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<br /> coederruwtlor►or othec taf:in�of wny p�rt of the Propeny.or for conveyuue in.tiW oi,aondenuwtian�ve hercby usi�ned and
<br /> _ _� alsall!r�pafd to l..endsr.
<br /> In the event of� t�tal t�ictng of the Pmperty.theproc ada sh�il be applitA-tA the �um� �ocured by this Security
<br /> Instrument. wlxther or not then duc,with any cxcess paid to Bortower. In the cve4t�ot�+�pwRl�l ulcing of the Propany in
<br /> which the fdr market valuc of the Property imme�iately beforc the takin�is oqt�t�i:ta ar�y�tor th�n the amount of the sums
<br /> aecurcd by thia Sccudry Inspvment immcdis�tely bcforc the taki�g,unless BnttnK+ar e�i l.rnd�r otherwise�grce in writiag.
<br /> the�um�securod by this Sxurity instiument shall be reduced by the anwunt�af�tt�A�odQ muidplied by the fdlowln�
<br /> fraction: (�)the total unount of the sums securcd immcdiAtely beforc the ta�tng,divitl�d by(b)the fair miuket valua af the
<br /> T`�' "`"`_'�""�° l�mperty immediately beforc thc taking. Any balancc shsll be pdd ro Brnmvr�r, In,d�e event o`x pwtinl tyking of tiw
<br /> p�+operty in which the fair mackct valuc of thc Property immediuely befam tha wkin&,is lesa th�n the amount of tho aume
<br /> aecurod immediately before the taking. unless Borrower sinnd Lender atherwjs�ap,roo in writing or unk�r applicable !aw
<br /> ott�erwiee prnvides,the proceeds shall be applied ro the sums secured by this�Security�Irwwment whether or not the cum�ara
<br /> thcn due.
<br /> If the Property is abandoned by Borrowcr,or If,after notia by Lender ta Borno►rr:r that the condemnor offcrrti to malce
<br /> an award or settls a claim for damages.Boaower falls to respond ta l.ender w}thltt 3U dsys after the datc the notice is given,
<br /> Lender is authodud to callect and apply the proceeds,�t itc optian,.elther ta•rastcmitian or rcpatr of the Proporty or w tha
<br /> cums secured by this Securiry Instrument,r:hether or not then due.
<br /> Unless Lender and Borrower otherwise agree jn wr�dng,eny uppNcatian.af�pnxeeds to principal shall nat extand or
<br /> pastpone the due dato of tt�c monthly payments refarr�d to in paragruphs l and 2 or.change the amaunt of such payments.
<br /> ; 11. Borrower Not ReBcASed; Forbeamna By Lender Not�a Waivcr, Extension of the ttmc for payment or
<br /> --�" - , madihcation of amomzation af the sums securect by ihis Sr.c:urity L�xlrunt��l,gruntr.�i by Lendrr W uny�uc��ssur in fntCrest
<br /> _. of Borrower shatl na operate to relcase the IiabUity of the origin�l Bormwer or Borrower's successors in interest.Lender
<br /> ..-- -. -.-.-----.--- ahall not be reyaired to eommence pmceedings againct any auac�vsor in intarest or refuse to extend time for payment or
<br /> otherwist modify amo�tization of the sums secured by thls Security Insuument by r�ason of any demand made by tha originel
<br /> —' Botrower or Borrower's successors in Intenest. Any forbearance by Lender in.ezcrcising eny r�ght or remedy shall not be a
<br /> __ --' waiver of or prcclude the exercise of any right or remody.
<br /> 12. Suocessors and Assi�ns Bound;Joint and SeverAl LiAbflity;Co•signers. The covenants and ugrecmenta of[his
<br /> Security Instrument shall bind and bene8t the successom and assigns of Lender and Harrower,subject to the provisions of
<br /> � paragrs►ph l7. Boaower's covenants and�ereements shall be joint nnd neveral.Any Borrower who co-signs this Security
<br /> [nstNment but d«s na execute the Note: (a)is co-signing this Security Instrument only to mortgage,grant and convey that
<br /> Borrower s inte[�est in the Property under the te�ms of this Secudty Instcumenr, (b)!s nat personally obllgated to pay tha sums
<br /> secured by this Secudty Instrument;and(c)agrees that l.ender und any other Bomower mAy agrc.e to extend,madify,forbear
<br /> ' or mAke Any accommodadons with regard to the tertns of thls Secudty Instrument or tha Note without that Botrower�
<br /> � consent.
