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<br /> TOOBT�IF.it WITH�II the im�pravane�M�now or F�erafter emaed oa the property.a�d ali waaeate.�PP�Re�w�oa,aad
<br /> lfxtrma now or herafkar• pat ot the p�+npeny. All apl�oanerMi wd �ddJitions ahs11 dso be ooveced by �hir Sra�rity
<br /> lo�a�mnt.All of da ta+Koia�is referrad to in tbl�Security irwrumau u t6e"Prnperty."
<br /> — iKilcKUV�►wc i.�u��NAi��tirt borrower i.{�wiuiiy�eiMCi of tho Mu1e F�oteiay vuavcyaid r:�d h�;ttz,r3�a!tst�saat�3
<br /> canvey the PropKty n�f tlut tl�e PropeRy ia unencumbtnd. oaooQt fcx aw.vmb�u�a� of record. HorrpwCr w�rnrw aad wW
<br /> ddpd�aiervty the tftle W the Propaty qain�t dl cldms�ad dnrwndi,wbject w my encumbrarces of rocurd.
<br /> THIS SECURITY lNSTRUMNNT oombinos uniform covenant�for tuitjonal we and non-u+�itorm oova�nt+wUh Imiled
<br /> _ v�rWionc by juridlctbn w oon�tfpue a uniform�eauity inatuma�t ooverfnR real prc�aMy.
<br /> , UNIFORM COVENANTS.Borrnwer and::�er^�+�ronuu u�d agroe as fdlow�:
<br />- — 1. Payma�t at Priadpsl �ni Intee+ati ��'� apd L�te C6arga. Hornawer shali Pr�Y RdY wha� due tbc
<br /> priocipal of and interest an�l�e debt evidrt�ced by tho Note�nd any pcepayment ard ute ciwr�es due under the Note.
<br /> 2. Fw�ds tor Tiuca�nd In�urana. Subjoct to applic�ble law or w�wdtten waiver by Lender, Barrower stWl pry to
<br /> Lender on the day monthly paymenta are due undcr the Note,until the Noce is p�id in full, a wm("Funds")for:(a)ya�rly taaes
<br /> ud�seacnxnts which may attain prioriry over thi:5ecurity Inxtnunart as a lien on thc Property;(b)yea�ly leasahold pnyments
<br /> _ _ or ground rrots on the I'raperty,if�ny; (c)yeuly hazarcf or property incurmoe promiums; (d)ye�arly flood insumnce p�+emiurns,
<br /> if any; (e)yearly mortgage insurAncc prc�niiums. tf any; and(��ny sums payable by Borrowcr to Lender.in�ocordam with
<br /> the provisions of paragraph 8. in lieu of thc payment of mortgage insurance premiums. 71use ituns are called"Sscrnw Itema.'
<br /> I.errkr mzy, at any time.collat and tald Funds in an amount noc to eaccced tix maximum sunount a Iender for a federally
<br /> related mortgAge loan may roquire for Borrawer's esccow accaunt unlcr the federal Real 6state 5ettleirxxit�hvcodures Act of
<br /> �-- t?74 as auk:ndcd frwn time to ti�i�e,12 U.S.C. Section 260! et s�q. ("RESPA"),unless another law tfurt�+plics�eo the Fu�
<br /> ieta a lesser amount.If so, Lender may,ut any Nme, callect and hold Funds in an amouat not to excecd tho lessa anwiunt. �
<br /> - ---- --�-� - --- Lcndcr may eatimatc the amount af Fands due on the basis of curnnt data and eeason�bic estimptes of ox,peqditu�x of futurc
<br /> _ $actow Items or otherwise in accocdance with applirable law.
<br /> _;.,:;-,�� Tt�e �nds ehall be held in �n institution whose deposits u�e insured by a federal s�ency. instruma►tality, ar entiry
<br /> —_ -..- (i�cluding Lendcr,if Lender is such an mstitution)or in any Federni Home Laan Ban1c. Lcnder shull apply the Funds to pey the
<br /> F�crow Items.Leoder may not charge Borcower for hotding u�d applying the Funds, annuelly analyzing the escrow account.or
<br /> =- verifying the Escrow Items,unitss Lender pays Boaower intereat on the Funds and applicable law permits L.endcr ta make such
<br /> i charge. However.Lender may roquire Horrower to pay a one•time cha�ge for an independent nal estatc tax rcparting servioe
<br /> used by L.ender in wnncction with this lonn, unless applicable law providea otherwise. Unless an agrcement ic mode or
<br />_ — Applicable law requtrcs iatercst to bc paW, l.ender st►all not bc requircd tc►pay Borcower any ituer�.st or carnings on Ihe Fur�.
