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<br /> �. i1��d ar Prope�ty I�wr�pce. Bun+nwer�lWl kap tho lmprovemenu now exi� or her�e�Rer erocted on the
<br /> Prqieny ituw�+ed�fn�t kx�x by flrc, h�urcl�inrluded within the tetm "extondad coven�e" and�ny other tward+� includin�
<br /> Qixxt.w tiw;�1���. fo�Kh{ch Lcrulcr r:puir:i�urar�cc.This�insurmcc shait bc mainta�rxd ia tls�asnnunts a�/nr�he�is
<br /> th�� I.ender royufrex.TF�inwnncr cartier provklinQ the inwnu�oe�hall be clwsen by&►rrc►wer wbject to [.ender's�pprovd
<br /> which �uJl na be unre�uon�bly withheld. If Horn�wer failti tn malntrin cover�{e dacrllx�d�bove. I.erider miy. u l�et�fa's
<br /> optiun,ob��in covemQc w protect Lantkr'c�i�hts in the F'rapuhy in wccorJ+�nce with par�gr�h 7.
<br /> — - `-"'"`-""`" All inwrancc polickr wrl «newds �hril be�capG�ble to Lenda� u�1 shall incluQo r standur! m��rt�c cl�use. Lcnd�r
<br /> �lwll iwvc thc ri�ht to huld the puliciai and rcnewals.lf 4cndcr rcyuircs.Borrower sh�1)promptly�ive tn Lender�ll roccipts of
<br /> _ _----_� paid premiums and renewd noticea. [n the event af la�s.Aarrowrr slul! �Ive pmmpt twtice to tho inwr�tx:e carrier md Lender.
<br /> Leodcr mey mako proof oP los�if ocrt rn�de promptlY by Bncrower.
<br /> Unles.w L.tnde�u�d Bomuwer otherwise agrce io writin�, insuran�c procoed:a�hstil be applied to rostoruion or apair of the
<br /> Proporty dnmy;od. if the rcuot�tion or rcpair is oconamically fwcible u�d Lender's socurity Ic not lasened.If the nstoratbn or
<br /> _� rep�ir is not economically Peasiblo or l.ender's�ecudty would be leuenod,tho Insunuxx proceeds shAll be�ppliai co the sums
<br /> recurcd by thiN Savrity In�trumcnt. whether or not ihen due, with�ny eaass paid to Borrawer. If Bomawer afwndonc the
<br /> � � Propecty.or cloec not an�wer within 30 days a rotice from Lender that the insunr�ce carrier iws offerai to settle a claim, tben
<br /> - Lender may collect the insurrnce p�+oceeds. l.endcr may use the proceods to rcpai� or rcscore the Propeny or to pay suma
<br /> sxurcd by this Sacurity Instrument.whether or not tlxn due.The 30�dr�y period will begin when the notice is given.
<br /> -- Unless L.erder end Horn�wer athenvise agrce in wridng. any application of procoeds to princfpW st�ll not extend ar
<br />_ _ _ __ - postpone ihe due dote of tMa monthly paymente refcmecl to in parag�aplu 1 and 2 or ctwngo the unount of the paymeats. If _
<br /> „.t under parsgrwph 21 the Property is rcquired by Lender. Borrower'z dght w any inwnnoe policies and procoedz result�ng from
<br /> _ dam�g�to the Property prio�u►thc Aoquisition shaU pass to Le�er w the extent of the wmc socurcd by thin Socurity instiunxnt �
<br /> intmodiately prior to the acquisition.
<br /> 6.OccuPpncy.Pra�a�vallon,Maintenance nnd Prntectioa of tbe Property;Borrawer'�Loaa Applkatba: I.a�eAald�.