<br /> 13. [.oan Cht�r�es. If the loan r,cMUred by this Security Insuument is r.ubject to a law which sets maximum loan
<br /> - cii�g�.:.a+id tt►ai law is tin«ily interpr�ted so that thc tatcrest or oth:r]oan::s�.-�:s:atl;.cted or to be co!lectet!in aannectlon
<br /> ��i with the loan exceed the permitted limits,then: (a)anp such loan chargo sh�ll bt reduced by the umount necessury to reduce
<br /> tlx charge to the permitted limit;and(b)any sums already collectod from Barrowrr which exceeded permitted limlts wlll be
<br /> i;��� rafunded to Borrower. Lender may choose to make this refund by reducing the principal owed under tho Note or by making a
<br /> � �1` � � direct payment to Borrower. If a refund reduces principal,the reductian wilf�be treated as a panial prepuymont without any
<br /> ''�r��` prepayment charge under the Note.
<br /> :�,����• 14. Notices. Any notice to Borrower provided for in this Security lnsuument shall be given by delivering it or by
<br /> ' ?� , mailing it by first c(ass mail unless npplicuble law rcquires use of anc�ther methud.The notice shall b e directe d to t ho P�operty
<br /> �. ��� ;; � � Address or any other address Borrower designutes by notice to Lender. Any notice to l.ender tihull be given by fic►t ciass
<br /> mail to Lender's nddress stuted hcrcin or any other uddress I.ender designatex by notice to Bornower. Any notice provided for
<br /> in this Security Instrument shull bc deemed to huvc been given to Borrower or Lcndcr when given as provided in th[e
<br /> *. :. -� parngraph.
<br /> 15. Governins L�w;Severability. Thi, Sccurity Instrument ahall bc govemed by federul luw und tho law of tho
<br /> ;;,.i�,;;,•�;� "��`� jurisdiction in which the Property is lucated. In thc event thnt uny provisian or clausc of thts Security(nstrument nr tho Noto
<br /> ;.��;,,,�,.,; �,,,',,•�,. � conflicts with applicable IAw,sucl�contlict shall not uffect other provisionz of this Security Instrument or the N�te whtoh can
<br /> .,,;.,.,.,��. .,y be given effect without the conRictin�e provision. To this end the provisionx of thix Security Instrument and the Note are
<br /> 4' �'� "' {' declued to be severable.
<br /> ' "����•'� 16. Borrower'.s Copy. Borrower vhnll be given onc ronfnrmed ropy of thr Note:►nd of this Serurity Imtrument.
<br /> {w`='`f'•=�° �� `�: 17. 1Yansfer uf the Pro rty or a Beneticis►1 Interest in Borrower. If nll or nn irt of the Pro rt or an incerrst in
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<br /> :.,��,��:T�„, it is sold or transferred(or if a benefici;�l interest in Borme•er ix sold or tran�ferred and Borrower i�not n natural person)
<br /> ---- without Lender'.s prior wrinen conknt. Lendcr muy.ut its uption,mquire innnedie�te payment in fult of all sums secured by
<br /> i.'.__'_:'� --� . ' , this Socurity Instrument. Howcver,this option shull not bc excrci�;ed hy Lendcr if exercise is prohibited by federal law as of
<br /> �?�`' � , the data of this Security Instrument.
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<br /> �_' i If Lendor exercises this option.LenJer shall give Borrower noticr of accrlerution. The notice shall provide a periad of
<br /> �5`Y._��•�:,� :•. i not less than 30 days from the dnte the notirr is dclivered or mailyd within which Aorrow•rr mu.t pay ull sums xecured by this
<br /> �;"��i�e.�••�.• � Security Instniment. If Borrower fails to pay these �umti priur to thc rxpinttiun of thix period, l.ender muy invoke uny
<br /> _.:',s..�, ••, _. remedies permittcd by this Securiry Instrumrnt withaut funher notirc or demand on Born�wcr.
<br /> ..°z.`� •''.�e=' 18. Borrower's Ri�ht to Reinstate. If Borrou•rr mect. ccnain ronditi��n.. Bormwcr xhall havc thc right to have
<br /> ,..� ' enfor�cement of this Security Instrument diuontinued ut uny time prior tu the rarlirr uf: tu)S dayx(or,urh other period as
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