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<br /> _ �---==�_..�.�»�� 93- ii�05i
<br /> TO(ib'THER WITH all the improvomenta now on c�roafter eroctad on the property,uxi�11 a�nenta,ap�wrtenano�s.�nd
<br /> ' fixtures now or hercafter a pwt uf thc propeRy. All r�a�mentr �nd +�ldltians �iull �Iza bc w�verod by thlr Security
<br /> • Iantutnent.All of the torc�oin�i�rcferral Iu in thi�5ocurity lnstnirnenc aa the"PrapenY,"
<br /> � __ _—_ � BORROW ER COVBNANTS tlu! Bixn�wer is lawfully�ai�ed af the awte hereby cnnveyed�nd h�the ri�ht tn�rant and
<br /> convey tho Property and tfut the PrapeMy ic unencumberod,exoept for encumbroncer of �rd. Fiarrower w�rr�nu u�d w[Il
<br /> defood QenenUy the tiUe to the Property a�ainst�li rls�m�and dem�r�ds,aubject to my encumbranceK ot'record.
<br /> THIS SECURITY INSTRUMENT cumbines uniform covenwtts for tu�tional use wnd nun-unitorm covenant�yvith liinitrd
<br /> -- voristions by jurisdiction ta canstitute a unifnrm security instntment covering rcad property.
<br /> °-''_�=� UNIFORM COV�NAIVTS. BaRUwer and Lendar cuvetunt�nd �trc�e+u fuilaw�:
<br /> �W= �� l. Payment ot Princip�l apd Interesti �P�Y�t+� �k Cb�rQw. Borrower�11 promptlY paY when due We
<br /> °• ' principal of and interest an the debt evidenced by thc Notc and any prepayment and latc charga due undcr thc Note.
<br /> ' 2.Funds[oc Taxes And Inw�ance.Subjxt ta applicxt+le law or to a wrltten waiver by Lender, Bc►rrower shall pQy to
<br /> _ �—i L.ender on the day manthly payments arc due under thc Notc,until the Note is paid in full,a sum('Funds")for:(al yeuly taues
<br /> u�d usscssmenls which may attain p�io�ity over this Secudty Instn�ment as a lien on the Propeny;(b)yearly leasehold payments
<br /> or ground rents on thE Property,if any:(c)ycarly h�srd or property insurance premlums;(d)yearly floai insuruncx prcmluma.
<br /> if nny; (e)yearly mortgage insurance promiums, if any;and(�any sums paypble by Borcower to I.ender, in nccordartice with
<br /> the pravisions af paragrAph 8, in lieu of thc puyment of martgage insurancx premiums.Thase items are callod "F.scrow Items.'
<br /> Lender rtwy, at any time, collret and hold Funds in an amount cx►t to exceod tho mtucimum amount a lendor far a federally
<br /> — rclated mortgage loan may require for Borrower's escrow account under tho federal Real Estate Settlement Procedures Act of
<br /> 1974 as amended from time to time. 12 U.S.C. Section 2601 et seq. ("RFSPA"),unless anather law that appUes to tho Funds
<br /> I sets a lesser umaunt. If so, Lender muy. at any time. wIlat and hold t�unds in an amount nat to excpod the lasscr amount. -T
<br /> �`r Lender may cstimate the amount of Funds due on the basis of current data and teasonaMle estimate-�of expenclitucra af fut�ue
<br /> �^,t�-'�' .�
<br /> ""'"'��'' � Escrow Items or dherwise In accordance with app1icAble law.
<br /> '�"�{"'�' �� ` ,,t � The �unds shall be held in s►n institutian whose deposits nre insural by a foderal agency, instrume�tality. or entiry
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<br /> � s� • ; � (including Ixnder,if I.ender is such an institution)or in any Federal Home Loan Bank.Lender shall apply the Funds to pay the
<br /> . >. , Escraw Items. L.ender may not charge Borrawer for holding and applying the Funds, annuaqy aiwlyzing the escrow account,or
<br /> ��;:�:5%,; ,o
<br />- :;'}:• . 'r ;r: ;'• ' ' I verifying the Escrow Items,uoless L.ender pays Borrower interest on the Funds and applicabla Iaw pertnits Lender to make such
<br /> ��4�m • �,�,., a charge. However,Lender may require Borrower to pay a one-time charge for an independont rcal eFtate taz reporting secvicx
<br /> : a:�..l`�t�'.�`° used by I.cnder in connection with this loan, unless applicable law provld� otherwlse. Unleas an agrccmcnt is rt�ade or
<br /> " �;,,',�;;,.,,,; .,,;:� : appitcubte law requtres interest to be paid,l.cruier s;hal l nc�t be required to pay Bocrower wny interest or eamings on the Funda.