<br /> Ebrrawer shall occupy.establish.and use the Property as Borrower's principal residence within sixty days after the execution of
<br /> tNis Sa.uriry Instn�ment �nd sliall continue ta occupy the Froperty as Bortower's pr�ncipal rcsidena for at least onc year after
<br /> tho data of occupancy. unless I.ender cxherwisc agrres in writing.which conscnt shafl not be unrea.wnAbly withheld,or unlzss
<br /> extenuating circumstanca exist which xre beyond Boirawer's oontrol. Bocrower slwll not destroy. dama�e or impair the
<br /> Property, allow ihe Property ro deteriorate,or commit wacte on the Property. Borrower shall be in default if�uty forfeiturc
<br /> action or prac�oding, whether civil or criminal,is begun that in L.ender's gaod faith judgment could result in forfelture of the
<br /> Property or otherwlse materially impair the lien created by this Secudry Instrument or Lender's socurity interext.Borrowtr rnay
<br />';'t-�•�� ,1, cure such a defswlt and ninstate.as provided in paragraph 18. by causi�g the action or proceeding to be dismissed with A ruling
<br />' _ � ' , that, in Lender's ttood faith dctcrminatton, pnxludes forfeiture of the Borrower's interest in the!'roperty or othcr material
<br /> ,�;;y��;�'��`"��'��;;� impaimunt of the lien creatod by ihis Security Tnstnunent ar [.ender's security intereu. Borrower shall �Iso be in default if
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<br /> �yu��a.:'-.� Borrower,during the loan application process,gave mutorially false or inaccurate infonnntion or statements to Le►der(or failod
<br /> ,��y(11V���,'•s: .. � to provide Lender•with any ttwterial informatlon)in connectioa with the loan ovidencod by tho Note, including,but not limitod
<br /> '.:« ��3::'.: •. to, reprerentations conoerning Borrower's occuputxy of the Pmperty as a principal residence. If this Security Instrument is an o
<br /> " ` '�'wf"��'- � � ' leasehald, Borrower shall comply with aU the provisions of thc leace. If Borrower ecquires fec tit16 to the Propeny. the
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<br /> leasehold and thc fa titic shall not merge unless Lender agrees to the mergcr in writing. -
<br /> •�-yr4,�s�;�,4�+►F;,;._� 7,Protection ot Lender's Righ4v in the Property.If Borrower fails to perforn►tho covetwnts�nd ugnxments containod in
<br /> _ ' ''' � ' this Scxurity Instrument,or there is a legal proceeding thut moy significantly affect Lender'�rights in the Property(such as a
<br /> �E•' ::, , , proceoding in bankruptcy,probate, for condemnation or forfeiture or to enforce luws or regulations), then L.ender may do and
<br /> - •w�� pay far wh�tever is necessary ta protect the valuo of tho Property and I.ender's rightx in the Property. l.ender's xtivns may
<br /> •�� ��*:.� �- include puying any sums secumd by a lien which hac priority over this Security Instrument. appearing in court. paying
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<br /> � reationable attorneys'fees and enterins on the Property to muke repairs. Althcwgh L.encfer may take action under this pazagraph
<br /> , :� 7. Lender does not have to do so. �-
<br />- ',"��°.;;,• ' ' ''"`' Any amounts disbursed by Lendcr under tfiis paragraph 7 shalt t�ecome :idditinnal debt of Botrow�r secumd by this
<br /> '_ ,, ��" ���� �' Security Instrument.Unlcss Hotrower nnd l.ender ugree to other termc of payment, thase umuunts shall bcar imonst from the
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<br /> ' '�� � •� date of disbursement at the Note rate�md shal! be payablc, with interest, upon noticc from Lender to Borrower requesting
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<br /> ''� _ ta S.Mortgage Insurance.if Lerxier required mort�age insurunce as u condition nf making the Ioan secured by this Security
<br /> .;' .�',��-:'�=� Instrument, Borrower shall pay the pmmiums requircd to maint•rin thc mortguge imur.uue in effect. lf, fur any reason, the
<br /> _ '':c:u�.:.s�: mortgage insurance coverage mquired by Lender lapscs or ceases w be in effect, Borrower shall pay the pmmiums required to
<br /> ��� :�� obtain roverage substantiAUy equivalent to the mortgage insurance prcviausly in effect,at a cost substantially equiv�lent to the
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<br /> k, .,�r.,.. ;.� rost tu Borrower of the mortgage insurance previously in effect, fram an altem�te r►xirtgage inrurcr approved by Lender. If
<br /> - substantially equivalent mortguge insuranrc coverage is not Avail•rblc,Bormwcr shall pay to Lender each month n sum equal to
<br />__:;� �',�i � one-twelfth of the eul mort n e insurance rcmium bein aid b R��rrower when the insura►xr cover,� e la sed or ceasod to
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