<br /> Borrower and Ltnder may�gra in writfng, hawever, that intercst shall bc paid on the Funds. Lcncier shatl givc to Borrower,
<br /> without chu�e. an�nnual ooc�wnting of the Furxls, ►howing crodit�u�d debits to ttx Funds auid the purpuse far which each
<br /> -- �!!b!t to!ht F��tx��wne tnirle�, '1'hr���n�ix.re rle.Yl��+d,�s r�iUionni xecu�ity fnr�il xumx racured by this Sav�ity lnutvmaM. ,
<br /> If the Funda held by l,ender cacwxl the amcwntx pcnnittai to be held by applicubie luw,l.ender shull w�count to Bom�w¢r
<br /> for thc exceas Funds in uccardwire with thr rcyuirementx of applicable law. If thc omcwnt of the Fund�held by Lender�t any
<br />- time ir not wffieient to pay the Ew:mw Itemz when due.I.encier may so ncuify &xrower in w�iting, and,in such ex.+e Borrower
<br /> itwll puy to Lender the anxwnt neceswry to nwkc up the deficiency. Bortower sFwll make up the deficiency in na morc tlw�
<br /> twelve monthly paymentc,at l.cnder's sale discretion.
<br /> � Upon payment in full of alt wms tiecured by this Securiry Instrument, I.ender shall promptly refund to Bnnower any
<br /> Funds held by Lender. lf,under paragruph 21,Lender shall acquire or seli the Property,Lender,prior to the ecquisiti�n or sale
<br /> _ of the Propeny,shall upply any Funds hcld by L.ender ut the time of acquisition or sale us a credit against the sums socurod by �
<br /> = this Security Instrun�ent.
<br /> •���,-.�r¢„ 3.Applieattion of Poyments.Unless applicubie law provides otherwise,all payments received by Lender under par�gruphs
<br /> � .�'.R:';H'.x,': 1 smd 2 shall be applied: first, to any prcpuyment charges due under the Note; sccond,to artx�unts payable under paragraph 2;
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<br /> „'1;y��,,:.�. � third,to intemst due;fourth,to principal due;and last,to an�� late charges due under the Note. _
<br /> '•':"��;�;.'''}I�•n;��." 4. Cha es; I.iens. Bonower shall d ��I I�Xl`ti,assesxments, char eti, finex and im �itions uttributable to the Pm
<br /> ,�. � ��f�y r8 P'Y' g ' Po• PertY
<br /> 1��„`,,��*, , which may attain priority over this Security lnstrunicnt, anJ Icusehold puymcnts or ground rents, if any. Borrower sl�all pay
<br /> �; .�'rc;�+r�''�•�����• .. thae obligations in the munner providc:d in puragraph 2,or if not paid in that manner, Bonower shall pay them on t ime directly
<br /> �i';•'�_;;�'�'' to the person owcd payment. Borrowcr shall promptly furnish tn Lender all notices of amounts ro he puid under this paragraph.
<br /> ' '�3•;�.;.:;::.�w If Borrower makes thcrc payments directly, Borrowcr shall pmmpdy fumish to L.endcr reccipts cvidencing the payments.
<br /> •`'r��':''• :' Borrower sh;�ll prompdy discharge uny lien which hux priority over this Sccurity Iastrument unte,s Borrower:(n)agrees in
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<br /> - �•�''^:s•:��� writing to the payment of the obligation secured by the lien in a manner acceptuble to Lender; (b)contests in goad faith the licn
<br /> • �;�aV by, or defends against enforcement of the lien in, legal procecdings which in the [.cnder'� opinion operate to prevent the
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<br />_-- �,.�,_;�a. enforcement of the lien;or(c)securcs from the holder of the licn an agrc�cment+atisfactory to Lender subordinating the lien to
<br />-__� this Security Instrument. If Lendcr detem»ncs that any part of the Property is subject ti> a licn which may attain priority over
<br />-;.��'�c'.'` this Security Tnstiument, Lencier may�ivc &xrower a noticc idcntif'yin� the licn. &irruwcr.huli.ati�fy the licn or take one or
<br /> '�'�`-���� morc of th�actions set forth above within 10 duys of the giving of notice.
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<br />--,��eT.�,.r�rr��mya Fam 3028 9/�0
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