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<br /> '1�OUBTHBR WITH dl the impmvanent:now a inrafter trxted as the property.md�I duments.appucta�noa.uid
<br /> Axtut�at now ar hen;after w put of the property. All r�eplacements �nd additfons shall �Iw be coverod by t6is 5ecutity
<br /> Ia�rument.All of the forogaln�is rcferred to in thiY Socuciry I�utrument as the'Proparty•'
<br /> �� - - -� BORROW�It(,'UY�ihiAN�'S tha/Horrowc�ir irwiutiy�isod af the atsle hereby can�eyM txw►iu�thr�iErtt to�reat md
<br /> oonvey the Pmpercy aed thwt the PrapertY is u�encumbeoed, except for encumbranca of rocord. Borrower warr�nts and wlll
<br /> detad�enerally the title to the Prc�erty�ainst all clairtu�and de�n�.subjxt ta any en�vmbnnas of ra�ord.
<br /> THIS SECURITY INSTRUM6NT oombi�es uniform cove�ents far nAtionxl use s�nd non-uniform ooven�ts with licnhed
<br /> vuiationx by juri�di�Kion w oonstitute a uniform securiry Iostnimnt eovering rca!property.
<br /> -a----- --"� UIVIFORM COVENANTS. Bortawcr and l.ctulcr covenant and agree es fallawti:
<br /> — - - 1. Prymatt ot Ptiacipl siW L�teresti PreWYmeat �ad Late Char�a. Bamower slWl promM�Y i�Y whe� due tbe
<br /> prinripot of and inte�t on the dcbt evidcrxrod by the Note w�d any prepryment und l�te chrrp�es due urxkr the Note.
<br /> 2. F'uads tor Twces u�d IAatsaee. Subject ta applic�ble law or to a written waiver by Ixndcr, Borcower shutl pny to
<br /> l.cnder an the day monthly p�yments we due undcr the Note,until the Note is paid in full,A aum('Funds')far:(a)ye�rly tue�
<br /> and assessmeots which trwy atwln priority ovcr this Security lnsnument us a lien on thc PropeKy: (b)yearly leasehold paymcnts
<br /> or growid rcnts on the Properry, if any;(c)yearly h�rd ar pmperty insurance premiums;(d)yearly flc�od insurence p�+emiuma.
<br /> if uiy;(e)yearly moAgage incuratxe prcmiums,if any;aad(fl any sums payabte by Bc�rrower ta Lender,in accadunce with
<br /> thc provisions of poragraph 8,in lieu of thc payment af matgage insur�nce premiums. Thesc items ar+c caliai"Escrow Itema."
<br /> Lender may. at any time,collect �nd hold Funds in an amount nat to exceed the muximum umount a lendur for a fedenlly
<br /> neuted moctgage loan may re�uire for Borrower's escrow acccwnt under the federal Resd Estate Settl�ment Procedures Act of
<br /> -° i974 w,u��e�kied froin timc ta dmc, !2 t1.S.C. Sa:tion 2601 er seq. ("RESPA"). unless a�other law thec applios to the Fands -
<br /> �_-- sets a ksser amount. If so. Lender may, at any time, rnUect and hold Funds In an amount not to exceed the Icsser amaunt.
<br />��•_��. Lender may estimate the amaunt of Funds duc on thc basis of cument dam and rr�uoiwble estirrwtes of expendituns of futune
<br /> ��� Eccrow Itenns or othenvise in accotdance with applicable law.
<br /> `��� The Furxls shall bc held in �n institution whose depo�its arc insurod by a fvdcr+l ugency, instrumentaliry, or entity
<br />=;t (includtng Lend¢r.if Lender is such an institution)or in any Fedorul Home Laan Bank. I.ender shall upply the Funds to puy the
<br /> : Escrow Items. Lender may not charge Barrower for halding and applying the Funds.�nnually analyzing the escrow t�ccount,or
<br /> verifying the Escr�w Items, unless I.ender pays Borrower intomst on the Funds and applicable law permits Lender to malce such
<br /> ' a charge. However,l.cnder nuy require Horrower to pay aone•time chargc for an independent real estotc tux reportins scrvice
<br /> �,• usad by I.ender im m�noction with this loan. unless upplicable law provides otherwise. Unless an agroement is madc or
<br /> applicable law rcquires interest to be pAid. I.cnder shall not be required to pay Borrower any intereu or carnings on the Funds.
<br /> - Bomower end Lender rtwy agrot in writtng,bowever,tnat intcrost stwlt be paid on the Funds.I.ender shall give tu Barmwer,
<br /> =t:4�. without charge,an annual accounting of the Funds, showing crodits and debits to thc Funds and the purpose for which each
<br /> - — � debit to the�unds was made.Ti�e Funds am piedgeci a+iu?ditiu��i xxmity far r�fl sums;ccurec!by this Strurity lnstrument.
