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. RE-RECORDEQ <br /> 99 11. 143 � <br /> (F� Notice of Changes <br /> Lender will give notice to Borrower of any change in the interest rate and monthly payment amount. <br /> The notice must be given at least 25 days before the new monthly payment amount is due, and must set <br /> forth (i) the date of the notice, (ii) the Change Date, (iii) the old interest rate, (iv) the new interest rate, <br /> (v)the new monthly payment amount, (vi)the Current Index and the date it was published, (vii)the method <br /> of calculating the change in monthly payment amount, and (viii) any other information which may be <br /> required by law from time to time. <br /> (G) Effective Date of Changes <br /> A new interest rate calculated in accordance with paragraphs (C) and (D) of this Rider will become <br /> effective on the Change Date. Borrower shall make a payment in the new monthly amount beginning on <br /> the first payment date which occurs at least 25 days after Lender has given Borrower the notice of changes <br /> required by Paragraph (F) of this Rider. Borrower shall have no obligation to pay any increase in the <br /> monthly payment amount calculated in accordance with Paragraph (E) of this Rider for any payment date <br /> occurring less than 25 days after Lender has given the required notice. If the monthly payment amount <br /> calculated in accordance with Paragraph (E) of this Rider decreased, but Lender failed to give timely notice <br /> of the decrease and Borrower made any monthly payment amounts exceeding the payment amount which <br /> should have been stated in a timely notice, then Borrower has the option to either (i) demand the return <br /> to Borrower of any excess payment, with interest thereon at the Note rate (a rate equal to the interest rate <br /> which should have been stated in a timely notice), or (ii) request that any excess payment, with interest <br /> thereon at the Note rate, be applied as payment of principal. L,ender's obligation to return any excess <br /> payment with interest on demand is not assignable even if the Note is otherwise assigned before the demand <br /> for retum is made. <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in pages <br /> 1 and 2 of this Adjustable Rate Rider. <br /> ���rGt n-to�.�ar�e�$� (Seal) (Seal) <br /> I S IDRA MAZARI EGOS -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> FHA ML7LTLS1'ATE ARM RIDER (2/91) <br /> Document Systems,Inc.(800)649-1362 Page 2 of 2 <br />