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<br /> paYmenu may no lon�u be royuirad,at the optian of l,ender,if mort�e inwrance coveny�e(in the m�aunt�uid tor�lie period
<br /> th�t Iraxie� req,uira)provkfeG by An inwrer�pprovad by L.st�kr�afn bocomes tvuf�ble and (�obWned. 8orrowCr�II�Y
<br /> - the promiuma roquirod to m�inuin mort�e lnunwoo In effect.or to provide a lo�rererve.untll the requiroiaa�t fot mo�t�ye
<br /> inwrnKx endr in a000rd�nce wid►aqy wdtlen a�roement betwan Horrower�uid L�atder or appUc�blo I�w.
<br /> !. I�p�etio�. l.ender ar it:y�eot may make rea�onable eruria upon and in�pectiona af the Ptopeny. Loncler�hall�Iv�
<br /> _� — Bwrower:►c�ticx a1 the time af or prlor to rn itupection�pecifyinQ reaxxuble ewse for the irupecdon.
<br /> 10.CwNerwNba. The proc+eed:of any swud ur claim for dam�a,dircct or uan�aquentW. in oonna�tlon wlth any
<br /> -_�_--_---_� co��uutlan ur ulhcr tykin�uf w�y p:+rt ut thc Property.ur Cur convey�xe in Itw of condemnation,arc hereby assi�ned nnd
<br /> � chall be{xid to Letder.
<br /> In the event of a toul takinR of the Property.ttr,proceals ctwll be applied to the swru securod by thit Sowtity Inwument,
<br /> __ whqtKr or not then due, wi�any exceas paid to Borrower. In the event of a putial uking of the Propetty !n which the fdr
<br /> markN value of the Propeny immediately beforc the takiag is equal w or greater than tt�e amcwnt of the ams secured by this
<br /> Security Instrument immediately beforc the taking,unless Borrower ard L.endcr wl�crwise�roe in writinQ,the sums savrod by
<br /> _ ___�_s�__-=_,.__ ___z_� this Secudty Instrument stwll be reduced by the amaunt of the proccods multipliod by the followin� fcaction: (a) the toptl
<br /> arrwunt of the sumc securod immodiately before the talcing.divlded by(b)the fair mulcet value of the Property immediAtaly
<br /> beforc the taking. Any balannce shall be patd to Borrower. In the event of a partial t�king of the Property in which the faIr
<br /> market valuc of the Property immediately befarc the talcing is less than the wnount of the sums sxural im�►�diately beforc the
<br /> taking, unicss Borrower and l.ender otherwise agra in writing ur unlcss applicable Iaw otherwise provides. the proceals shall
<br /> -`��_` "-� be�plied to thc sums secured by this Security Instcumcnt whether or not thc wms ue the�due.
<br />_�r�� tf the Property is abandaned by Borrower,or if.after notice by L.ender to Borrower that the oondemnor offers to makc an
<br />°•� � award or settic n claim for dwnages. Horrower fails to respond to L.ender within 30 days after thc date thc notice is givcn,
<br /> Lender is authorizod to collxt and apply the proceads,at its aption,either to rest�ntian or repair of the Property or to the su�
<br /> - socurod by this Security Instrument.whether or not then due.
<br /> _ '��� ?� Unless I.ender and Borrowcr otherwlse agree in writing, any application of procceds to principal shall not extend or
<br />_ 1} pastpotx the due date of the monthly payments referred to in purographs I and 2 or ch�nge thc amount of such payments.
<br /> 11.Borrower Not Rdeased;ForbearAnce By Ixnder Not a Wpivee.Eztension of tbc time for p:iyment ar nwdification
<br /> of artarti•ration of the sums securod by this Security Instrument granted by Lender to any successor in interest af Borrower shall
<br /> ., not aperate ta release the liability of the original Borrower or Borrower's successors in interest. Lender shall nat be requirod to
<br /> - � mmmence procoociings again.�t any successor in interext or refux to extend time for payment or otherwise modify artwrti�ation
<br /> "'- of the su►ns secured by this Socuriry Instrument by reason of any demand made by the original Sorrawer or Bomower's
<br />-�:��., successors in i�tercst. Any forbearance by Lender in eaerciaing any right or remody shull not be a wuiver of or p�+oclude the
<br /> - �,�r•;;�;x-.. ' eaercise of eny righc or cemady.
