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' �� - - _ _ . ::..+ • —= -- - - - ----- — . � .. _� . ...__ .:.d.....,r_....J ' , � ,,,.. ADJUSTABLE ItATE RIDER � _- � ��. u Yrr t�wry tMac•�tw.ca� � i�s ,�a�w,us�r�,La�►Te��ne�r.�.a..�. 10TH d„�,ot Nou�R .„ e3 , �Y��ud Wo Md�Ydl a d1��d a awrd rd wOpMwwn tM 1�fort�M.Drd ot Twt.a S�crrkY DMd ctM"S+cwMr IMtr�wt'ti ot iM M*�+Ilf/1VM by t11f Y�R�M�(lYt"WffOr'!t'�l0!!r'�!!�!!!rww'4 I�d}Wl�bl��tf NOIf(t�t�'IrOq��(0 .. ��•�{.rd/t•��0�{MR�re dN M�00��l�M�fO�I�Y��{�f�C111�y�1MIM M��!2 . �� 62 KIIESTER LAKE. GRAND ISLAND, IVEBRASKA 68801 (Prop«ty Addreu) '111b �We tMt�NN'�w �+wt tM eM�ia�q' i�Yrrl rYt rli rq� MMrb py...u.'rW..�.�Y.wM1s u..w..u.r itl�t n�r a.d..p.t..r..�u..W .w 1Ys.drw.�.w uo..aMw.ab 1 u..t/y�. ADD[TIONAL COVHNA[sl'S.la iddldon co the covedau�ad Yreanenu m�de la tbe SawiUi G�t+y�rr�t.Bor�ow�r�d��d� furtiet ooveoant�nd a�ree a fdlows: � � A. Ih'Z'F7ww""i'.�.s2:ANA NL`Y•l7LLY!AY"°.S'JI'C!'.AIYGER 'n�e Noce aovidea tor an Inicial tncaac rue ot 4.875 �..Sectla�e ot tEe Note providd tot¢1H11pa io t6e itlkreat ptt a�d tM u�o�thly v�ynwat+.�t toilovr�: : I. /NT6Rl:ST RATE AND AIOYTXLY PAYAI6NT CNANGFS (A) C�S D�M The iaterat rate i wiu p�y m�ly chan�e on che fint day ot DECEI�'�ER ,19.�_.aad oa thRt day every 12 moutM thorafter.Es�h date a►wMlch my intuac nte oould ch�ase i�calkd R"Ctwqe D�te.'• �- — (U TM iMet Be{ina[a=wlth the firct Clwi�c Date,my intaat rate wiil be b��d on an Indac.'17ie"ladex"is the waWy averaee yidd oo Uai�ed Stnta - Trauury teenritla�djwted to a oonstant maturity of 1 yar.a m�de availabte by che Fedaal Reserve Hard.Tbe aost r�cs+oit 4�deu tiiws � avail�bk u of the date 43 days before ach Clw►�e D�te i�alkd the"Currcnt Inde:." - — If the Inde:i�no lon�cr avaivbk.the Note Holder will choae a new it�dac widch b bnsed upoa campuabk iotaaMpicnl.The Note � Holda wiU tive me aake ot this ehoioe. '. - �� O«'��" TWO ANO ONE-HALF -' Befae sach ChaMe Date,tt�e Note Holder will calcukte my new interat rate by addia� Pa�� 5�'� pointa( �•5 �)to the CUnent Index�nd roundin�to the ne�rat 1/Yth of 1�,inbject to the limiu stated in Sectioa�(D>belo�v. _�; T1ds rounded amount wiU be my new interat nu unHt the next Chsn4e D�te. . The Note Holder wiU theu detttmine the amount o[the mo�thiy p�ymenr that would be suffident to repay in full the priady�1 am : rn acpected[o owe on that Chan�e Daie in subttantiaitY equat payaKnts by the maturfty dtte at my new iatecat rate.The tesult of c�ie aakutstiou _ `-, wU16e the new amount of my monthly payment. ,.. �¢ ;y (D) I.Wb a 1�1ens1 Ra�t CAst�ts 6.8?5 The intemt �ste 1 un required to pay at the tfrst Chanae Date will not be Qreater thnn � or lat thaa "� 2•8?5 pi.Therafter,my intcrat nte wilt nevcr be increased or dacreased un any sin�k Chanae Date by mote tlun TW0 _ __� � from tht rate of interat 1 have bezn payinp for ihe preccding twelve monchs.The mi�+imum interest rate on this toan will neva be i` . �� 2.875 ��mum intcrat r�te will never be�reatcr than 9.875 �. � � '"��.,•� (E1 Etkcdve Dde ot Clw�es _ ��„�• My new intcrat r�te wiil become effative on each Chan�e Data I wUl pay the amount af my new monthly poyment be�innin�on