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<br /> 7�0(i�7HSR WITH�II the Impravcnten�r now or 1»tw0er ewcwd��n�iM pn�rly.wKi�ll��r�nwntr,rppunern+uker,
<br /> ond Aztnrea naw or htrcaftcr a part uf thc p+'��y. AN/�1IKIi1101NR riNl rMMIIINMIM�IIrI)rlM)IM WWN�/L�Ily (IIII.�CY�UY
<br /> Inswmrnt. All aC the fi►rayulnj fr nfemn!w In th��S�c�uity Insuu rn�a�hr»hr�pe�ty"
<br /> BORRAWRR('(1VC3NAtV1'S tM►l�um�wer iR I�wtully rel�af��'11�rNNr Iwrehy«�nvM�l�!hu Ihr N{hl W�t
<br /> uid canvcy lhcpn�r1y ux11hN tkre Nr�peny Ir unetkumhrnyl.exa�r�N f��r+im•umhnur�e�ul�K�KJ. �im►►wor wWrrnlr iutd
<br /> wjii deie�!�tacr�l(y Ihe titk In thu i�'�,::i1f:�Ir.:i:lt clrlrtN Mnd Jcnw�wlr,whjKl lu rny w�euml�xy�uf t�unf.
<br /> THIS SEiCURITY INS7'KUMEW'C a►mbinrM unf(urm cuvc�um� 6K ►u�l��1 uar �.1 m�•�niCurm �v«wM� w{�h
<br /> - -��� timikd vWiations by judkik�ticHt W ccwMWule+�unitiwm�utily Inrstnunsm currNn�hrl pn�prny.
<br /> UNIPORM COVI3NANT5. I�xruvrer and IxndM cuvenrn��rxl�ree Ne Ii�IW►w•:
<br /> i. P+�,y�aa�l ot Prindp�l�d I�ttrNlt Pr+peyMMlll Mlld I.NIf l'IwrMw. 11�wn►wri.h�il�x�Mn��Y I�Y wh«t due�he
<br /> principaI of�nd intc�esl�Ihr debt cvi4tncal by the NaMC ouMt anY pr+�w�Ym�N w�J Ira�h�u r+�lur umkr Ihe NiMe.
<br /> 2. l�pdt[ar 7Mxes�nd InKUra�ca SuhJn:�k�+�ppI�C�IfIC IMW lN'ftl M WIIIIttl M�IIIY1f�q I.r�Mirr,N�wr«wer rl�ll p�y�n
<br /> Lender on the dy�manthly p�ymetws�rr duc undcr the NiKe,uiqi 1 thr N�Na�1���kl In lull.r�um 1'.1'►uwlr,.l l'�K:la I ye+irty
<br /> - taxes and assessmenti which mny�uti�r�prl�xity nvcr thfr Sa�urii Inµrun�m N�M lN+��M��lw�1'tr�r►lY:lbl Y+�rtly I�+ueho�d
<br /> paymetus oc�round renta on the Hxpcttty. if rny; lrl Ye+�y ��� �K (�M�ny �r�wr��r {xtimlum�; Id1 yc�rly ilaxl
<br /> incur�nce Frcmfums. if any: lcl Yculy nwRYage in�uruKC p�+emiumw. II" rny; wwl Ifl �ny ��u{+Nyrhk+ hy Ekxrower tu
<br /> Lender,in�ccorA�noc with thc provini4vu of pNrayraph e. in li�u a►t thc wynnm uf oMKtpNp�inwr�c fxemfum�. 'I'Fk�e
<br /> item��re cylled"Skmw Itemx.' L.eir�sr nwy,u�ny time.collecl�uxl hu�d li�iul�In W�rnvwtlt 1NM lu ex�reJ tho maRimum
<br /> unount a Iender for a fadenlly relu�sd m�xt�cyr lurn m�y reyulre fur Hum+�w�t� rK•n►w wc�wiN u�x{rr the frJerN1 Iteal
<br /> k:sute Settlement Pnxeduns Act of 1974�s�mencfM irom tin�r ia lime.12 U.!i.�',� dMll rl ary.1"R1iS{'Y�"1.unlc�K�uslhcs -
<br /> law that appiks to the FurKlc�cet.r a 1¢rKer�nwrnt. If s��,l.��xier m+�y,��Mny ifnx.c�dlwl w�l Mdd li��xl�In Mn rnxwnt ix�1 tu
<br /> — -- -- eaceed the lar�cr arwunt. L.�y►J�sr�m+.y esti�iwt�: d�e anount af I�undti duc :x� thr Fra�la af cumr�t datr ara!teawnabk
<br /> — esdmatea of expenditum�af future Ei�crow Itcm�or�xherwi�c in k���xr wlth�{►{IIII'MI1IC IMW.
