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20040,148 <br />DURABLE POWER OF ATTORNEY <br />I, BERNICE C. FRAUEN, of Merrick County, Nebraska, have made, constituted <br />and appointed, and by these presents do make, constitute and appoint my daughter, JANIS <br />KAY SHULTZ of Kearney, Nebraska as my attorney in fact for me and in my name, place <br />and stead, and on my behalf. Subject to the provisions of Paragraph 13 hereof, my attorney <br />in fact shall have authority to do and execute all or any of the following acts, deeds and <br />things: <br />1. To receive debts, payments and property. To ask, demand, sue for, recover and <br />receive all sums of money, debts, dues, goods, wares, merchandise, chattels, <br />effects and things of whatsoever nature or description which now are or <br />hereafter shall be or become due, owing, payable, or belonging to me in or by <br />any right, title, ways or means howsoever, and upon receipt thereof, or of any <br />part thereof, to make, sign, execute and deliver such receipts, releases or other <br />discharges for the same respectively as my said attorney shall deem advisable. <br />2. To settle accounts. To settle any account or reckoning whatsoever wherein I <br />now am or at any time hereafter shall be in any wise interested or concerned <br />with any person whomsoever, and to pay or receive the balance thereof as the <br />case may require. <br />3. To satisfy security interests and mortgages. To receive every sum of money <br />which now is or hereafter shall be due or belonging to me upon the security or <br />by virtue of any security interest or agreement, or mortgage, and on receipt of <br />the full amount secured thereby to execute a good and sufficient release or other <br />discharge of such security interest, or mortgage by deed or otherwise. <br />4. To compound, submit to arbitration, or otherwise settle or adjust differences. <br />To compound with or make allowances to any person for or in respect to any <br />debt or demand whatsoever which now is or shall at any time hereafter become <br />due and payable to me, or by me, or upon my account, and to take and receive, <br />or to pay and discharge (as the case may be), any composition or dividend <br />thereof or thereupon, and to give or receive releases or other discharges for the <br />whole of such debts or demands, or to settle, compromise, or submit to <br />arbitration every such debt or demand and every other right, matter, and thing <br />due to or concerning me as my attorney shall think best, and for that purpose to <br />enter into and execute and deliver such bonds of arbitration or other instruments <br />as my attorney may deem advisable in the premises. <br />5. To prosecute and defend. To commence, prosecute, discontinue, or defend all <br />actions or other legal proceedings touching my estate or any part thereof, or <br />touching any matter in which I or my estate may be in any wise concerned. <br />6. To manage real estate. To enter into and upon all and singular my real estate, <br />and to let, manage, and improve the same or any part thereof, and to repair or <br />