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<br />- 91- 1U8819
<br /> 'fOpg('H6R WITH�Il lhe imptovements now or heneaDer erccted on the property.+md ell casements.appunenances,
<br /> and tixtura now or hereatter a put of the prope�y. All replacements and additfons shall alw be coveral by tldr Security
<br /> 1n�tn�meM. Ali of the forc�oing is rcferted to in thia Socurity Instrumem as the"PropenY•��
<br /> gpRltpWER COVENANTS that Bortowar is lawfully acised af�he es�ate hereby conveyed wid hoa the ri�ht to grant
<br /> ���Qy�p�p�y�nd that tho propcAy is unencumbercd.axcept for encumbrances of aco��d. Borrower wartantr wid
<br /> .__._ will defend genual�y the Ntle to the Propeny ag�inst al claims u�d dertwnds.aubjxt to any encumbrance�of reeord.
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<br /> -- -` _' 7'H�g ggCUltlTY IN5TRUMENT combinex unifam cavcnants for nationul use and non•unifonn covenantA w t �
<br /> — limited viuiAttona by juricdiction to constiwte a uniform secudry instrument covedng real propeny
<br /> UNIFORM COVENAIVl'S. Botrow'er and Lcnder covenant and agree as follows:
<br /> ,� �� p�ymeq�pt priucipd aad Iatertst;Prepayment and l.pte C6argw. Bortower shull promptly pay when due the
<br /> --�— � princip�1 of and interest on the debt evidenced by the Note and eriy prepayment und IQte charges due under the Note.
<br /> :=�%:� Z. FLnds tor'Itixes aad IasurAnce. Subject to applicable law or to a written waiver by l.ender.Borrower shall pay to
<br /> - — ----- ° �-`� Lender on the day monthly p�yments+u+e due under the Note,undl the Note is paid in full.a sum("Funds")for.(a)yeariy
<br /> �-�H� taues and assessments which may attain pdoriry over this Securiry Instrument os a lien on the Roperty:(b)yearly leasehold
<br /> ---=:a� pay�n� a ground rents on the property. if any: (c) Yeariy hazard or property insurance premiums: (d) yearly flood
<br /> - -- _=— L�urancc premiums. if any:(e) yeurly mortgage insurance premiums, if any: and (� siny sums payable by Borrower to
<br /> _--- Lender,in accordance with the provisiona of paragraph B.in lieu of the pnyment of mortgage insurance premiums. These
<br /> " '— items ere calted"Bscrow Items." l.ender may,at any time,collect and hold E�nds in an amount nat to exceed the maximum
<br /> amount a Iender for a federolly related mortgage loan may�equire for Bortowerh escrow account under the federal Real
<br /> �'�= Estatn Settlement Procedures Act of 1974 es amended from Nme to dme,12 U.S.C.�2601 et seq. ("RESPA"),unless another
<br /> _ ° ,``� law that applios to the FunJa sets a lesser amount. !f so.Lender may,et aey time,colloct and hold f�nds in en amount not to
<br /> " `N�' exceed tt�e lesser amcwnt. Lender may est�mate the amount of Funds due on the basis of current data and neasonable
<br /> .,t,��� , , estimates of expenditures of future Fscrow Items or otherwise in accordance with applkable luw.
<br /> ��•.•� The Funds shell be held in an institution whose depositR are insured by a federal agency. instrumentnlity.or entity
<br /> ---==��-� (iqcluding Lender.if Lender is such an institution)ar in any Pederal Hame Loan Bank. l.ender shall apply 1he Funds to pay
<br /> �'� the.�scrow Itema. L.ender may not charge Bomower far holding and applying tbe FLnds, annually anelyzing the escrow
<br /> •����•�.�i��"�� account, or verifying thc Escrow Items.unless Lender pays Borrower interest on the FLnds su�d applicable luw permits
<br /> ;��:.A,y Lender to rt�alce such a charge. However,Lender may require Borrower to pay a one•time chnrge for an independent real
<br /> - '�� estate tax reporting servlca used by Lender in connection with this Ionn,unless applicable law provides otherwise. Unlexs an
<br /> � "���� egreement is madc or applicable law reyuires interest�o be paid.Lcnder shall not be required to pay Borrower any interest or
<br /> �;.�q_;::�,��� eamings on the FLnds. Borrower and I.ender may agree in writing,however,that interest shall be puld on the Funds. Leader
<br /> _�_:ticn;�s,t�. •� `� shall give to Borrower,without charge,an annual accounting of the FLnds,showing credits and debits to the Funds and the
<br />_ -- �����" purpose for which each dabit to the Funds was made. 77�e flnds ere pledged as add�d°ne�security for all sums secured by
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<br /> a�.:_L-'_'�""d� "' this Security Insuvme�n.