the fint � �` "' monthty payment dau after the Chan�e Date untit the amount of my monthl 41''"t„ ,. y paYmcnt ch+�n�{a a�ain. . i°;�"J"�,;�r tFl Notice o(CM��es � ��"'�'�;�\� , The Note Holder will mail or deliver to me a noUce before each Chan�c Data The notice wiU adviu me ot: .. �.:-'+"..., ��• • ,•;�_6;:; : (i) the new interat rate on my Iwn as of tht Change Date; � (ii) the amount ot my monthly payment followin�the Chan4e Date: f,� (iii) any additional matters which the Note Holder is required to disciou:and �'�_� (tv) the�ddras of tAe association you cauld contact re�+udin�any questions about cQe adjustment nocic�e. _.�....�,�.�v — 9:."�`�.;�'�';. --- °—�V�+�� . CHARGES:UENS -- "-��' Unifam Covenaat 4 ot the Security Instrument Is amended to read as fallows: ' .r_ �,y�. �v�:r.� � �, �eti Llers.Borrowet shall p�y all twca,asxssm nts,and other chargc3,snec,�nd impositions attributable to the Property which may � ut�ia a pdoriry over this Security Instrument,and leasehold psymems af yround rents,if any,trt the manner provided under pan�taph 2 hereof "'�+�� a.if not p�id In tuch manner,by Borrower makin�payment,rhen due,direcNy tu the paya thrrmf.Borrower shdl promptly furnish Lender ;- " �+� dl notica of amounts due undtr this para�nph,and in the e.enc Borrowcr shaU make p�ymen�ditecQy,Borcower shall promptly furnlsh to — �'°—�.r'� �_��• l.ender rtoeipts evidencln�tuch paymenq. Borrower shall prompAy discharae any lien wh3ch has prio�iry ovet this Security Irouument; � — however,Borrowec slull na Ix required to dischu�t any such lien so IonQ ax Borrower:(a)shall a�ree in wridns to the p�yment of the pbli�tiop sccurtd by such�ien in the manner accepqbic to Lesdtr:lb)shall in�ood faith contest such lien by,or defend a�afnst enforcnaent of wch 8en In,kpl proceedin�s which In the opinion of Lender aperate to prevcnt the enforcement oF the lien or forfdture of the Property or any p�zt thertoi;or(c)shvl sccuet trom the hoider of such Ifen aa a�rament in a fo�m satAfactary to Lender subwdinaun�such Ikn to thia S�rity Iostruaent. it_ _tt�._.Lt1 �t� �J�.. �4�C�.wiw t� w�w� __ .�. • . . . .�_�"�� '" ' "' _'_.��.�_��"' ��.'� • - � �l LQ�f QC�i��R1 lpt�Y�Vf�11)�11 VI�tK ftV�T.��)is iYV)�v�iv�u�u w � ��r��m��i p`uv��q v��i ...»....v...�...�..�.. , - Ixnder�btU={vc Barcower�notice idmtlfyinj such lien.Borrower shall satisfy wch Iien or take one or mae ot tAe actioni set fattb above within ten days ot tIK dvi�t ot tAe aotice. c. xmx� UoifonqCovewnt l4 ottl�cSecuritylaururtunt b uoended Iotead�t fdbws: II. IVtlia.E�+tcept for a�Y aotice cequired under appliubk kw to be�ve�ia another manuer.(�)aay notice to Bormwer pcovided for In th4 5ecutity I�truMeot�h�Y et�ivea Oy ddiverin�it or py m�ilinj it by tirst clau m�tl to 8orcower at the Piroperty Addreu or at such aher�ddrcu ir�cower may dai�a�tc Ery ootia to t.esda a prwrided herein.aad(b)�ny aotkY to l.ender sMU be sivea by Bnt c4u mait co Lender's addrhs wted beni�or to wch otUa sddrws u Lmder m�y dai�nrte by notice to Bonower as provlded henin.Any aotia provided tor in thls Sec�ritr lrurus�ot�Y Ot dntMd to bave bea�iveu to 6orrowa ar L.tn�Mr w6m�ivm in the nuaner desi=oat�d twsin.