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<br /> ; 91--1u8793
<br /> ' TUUA7?ISR VYITH uU�he improvementa now or hereuftrr erected on the pronedY•und AI�casemcnlr►.uppurtenan�es,
<br /> � �d flxuuca naw a�trcrcafter r pxn ui�6c proprrty. All replscemrntu arKl additfoos rjhall ulso bo covercd by thir Scrurlty
<br /> In�uumsnt. All c�4 the i�x�e�oinQ ie rcfemcd ro in thiA Security Imtrument a�ihe"Pro�enr"
<br />_ ��� BORRON'M COVENANTS�hat Bom�wer is I�wfully�+ci�ed of thr es�ute hcrcby��umcycd nnd has thc ri�ht to Qrunt
<br /> - -- � And canvcy the Fltc►perty vul Owt�he ProPrrtY is untncumbered.except for encumbrunces of ntiord. B�xrower wamuur and
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<br /> wiU defend gcntniiy Iho fitk ta the RropeAy t��f�wt�11 clwlmr otKf denwnd3,�ubject tu uny crKUmManc�es of r��onl. _
<br /> ------.= . ,:. '� THlS SP.Ct�RITY !NS'tRUMENT comWncs unif�xm covenanta for nA�fonal usc cu�J non•uniform covcnam� N'ith
<br /> IUnitad variatiat�hy juriadictian w constilute s►unffurm secu�ity instrument covcring re�l pruperty ` '"
<br /> - = UNiF�RM COVENANTS. Bo�*'owcr and Lender�at and��c C6arQea.'Bom�wcr shal!prcnptlY paY whcn duc Uie
<br /> -- 1. 1'n��nt ot PrlaciQal�ad lateresti Pr�MY
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<br /> prin�{p�1 af a�i�d intcrest on the debt evidenced by thc NWe and uny prepaYmen�end�a�c churgca due under�he wc.
<br /> _'`�''"� 2. Rua�tar Tazes aeid Ineunnce. Subject to applicnblc law or to a wrinen wuiver by Lender.Bnrrower shWll pay to
<br /> °-?«'�. Lender aq tho c1�y month�y payment�uc due under Ihe Note, until the Nae is paid in full,o sum 1"Funds"1 fnr.lul yearly
<br /> - _.__;:_,,,� uuces and antea.�.-nt�wbich muy attafn pricxiry over this Secudty Instrument aY a lien on the Property:lb)yearly leurehold - -
<br /> - payments ar �mund rents on the PropertY. if unY: ��� Y��Y �°� °f PrOp�nY insurance premiumx: ld) yearly flood
<br /> � insunur:e�mmiums. it any:le) ycarly mongAge Insurance premiums, if uny:ond (tl�Y�umc pay�ble by Borrower to
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<br /> � --Y''f�' L.endu�in acrnrdpttce with the provisions of pnrograph 8.in lieu of the payment of mortgagc insuruncc prcmiums. Thcsc -
<br /> ---- :.� items nro c�11M"Escrow Items.' l.ender may,at any time,collect and hold Funds in an amoont not to exceed the ms�ximum
<br /> - - = unount a.lpxkr far a federally reluted mortgage lo�n may require for Borrower�a escrow account under 1he federnl Reul
<br /> '�'.�� �tate Senkmont Arocedures A�:t of i 974 as wnended from time to time. I 2 U.S.C.�2601 er seq.l"RESPA"1,unless suwlher
<br /> --�"=:•';,� �a„„�µy��s�p�he�unds sets a lesser amount. If go.Lender muy,nt any time,collect and hold FLnds in nn amount not lo �_
<br /> �._���,`� exceed tho Iesser anwunt• l.ender may estimute the umouni uf Funds duc on the ba�is of curtent data and res�sonvble �_ _
<br /> t,,_,� e�timatos of oxpendiwms of future Escrow Items or othervvise in accordunce with upplicable luw.
<br /> - :- Tt�p Funds sFwll be held in an institution whose deposits ure insured by u feder�l agency,insuumentnlity, or entity —.