<br /> —�—� The Fi�nd� atull be held in i►n inntilutinn wM�se rkpc�it�u+c in►ute�l by �frdenl r�rncy.Inatn+nxnl�lity,�x entity
<br /> (including l.ender.if Lender in nu�:h rn ina�itution)�x in u�y F'rdcr:al Hcwnc Lawn Hwnk. I.ciuirr�hril��ly Ihr Fi�n�ir tu pay
<br /> the Eurow Itemx. Lerder mny ncx chnr�e Hom�wc� fur holding wxl wpplying Uk 1'vmlw.w�muMlly riwly�in�{ihe crcruw
<br /> �ccount,oc vedfying tix F.�rn�w Utm�, unlcsa LetKier puyti W�nt�wrr inlerctit ��t IIk Ii�iW. unJ r�lkrtrlr INw petmit�
<br /> Lender to mae�uch a chnr�e. �Inwe�tirr,Lender m�y rcyufr�&srcuwer tu pry w�Hx•tinK chur�e f��r rn Ukle�xncknl rcrl
<br /> eatue tuc roporting service uReci by l,enrkr in connection wUh thix I�wn,unir�►w Urwblr Irw pn►videw�Nherwl�. Unkrr rn
<br /> ,_,��� agroement it m�dr or applicablc low reGMircs intere►t to bc p�id,l.e�xicr ahwll n�N�nwuin�!tu�ary H�xn►wcr wny Inarc�t�x
<br /> earnings on the F�ndc. Bwmwcr and l,er�der mYy agroe in writing. huwcvcr,Ih�t intcsc�t.hrll F�e �wid u�i Ifx�I�unJr. l.r+wler
<br />-- — shall givc to Bormwer,without chnrAe.bn annual acruunting of Ihc FLnJ�.�t��wfng cn�iit��uJ�MI�lo thc 1'�nds �I Ihe
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<br /> purpose far which each debit to thc Eiu�ds w�made. 'R�e FLnds�►e pledYed�x wldilion�l►KUrity fi�r dl wmr�wed by
<br />°�`— thia Sccurity Instnuncnt.
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<br />+;;{1 ' If the Punda held by L.cnder earcrd the Mmaunts permitteA to be hei� i�y appiicri�ic iaw, i.cncieer siw K�-�x�ni io °
<br /> �'r• Bortower far the exces.fJUndn in arccxdance with thr rcyuinmenis ol'npplicabie law. If ibe�nx�un���I�he IvnJw held My
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<br /> Lender at any time is nut sufficient tu pay the�scrow Items when du�,l.ende�may w►�wtify H��m►wer fn writin�t. wwl,in
<br /> such caxe Barn►wer ahull puy to L.end�rr the �nwunt necr+�ary to make up thr defirierny. H�Kruwcr�full nuke up thr
<br /> defici�ncy in no more than twelv¢ma►�ly paymcntx,�t Lr�xlerS�le di+aetion.
<br /> Upon pnyment in full of:�1�umn zccured by thi.Sctiurity Instrumcnt,Lender tih•rll prurnMly n•luiKi �0 1t�Kn►we�Nny
<br /> FLnds held by l.ender. If,under pnragraph 2l,L.endc�at�ail acyuire ur xll ttk I�o�xrty,Le�xkr,prior lo tlk ucyui+►Iti�xi�x
<br /> sok of the Pmpcny, shall apply�ny Ft�nds Fkld by lander�t Uu:timc uf xyui�itiw�cx s+��e r►o cnvlit �YrinN the rumr
<br /> secured by this 5ecurity Inhtrument.