<br /> �"`�vx°+k`�'� If the Funds held by l.endcr cxccxd the amounts permittod ro be held by applirrblc law,l.cndcr shull arcount to Bormwer
<br /> � '�,a��r+-• �*.~�•�:
<br /> ,��;��.,�;�.,.r•••�� � for the excess�unds in acmrdance with the requirement� of t►pplicablu law. If the arnount ot the Funds held by Lende�at any
<br /> 1•• �°�'�„`^�z�;i�'='��• time is nat sufficient to pay the Eticrow Items when due.Lender rrwy u�notify Borrawer in writing,and,in such case Horcower
<br /> r 'K'4:-•'�- ,.'_^ =• shall to L.ender the amount necessa to mal:e u the de�cienc Borrower shull make u the deticienc in no mare than -
<br />_. • �"�_�.. PaY r5' P Y- p S'
<br /> - "":�St �' � twelve monthly payments,at Lender's sc�le discretion.
<br /> ���N. •
<br /> ; .:, , :•. , ..,., Upon puyment in full of•rll sums ucurecf by thit Socuriry In�t►ument, l.erxier tihall promptly nifund t�► &,rrower any
<br /> ;,:i_:;r, .� � .�., Funds held by Lender. If,under paragraph 2t, Lrnder tihill acqufre or kll the Pmperty, Lender, prior ti�the acquisition ar sale _
<br />�uut c of the Property,shaU upply any Funds hcld by Lcndcr ut the time of:kY{uisition or wlc u,a creciit against the tiums�ecured by
<br /> °°'" ��n ,, . this Security Instrument.
<br /> �� .�r .. .... .
<br /> �'••+''•''� 3.Applics►tlon of Payments.Unless applicvblc law provide.otherv�•ix.all puynxnt�reccivcJ hy L,�rxier undcr paragrrphs
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<br /> ,;.�;,�,�,�,,,F. 1 and 2 shall be applied:first,to an��p�epayment char�,cti due unJer the Nato:+econd, to anxwntr p:tyuble under puragraph 2:
<br /> :,,�4�...__ .: .� third.to interest due:fourth,to principal due:anJ lu,t,to an�� late charge�due undrr the Niuc.
<br /> �"` ° 4.ClwrRes; I.tens.Borrowcr shall p•ry all taxes, us,cssmcnt�. chargeti, tinrti and imp��.itii�ns uttributrblc to Ihe P�uperty
<br />_ �x�_.• . ..u.
<br /> . ,,;-;.,�: : � , which may autain priority ovcr this Security Imtrunxnt, and lcacchuld payment. ��r ground rent..if any. Borrowrr xhall pry
<br /> � •t';`'•`A: ''� these obligations in thc manner providcd in parugrnph 2,or if not paid in that manner.Borcowcr shall pay them on timr dire�tly
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<br /> �;�•' • • to the penon oW-ed payment.Borcowcr.hall promptl��furnish u�[xnder:�II noticc.uf nnx�unt�t��be paid under this paragraph.
<br /> f ' If Borrower m:ikes thc.e paynxnts directly.Borrm��cr shall prompdy furni�h ta I.enJer rcceirt.evidenring the payments.
<br /> '`7 :` c • Borrower shall prompNy ditcharge un}�lien which has prioriry ocer thi�Security In,trument unlc�+&mower:(a)agrc�c�in
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<br /> _ _ �r..,?r�.;:',-: � writing to thc paymcnt of thc obligation k�cunxi by thc ticn in a manncr ucccptablr w LrnJrr:�b)�ante�ts in gocxi faith thc licn
<br />- '��.i�;,__. . , by, or defends against enforcement nP thc lien in. Icgal pmccedingx which in thr C.r�xier'+ ��pinion oper•rte [o preve�t the
<br /> : ; enforcement of the lien;or (c)cecures from the holder of the lien an agr��ment.uti�fartory tn l.r�xler+utxinlinating the lien to
<br /> , � � � this Securiry Ia�trument.If Lender detcrminc� that ony pan ul'thr Pm�ny+�.ubjer� cu a li�n whi�h may attain priority nver
<br /> �"�' , •J53r�a'; . fhis Securit}� Instrument,L.en�ler m;►y givr&rrr���r�r a rnnlce identitj�ing the licn. &�rn�NCr tih;tll v�d�f)•th�lien or take une or
<br /> �;� ,,.,.,�,�� more of the actions set forth above within 10 J:�yF af the gi�•ing oi u.�tf�r.
<br /> f� �_+���" • Fam 3018 9190
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