<br /> ��:.-�^���' "' ' If the Funds held by Lender exceed the amounts permitted to be held by applicuble law,Lender shnll account to
<br /> '�L ->�w • Borcower for the excess Funds in accordance wilh the reyuirements of applicable law. If the omount of the Funds held by
<br /> ��Y'�°�'�'' �• l.ender at any time is not sufficient ta pay the Escrow ltems when duc, Lender may ac� notify Borrower in writing.and,in
<br /> �;ni�;;��•� - auch cnse Borrower shall pay to Lender the amounl necessary to muke up the daflciency. Borrower shall make up the
<br /> .,,;;;�;;;.;;��.'$�,: : deficiency in no more than twelve monthly payments,at l.ender's sole discret�on.
<br /> Upon payment in full of all sums secured by U�is Secudty Inswment,Lender ahall promptly refund to Borrower eny
<br /> ����,,�k',�� Funds held by Lender. If,under paragraph 21,Lender shall acqulre or sell Ihe Propeny.Lender.pdor to the acquisition or
<br /> ���-`�°=..°'�+� • sale of the Property.shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums
<br /> • �.,•.,.,•,,,,.;....
<br /> w� ����'• ; secured by this 5ecu�ity Instrument.
<br /> r��'�"'�'' • 3. Applicwtion of Poyments. Unless applicable law provides otherwise,all ppyments aceived My 1 xnder unda -
<br /> .�_�'.�:.:,ti� .
<br /> _�ID�,� paragrapha 1 and 2 shall be applied:�rst,to uny prepayment charges due under the Note:second.to amounts ptiyable under
<br /> ,�,�;_. .;. , pazagraph 2;third,to interest due;founh.to princlpal due;and last,to any lute charges due under the Note.
<br /> "���"_- ' 4. ChArges; Liens. Borrower shall pay all utxes. assessments, chnrges, fines and impositions An�ibureble to the
<br /> ;��,; property which may anain prioriry ovcr this Securiry Inswment.and leasehold payments or ground rents,if uny. Borcower
<br /> ��; shaQ pay these obligutions in the manner provided in paragraph 2,or ii not paid in that manner,Borrower shall puy them on
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<br /> ;�'��x.z,#'�t}+� time directly to the person owed paytnent. Borrower shs►II promptly fumish to Lender nll notices of amounts to be paid un er
<br /> °-r—.4�,:_. ., this paragreph. If aorrower make�these payments directly.Borrower shall promptly fumish a Lender recefpts evidencing
<br /> �,:` . the payments.
<br /> -� �_��-: ,y ' Horrower shal)promptly discharge nny Ilen which has priority over this Security Instn�ment unless Borrowee(a)ugrees
<br /> «d.. � " in writing to the payment of ihe obligation secured by the lien in n manner acceptable to Lender,(b)contests in good faith the
<br /> - � •i�'.. lien by,or defends against enforcement of the lien in,tegal proceedings which in the Lender's opinion operate to prevent the
<br /> .��:f���4Y��'� . enfarcement of the lien;or(c)securcs from the holder of the lien an agreement sAtisfactory to Lender subordinating the lien
<br /> ..,j ,. � to this Securiry Instrument. If l.ender detennincs that siny part of the Property is subject�o a lien which may onaln pr�ority
<br /> �'+ ' over this Securiry Instrument.Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take
<br /> ,�.,�,° „ . . one or more of the actions set forth above within 10 days of Ihe giving of noiice.
<br /> ---- 5. Hward or Properly Insur�nce. Bonower shnll keep�he improvements now existing or hereafter crecled on the
<br /> � Property insured Against loss by fire.haznrd�included within the term"extended coveruge"and uny other haxards,including
<br /> .. ". flaods or tlooding, far which Lender reyuires insuronce. This in5urunce shall be maintained in the amounts and for the
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