Any forbearance by Lender in exercising any right or remedy sh�ll not be a waiver of or preclude the —
<br /> --- -�. .eL'-'-' .•...•: .' w!(!1i'�4!`�f any ri�M�r�rmeJy.
<br /> � �^" ��`- :•_�:� ` 12. Successors �nd Assigns Bound;Joint uad Sever�+l Liability: Co-si�ncrs. 7'he coven:►nts and agreements of this
<br /> � Security Instrument shall bind unel l+enefit the +uccessorc and ussigm of l.encier and Borruwer, subject to the provisions of
<br /> r ' parrgraph 17. Borrower's covenants and agreements shall t+e joint and several. Any Borrower who co-�igns this Security
<br />`.,,• . Instrument but does not execute the Note, lu)is ru-signing thi, Securiry Instrument unly to mortgage, grant and convey that
<br /> , Borrower's intereu in the Property under thc term�ot tlii,Srcurity Inst�ument;(b>is not perumally obligated to pay the sums
<br /> ; secured by[hiti Security Instrument: and(c)agree�that I.ender anci any other Borrower may agrc�e to extend, modify,furbear or
<br /> i � � i n�lce any accommadations with regard tc�the terms of thix Serurity Instrument nr the Nute without that Borrower's consent.
<br />� 13.I.oan ClwrRes. If the loan krured hy this Srcurity Inrtrument is suhject to a law which sets rnaximum loan charges.
<br /> k.� ' .. i and that law iti ti►u�lly intcrprcted tio that the intercrt��r othrr I��un rhargeti rcillerted ur t�i he collected in connection with the
<br /> �,�: - • , loan exceed the permitted limits,then: t�)any such luan charge shall Ix reJurcd by thr amount nece�wry te�reduct the charge
<br /> :�' ' � I to the permitted limit;and lb) any smm alrcaJy c��llected G��m Burrower which exccedrd �xrmiurci limit�will be refundc�to
<br /> � ' � Bc�rrower. Lender may chcxise t�� make this mf'und by nducing the principal ow•cd unJer the N<�te ur by making s direct
<br /> • � " payment to Bc�rrower. If' a refund reduce, principul, the r��iuction will he treated us u partiul prepayment without any
<br /> .�-
<br /> � E ' . •• prepaymcrn chur�c undcr thc N��tc.
<br /> :�� 14.Notices.Any notice ta tii�rrnwcr provided for in this S�:curit�� In�trument�hall lx�,iven h��dclivering it or by mailing
<br />. ' it by first class mail unless upplicahlc luw reyuire� u�e ��f an�thc� mcthod. Thc notirc tihall lx dircct��i to the Property Address
<br /> i or any other ;uldte+� Borrower designate, by notire to I.ender. Any nuticc ta Lendrr �hall be given by first clas� mail to
<br />_� °' L,ender's addres� uat�d herein or•rny athrr;�ddre.s Lcnd�r dc,ignatc. by n��tim tu Borroa•er. Any notirc �rovidcJ fc�r in this
<br /> ��
<br /> ;��,�: �•.,;:,..�,a.-. �. Securiry In�trument tihall bc deemcd to have txen given t��&�rrower or[.cnder whcn givrn a�pro�•id��i in this paragraph.
<br /> :,� ��;:}� . 13.('.overninR �.aw; Severubility. This Security Intitrument shall be guvrrned h} fedrral luw• und the law of the
<br />_ ;« - � .. jurixtiction in which thc Propcny is kxatcd. In thc c�•cnt th:�t any pruvitiian or rlauxc uf'thi+ Scrurity Instrumcnt ar thc Nate
<br />. ���.i;', �,�i�t- � ronflicts with applicahle luw,.unc��mflict.hall n��t affect other provi�ion,�,f thia Scruriry lu.trwnent or tlir Nnte vrhich cun he =`
<br /> ••�' :,� given eff�ct without the conflirting pruvi.iun.Tu thi,cnJ the prar•isions of thiti 5rrurity In,trumcnt und thc Notc are derlared
<br /> ��,.. ',:�,,;,: s,,..� to be scvcrublc.
<br /> �'�'"`''°� ""'"`- 16.Horrower's Copy.B�inower tihall lk given one conti�rmed r��py uf th�Nut�and of thix Serurity Instrument.
<br />* � ���a'ne� Ar Form3028 9190
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