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99 � 1. 135 � <br /> B. FiJNDS FOR TAXES AND INSURANCE (check one) <br /> �Uniform Covenant 2 of the Security Instrument is waived by the Lender. <br /> ❑ Uniform Covenant 2 of the Security Instrument is amended to read as follows: <br /> 1. The word "monthly" is changed to "scheduled." <br /> 2. Paragraph 3 is amended to read as follows: <br /> If the funds held by Lender exceed the amounts permitted to be held by applicable law, <br /> Lender shall account to the Borrower for the excess Funds in accordance with the requirements of <br /> applicable law. If the amount of the Funds held by Lender at that time is not sufficient to pay the <br /> Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower <br /> shall pay to Lender the amount necessary to make up the shortage or deficiency. Borrower shall <br /> make up the shortage or deficiency at Lender's sole discretion, subject to the requirements of <br /> applicable law. <br /> BY SIGNING BELOW, Borrower accepts an ag s to the terms and covenants contained in <br /> this Payment Rider. <br /> X..'�.... .....- .... .. . .......................................... Seal) <br /> ........... ( <br /> N1ARC J. H -so��oWr� <br /> , <br /> X"'/ .....��L� � —"— ............ <br /> ............ ......\.................. ................. Seal) <br /> LORI HOCK ..... �Bo«oWe� <br /> Bankers Systems,Inc.,St.Cloud,MN Form MPFR-PRS 3/t S/98 /pegB 2 Of 2J <br /> � <br />