<br /> -- ' 3. ApplkxUun ut['f�ymeAt�. llnless upplicubk law proviik� whrrwix.:+tl p•ryment� rere�veJ hy I.r�kkr w�lcr
<br />-?•-� ' r paragnphs 1 and 2 shall Ix up�tied:firxt,to any pRp:►yment chargc�duc un�kr the Nac;.eaxxl,w anN�untr pry�ble wwler
<br /> ' " ' � .5:. par�graph 2;third.to intcrcst duc;fiwn�,to principal duc::uxi laat, w any lalc rhurgc+duc utukr thc NWr.
<br /> ,�';, 0. CAarQeai Lknx. Borrowcr shull p•ry all taxcr. �c.e�snxntti,chargc�, finr. •rnd im�x►�itium runlwtrhl�tn tfK
<br /> �:.• Property which muy attuin priority ove�this S�tiurity Inun�mrnt,anJ Ira�eholJ paynxnt�or grow�l�rnla, �f uny. NiKn�wer
<br /> y���s►° shall p�y thesc obligutions in thc manrvrr proviJcd in para�raph 2,ax il'�Mw p•rid in Uwt murokr.I�IKf��WI'f�IIYII(lily 1�klll INI
<br /> _����`k-;�'•, time direcNy to the person owed pvyment. Born►wcr slull promply furni�h to LenJcr all n�xicc.ut anxwnt�tu t�r{wid uixkr
<br /> :�',;;�,)�., this p�ngrnph. If'Bc►mower mukr�:ttut�p;►yment+direcily.Bcxrow•er�II prom�uty fumi.h tu l.eiukr rrreipt�evak�khy�
<br /> .} �i�.'�.��+�i t.� ' the Psyments.
<br /> Barrower�hull pmmptly disctu�rgc any licn whirh h�t priurity u�rr Ihi�tirrurity In�trumrnt unlr.�NoROarr:lul Wtimc.
<br /> "��"��.' � in writing to the p�yment uf the ut►liputiun kYUred by tlie li�n in a mumxr arrcptuMr tu l.rn�k�:l M�c�auc�t.ii��C�wd I�tth Ihr
<br />_`i, � - . :,' lien by.or defends aguinst cnforcem�:nt��f�hr lien in.legul pr�x�ti�iing.which in the Lendrr:upmi�ai up►ratc tu�xe�rn�dk�
<br /> ���`��. ��.:: enforccment of thv lien;cx(cl xecurc.r t'rum thc holdcr of the tirn un W�trccmcnt�•rt�.t:ktury a►Lriukr .uM�rJin:�tinµ �he b�n
<br /> to this Stcurity Inxtrumont. If Lcn���ktenninc�that uny p�rt ot'ihr 1'n�xny i.wbjerl tu�lirn whrch muy uttrfn �xwnly
<br /> `.k� ' ovcr this Securiry Instrum¢nt,l.end¢r muy give 8arn►wcr u nutirc idcntifying thc lien. B�ur�►wer�h�ll wtisly ttk Ik���K tuAr
<br /> � ;"n5.. : atie or more of the�:tions�et fath ubovc within I t1 duy�of thc givi n�e��t'nuticc.
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<br /> � 5. Hazard or Property Inriuran��r. Borr��wcr tihall kcrp thc mtpnwcmrnt.nuw cxi.tin�e�►r Ix rcxl�cr��.y�trd�N�tlw�
<br /> ��':,,�� "`.•� Property insurcd aguinst luss by fu-�e,h;uards includcd within ttx trmi"rxtrnikd ro.rr•r�cr"und•rny�►tl�rt h�i�rJ.,��M�IuJwy
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<br />.:;;�.�4+ �+`°:` floods or flooding,for whieh L.ender rcyuire,in.urm�ce. Tt�i,in,ur:►nce �h:►11 Ix m:unto�nrd m the unHwnt. wid I�w �la�
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