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99111333
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Last modified
3/13/2012 8:13:08 PM
Creation date
10/21/2005 1:32:32 AM
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DEEDS
Inst Number
99111333
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99 1113�� <br /> ADJUSTABLE RATE RIDER <br /> THiS ADJUSTABLE RATE RIDER is made this 2';th day af rrovember , 1999 , and is incorporated into <br /> and shall be deemed to amend and supplement the Mortgage or Deed of Trust(the "Security Instrument")of the same date <br /> given by the undersigned (the "Borrower") to secure Borrower's Disclosure Statement, Adjustable Rate Note and Securiry <br /> Agreement(the"Note")to CITIFINANCIAL, INC. (MD) <br /> (the"Lender")of the same date and covering the property described in the Security Instrument located at: <br /> 4227 WEST CAPITAL GRAND ISLAND, NE 68803 <br /> (Property Address) <br /> THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE INTEREST RATE AND THE MONTHLY <br /> PAYMENT. THE NOTE LIMITS THE AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE TIME <br /> AND THE MAXIMUM RATE THE BORROWER MUST PAY. <br /> Additional Covenants. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender <br /> further covenant and agree as follows: <br /> INTEREST RATE AND MONTHLY PAYMENT CHANGES: The Note provides for an initial interest rate set forth in the Note. <br /> The Note provides for changes in the interest rate and the monthly payments, as follows: <br /> The interest rate Borrower will pay may change on the 24 month anniversary of the Date of Note and every 6 months <br /> thereafter. Each date on which Borrower's interest rate could change is called a"Change Date." <br /> Beginning with the first Change Date and every 6 months thereafter, Borrower's interest rate will be changed to the Index <br /> Rate plus a margin as set forth in the Note. The"Index Rate"is the highest prime rate published in the Money Rates column <br /> of The Walt Street Journal on the calendar day immediately preceding the Change Date; or, if the index was not published on <br /> that day,that rate on the next preceding day on which it was published. <br /> ALTERNATE INDEK: If the Index.Rate is iio longer available, LendP�will choose a new Index Rate which it believes wili most <br /> closely approximate the former Index Rate. <br /> LIMITS ON RATE CHANGES: The maximum and minimum interest rates during the life of this loan are set forth in the Note. <br /> MONTHLY PAYMENTS: Principal and interest shall be payable in consecutive monthly installments. If the rate of interest <br /> changes, the number of monthly payments will not change. The amount of the monthly payments will change to the monthly <br /> amount needed to repay the remaining unpaid principal balance plus interest as changed in the remaining number of <br /> payments, assuming that all payments due after the calculation are made are paid as scheduled. The first change, if any, in <br /> the monthly payment amount will become effective on the 24 month anniversary date of the first payment due date. <br /> Subsequent changes in the monthly payment amount may accur on the payment due date every 6 months thereafter. <br /> Each new payment amount will remain in effect until the effective date of the next payment change. <br /> DEFAULT: If Borrower fails to pay any payments when due, Lender may exercise any remedies permitted by the Security <br /> Instrument in the case of default. <br /> By Signing Below, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate Rider. <br /> _ '�.__- - _ �Seal) �%(l�C..l� (Seai) <br /> -Borrower -Borrower <br /> J S J P S R VICKI L PFLA RER <br /> 29g98-4 �98 Orig nal(Recorded) Copy(Branch) Copy(Customer) <br /> � <br />
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