<br /> ,�• a�:'.�cf;.�a��`•:it,�av. Borrower and Lender mriy agree in writing, howevcr, that interest shall be paid on the Funds. Lender xh�ll Qive to 8orrower.
<br /> p.�4.'.' V..�: �' ...
<br /> � `'' "" a - •' , without chsuge. un annua!accounting of the FunJw, tihc�wing credits and debits t�tht Pundc und the purpo�se for which e�ch
<br /> �'�"�`'dr""�'�°t,�'� � dtbit tQ!!tt Fs�nsf�was mix��.The Ft��t�l�Hre�+I�y.«I A�:wlditio��Hl wcu�ity for All wms securod by lhir 5ecurity In�trument. ,
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<br /> •.. • • If the Funcis Ikld by Letxier e�►reed the•rnxwnt.permittcai to Me heid by applfra�ble luw.Lender shall�cecwnt tn Borrower
<br /> far the excecs Funds in acr��rJuncc with thc rcyuircments of applicablc luw. lf the unwunt of the Funds hcld by l.ender at any
<br /> time is not wt'ficicnt to pay thc Ekrc►w Iten�s when duc.l.ctxfcr m;►y so natify Borrower in writing. anc1,in wch c�se Bortower
<br /> " shall pay to C.cndcr thc anx►unt nereswry to nwkc up the deticicncy. Bairnwer stwU m�ke up the deficiency in no more tiWn
<br /> twclvc monthly payments,at Lender's wlc discrctiun.
<br /> �� Upon paymcnt in full of ull sumti +ecured by thi.r S�YUrity Instrumcnt. I.crulcr shal! prumptly rcfund to Borrower any
<br /> . �unds hcld by L.cndcr.If,uncler paragr:�ph 21, Lcnder rhull xyuirc or scll the Property.Lcnder.prior to tha a¢quisition or sale
<br /> � ` of the Property, sha�l apply uny�unds held by I.endcr ut thc timc ot'xquisition or sale ac a credit against thcr sums secured by
<br /> this Sccurity Instrument.
<br />:,,� 3.AFplication ot Payments.Unletiti applicablc law provides otherwise,ull puyments received by L.ender under paragraphs
<br /> : � i und 2 shall be appl ied: fint, to•rny prepayment churgc�duc undcr the Noto;,ecnnd,tn amounis payable under parayraph 2;
<br /> �� � third, ro inceretit due; fourth,to prinripal duc:and last,to any late charges due undor thc N�te.
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<br />, • 4.Ctuirges;Liens. BoROwcr shull pay all taxes, ussessments, charges, fine,and impo�itions attributable to the Propeny
<br /> � :'�:�� � which mAy nttain priority over thi� Security Instrument. arxi Icaschold payments��r ground rents, if siny. Borrower shall pay
<br />� . �.��,,.'. , � these ohligutions in the manner pr�>viJcJ in puragraph 2,or if nut paid in that manncr. Bormwcr shall pay them on time directly _
<br /> � ` - • to the person owed payment. &�rruwer shull prumptly furni+h tu l,ender all notice�ot';�nx�unt�tn be paid under this pacagraph.
<br /> � �. !f Borrawer mahes these paymentti directly,Borruwer shall pn»ZipQ�� furnish t��Lender receipts evidencing the payments.
<br /> ;;;�'" ` &irrowcr shall prontptly di.rhurgc uny licn whicli has priiuity��vcr thi>Sccurity ln.trutncnt unicsti Borrowcr:(a)ugrces in
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<br /> writing to thc paynknt of thc obligation securcd by thc licn in a manncr arccptablc to l.cixfer:(b)cuntetits in good faith the lien
<br /> �, ,�Y by, or defends against enforcement uf the lien in, Icgal pr�kcedings which in thc IAndrr's �ipinion operatc to prevent the
<br /> �" �� enforcement c�f the licn; �ir Ic1 xrurr.frutn tho h��ld�r i�f th�lien an agreement+atist'actory tn landrr subc�rdtnuting the lien to
<br /> Y. �* - • this Security instrument. If Lendcr d�trrminr� that any part uf thc Pr��perry iti�uhjert t��u lirn ��hich muy attain prinriry over
<br />��•, � this Security Instrumcnt. Lcndcr mu�•givc Burruw•rr:i nutirc idcnti(ying thc licn. &�rr��u�er�hull�utisfy the licn or take nne or
<br /> '�, more of the actions set fonh above within 10 duy.uf thr giving of nc�ticc.
<br /> ,�• F«m 3028 9/�0
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