<br /> • �.�^ •��!'�::•�� �•.� . 12.SucoesSOrs pnd Assi n5 Bound; Joint�nd SeverAl Liabilit ; Co-si ners. The covenants and reements of this
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<br /> Scxurity instrument shall bind and benefit tt�e surcessors and assigns of Lender ancl Born�wer, subject to the provisions of
<br /> �� ��l"'�'�^;`.�•�• ara rn h 17. Borrower's covenants and a rcements shall be oint and several. An Borrawer who co-si ns this Securit
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<br /> :.k.f ti;--. �r.: :•�-, Insaument but dces iwt exocute tha Note: (a) iti co-signing this Security Instrument only to moRgage, grant and convey that
<br /> �"'� ' �'�� • Borcower's intcrasl in thc Pmpeny under the terms of this Security Inurument; (b)is not personally obligated to pay the wms
<br /> �� _ . . �ured by this Securiry Instrument;and(c)agrees that Lendrr and any other Borruwer may agree to cxtend, modify,forbear or
<br /> , , . . _. make any accummalaticros with regard to the term,of this Security lnrtrument or the Note without that Borrower's consent.
<br /> . . 13.Losui CfwrRev. if the Ic�n secund by this Security Instrument is subject to u law which sets maximur�l loan charges,
<br /> �� , •, � „ and that law is tinally interpreteJ ui that the interest or other loan charges collecteci or to be collected in connection with the
<br /> -. ' - loan excced thc perniitted limitti,then: (al any tiuch loan charge shall lk reduced by the umount necessary to roduce the charg¢
<br /> �` , � to the permitted limit:utxi(b)uny sums nlreaJy collerteJ from Borr��wrr which exrerJrd permitted limits will be refundecf to
<br />: . Borrowcr. Lcnder m:►y choc�sc to makc this rcfund hy reducin�! thc principul owcd undcr thc Natc ur by ntaking a direct
<br /> ; ,; , payment to Barrnwer. If a refund reduces principul, the rcduction will be treatcd u� s paniul prepayment wiihcwt :u►y
<br /> '_ prepuyiuent churge under thc Notc.
<br /> �, �i � 14.Not(c�w. Any nutice h�&�rrower pr��vidcd tiu in thi�Scrurity Instrumrnt.hull bc given by Jelivering it or by mailing
<br /> , � it by first clatiti mail unlr,ti applicahle liiw•Ryuir�a u�e uf anothcr methcxi. The nutire,huli tx dirxtcd to the Property Address
<br />_ . ur any olher udJrr., &mower dr.ri�nutr, by notice t�� IAnder. Any noeice t�� Lender shall be given by fint cl;u� nwil to
<br /> • �•� � Lcixier'.;�ldres� titatcd hcrein u�any uthrr addre�ti LcnJrr ilc.ign•rtc.by nutirr t�� &�m�wrc Any n��ticc provided for in this
<br /> _�.' �:, _': • Security Instrument xh•rll bc decmrd to havc I,ecn givcn tu&�rruw�r ar I.rnJer when givcn u�pruvid�vl in thi.paragrrph.
<br /> 15.Covcrnin�; Law; Sevcrability. Thiti Srcuriry Intitrumrnt �hall Ix guvcrncd by I'cJcral luw rnd the law of thc
<br /> � �+y.; juri,diction in which thc Property iti I�x:►tcd. In thc evcnt tl�at an� pru�•itiiun ur rL•w.c ut'thi�Serurit�� la�trumcnt or thc Notc
<br /> mntlictti with�pplicahlr lau•. such rontlirt,hall nat affrct uthrr pnwi.iun+ ut thi.Srrurih�In.trwnrnt��r thc Notc which can be
<br /> �� ' �"�"' ' given effctt without the contlicting pruvitiion.Tu thi,cnd thc provi+ion.uf thiti Scrnrity In,trunxnt and the Note arc Jeclarc�i
<br /> y`�',' '� �...__..� .. tol►csx:VCrublC.
<br /> -� . 16.Borrowcr's Copy.Borrowrr xhull bc givcn unc cunti►rniui copy��f thr Nutc and uf thi,Sc�urit��lnxtrumcnt.
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