<br /> �--`=''L" (inc�uding L;ender. ;f Lender is such an institution)or in any Federu�Home Loan Bank. l.endcr shall npply the Fun�s�o pay
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<br /> -�"�:;��,�, =�� the Escrnw ltomx. L.ender muy not chsuge Borrower for holding and applying the Funds,annually analyxing the escrow
<br /> ,�,�,-�;i3`�;��„ �,, accaunt,cx.verifying the Escrow Items, unless Lender puys Bvrrower interest on the Funds wid applicable luw pertnits
<br /> ��'�'y, •,';: l,ender ta ms�;e such a cF�arge. However,Lender may requine Borrawer to pay a one-time charge for an independent reul
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<br /> .__._J,;,;,��;.;a . eslnte twc rc}�oning service used by Lender in connecuon with this loan,unless applicoble law provides otherwise. Unless nn 6-1
<br /> ,�,.YZi;�;�a:�,;.„ ; agreenr,nt is mAde or applicablc law requires interest to be paid,Lender shall not be re�ry��ed�o PpY Borrower Any intemat or
<br /> --�=�c•;; � � eamings m Ihe fiinds. Bmmwer wut Lendcr may ugree fn writing,however,that interest stwll be paid on the Punds. Lender
<br /> o�,;:;��:, suall g�v f�wh��h euh debit to�heFuendx wns made.�The Funds rue pledBed ns�addiuonul securiry for�all sumsnsecurcd�by _
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<br /> ,�.��:�._ ° thds S4�!'t►rity In�trument. _
<br /> ;,�y,���, If tho FUnds held by Lender exceed the amounls permitted to be held by appiicablC iaw. Lcndcr sha!! accouns to
<br /> Bocrower(or the ezcess Fund<in uccordance with the requirements of applicable luw. If Ihe amount of the Funds held by
<br /> ��<<4Jd•zrK- Lehdor at any lime is not sufficient to pay che Escrow Items when due, Lender muy so notify Borrower in writing,and,in —
<br /> « y � ---- such e�ss Bosrower shAll pay to Lender the amount necessary to make up the deficiency. Borrower shall muke up �he -
<br /> '=�r°•' ' d�itciency in no more than twelve momhly payments,at Lender's sole discretion.
<br /> '��'�� tJ a ment in full af nll sums secumd by this Securiry Inswment,Lender shull prompUy neiund to Borrower any
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<br /> _;y�i FL�x)s Flold by Lender. Ii,und�r paragrnph 2�.Lender shall acquire or sell the Property. Lcnder,pnor to the acquisition or
<br /> •��R°=•�::*t sale of tho Property, snall apply onY Funds held by I.ender at the �ime of ucyuisilion or sale as a credit agaipst the sums —
<br /> •_� secwod by this Security Inatrument.
<br /> ''"""-'h' ;,. ApMieA9lun oF IPaYmentR. Unlesc applicable !aw provides otherwise. ull payments received by Lender under �-_
<br /> �"���`°'����.�•� �� paragtpphs I and 2 shull be applied: fir,t,ta su►y prepuyment charges due under the Note; second,to amounts pAyuble under _
<br /> ��='`� ' � paraigraph 2;�hlyd.�o interest due;founh,to pTincipnl due;and laz;t,to any late charges due under the Note.
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<br /> ��'�"x''�,�� �� 4. Cha�;Liena Hoirower shnll pay all taxes, assessments, charges. fines and impositions attributable to the
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<br /> .._¢x�.�?°�•;r.r :: p'ta�erty which may aunin priority over�his Securiry Inswment,and leasehold paymems or ground mnts,if uny. Borrawer
<br /> -�`;T;'�:f���:''��': ' shall�ay these obligatians in the munner provided in parngraph 2,or if nat paid in that manner,Botsower shall pay them on �"`
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<br /> ,,,�r•, ,. timo d9re�cUy to the person owed paymcn�. Bomower shall promptly fumish ro Lender all notices of amounts to be pa� un er
<br /> ',�����• ' ! , this rn lf Borrower mn{:es these payments direcUy,Borrower shall pranpdy famish to Le�der receipts evidencing
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<br /> �-�-r-�-..,�? • Bcxrower�hall promptly discharge any lien which has priority over thi�Security Instrument unless Borcower.(a)ogrees
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<br /> �5i�t r�:h�;r�'s,' inµriting Io 1he payment of the oblisutian s..�cured by the lien in a manner ucceptable to Lender.(b)cuntests in gaod faith the
<br /> ;��c�;:" '•;.. . . . � lien by,or defendv eguinst enforcement of the lien in,legal pnxcedings which in the Lender's opinion operute to prevent thc
<br /> "�1i,- � .. . .�` enfrnc+oment of the lien;ur(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating 1he lien ����
<br /> � �'!�� to this Security Insd'ument. If Lender detertnines that uny part of the Property is subjec� to a lien which mny uttain priority
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<br /> .:�,`,.. . �.��,c, ��. ov�►this 5ecuriry In3trument,Lender muy give Borrower a notice identifying thc lien. Borrower ahall sutisfy the lien or take
<br /> ••?�� ��°• �•�!�`• o�e or more of the actions set forth ubove within 10 duys of the giving of notice. __
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<br /> 5, Hozard or Property Insurance. Borrowcr shal!keep the improvements now existing or hereafter erected on the
<br /> ��"'' � '�� ' Propv»y insured vgninst loss by fire,h�zards included within the term"extended coverage"und any o�her liuuuds,inclvdin� �;:
<br /> "' tlnods ur Oooding,for which Lender requires insurance. This insurance shall be maintained ln the amounts and for the �_
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