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<br /> candemn�tion or aher Wc of m of the y onder��6� �0�95
<br /> in� y put I�npeny,or for coave w�ce in Iku of c n,u+e haraby�ti�ned rutd
<br /> � rh�ll!�e�!�!!o!_et�t.
<br /> ln the event af R tcNal taking nf tha Propeny. the proceods �h�11 be �pplfed ta tho eumn securod by this Secu�lry
<br /> lnu�uma�t,whether or not thcr�dur,with�ny excecr pnid to Botrower. In tho evcnt of a putlpl t�kinY of UK Propetty in
<br /> which the fai�t�muket vslut of the Propc�y immodiately before the u{cin�is equul to or gtr.�tcr than ihc amount of the��ms
<br /> eecurcd by this Secudty Instrumcnt immediauly 6cfare the�aking.unk►ti 8arrowcr and Lender otherwise a�ree in writing,
<br /> thc �ums securod by thic Sxudry fn:trument�1►uil bo rcduced by thc wnuunt of tlx �muldplied by ihe followln�
<br /> fr�ctian: (�)the total amount of the sumr�ecurcd immodiatcly belore the taking,divi�bl the f�ir marlcet value of the
<br /> — Pruperty 6u�ex�clietely before�I�e�aking. Any Fu�!«�r.�r xi�bll be paid to&�rmwer. !n the event uf� partia!takln of the
<br /> Property in whicb the f�ir m�rket value of the Property immediately beforc the t�king ic I¢ac dwn the Amount of� aums
<br /> �ocurod immediately beforo the talcing. unless Bormwc� and Lender aherwlsc agrce in writing or unless applicAble taw
<br /> cxt�erwise pmvideo,the procoods stull be�pplied to the sum4 secw�ed by this Security lnsuument whether or not the suma erc
<br /> then duc.
<br /> If the Propctty is abandoaed by Borrower,o�if,aftcr natice by l.ender to Bamower thut thc candcmnor offcr�ro makc
<br /> an awud or r,ettic a clwim for damagcs,Borc�wer fail,to rcspond to Lendcr within 30 dayR uftcr the date the notice ir givcn.
<br /> Lendcr is authorizcd to collxt and upply the procceds,ut its option.eithe�to r�cstoratfon or rcpair of the Prnperty or to the
<br /> wmc secured by this Security Instrument,whether or not then due.
<br /> Unlcss Lcndcr and Borrowcr otherwitie ogrcc in writing, any applicution of proceeds to principal shall nat extend ar
<br /> postpone thc duc date of thc monthly payments r�fcrred ta in parngruphs 1 and 2 or change thc umaunt of such payments.
<br /> 11. Borrawer Not Releasedi Forbearance By Lender Not a WAiver. &xtension of the time for pxymc�t ar
<br /> ° madification of amortiu►tion ot the sums securcd by this Securiry Insttument granted by l.ender to any suc¢essor i�i�tercst
<br /> of Barower shall not opernte to rcleasc thc liabilaty of the cxiginal Borrowcr or Bcxrowr�'s successors in i�tercst.L.endcr
<br /> ____ thall not be ioyuired to commence proc�xdings acai�u:uiy successor in interest or rcfuse to extend time for payrt►ent or
<br /> dherwise modify amoctizatton of the sums scrurcd by thi�Secu�ry inctru►nent by rcnson of any demund made by the original
<br /> Bamwer or Bornnwer�s successors a►ioterest. Any forbearanre by Lender in exercising any�ight or remedy shall not be a
<br />_- w�iver of or prcclude the exerci�r of�ny right or rem�.•dy.
<br />`�' 12. Successors and AssiQns Bound;Joi�t and SeverA!Liability:Co-s(gners. The covenants and agreements of this
<br /> Security Instrument shall bind wid 6enefit the successon and assigns of L.ender and Borrower.subject to the provisions of
<br /> puagcaph l7. BorcowerS covenants and agreements shall be joint and several. Any Barcawer who co-signs this Security
<br /> Instrument but does not execute the Nota (a)is co-signing thir Securiry Inxtrument only to mortguge,grant:u�d convey that
<br /> BaroW�er's intercst in the Pcopeny under the termc of this Security Instrument: (b)is na penonally obligated to pay the sums
<br /> secured by ihis Security Instrument:and(c1 agrces that I..ender and any other Borrower may agrce to e+ctend,modify,forbear
<br /> a make any accommodations with rcgard to ihe tem�x of this Securiry Instrument or the Note without that Bomnwerh
<br /> consent.
<br /> 13. Lwn Chxrgea If the loun secured by thic Security Instrument is subject to a luw which sets maximum loan
<br /> � chsrges.and lhat laev is tina!!y lnStrpreted:.o lhat the intcrest or�ther losn charges collected ar fa!se co!lute�irt conn:.tiion �
<br />_=� with the loan excad the pertnitted limits,the�: (a)nny tiuch loan charge shall be rcduced by the amount neces�ury to reduce
<br /> :�� �he cha�e ro the pemiitted limir und(b)uny sums almady collected from Bortnwer which Lr.�,Yacded permitted limi[s will be
<br /> -.__ �efuaded to Borrawer. Lender may choosc to makr this refund by rcducing ihe principal o�wu under the Note or by making a
<br /> direct payment to Bonower. If a refund reduces principal.the reduction will t+e treated a�a partial prepayment without any
<br /> -- prepayment charge under the Note.
<br /> _ 14. Noticea Any naice [o Bortower provided for in this Security I��:�e��ment xhall be given by delivering it or by
<br /> °•�•.� mailing it by first class muil unless upplicnble I�►w rcyuirc�u+e of another method.The notice xhaU be directed ro the Propeny
<br />=�-".1� Add��.s or any other address Borcower dctiignatrs by notiee to Lendcc Anv notice to Lend�r shall be given by first class
<br /> _ mail to Lcnder's address stated herein or any othcr addrcz�Lendcr Jesignutes hy notice to BoROwer. Any notice provided for
<br /> =_.�n„� in this Security Instrument shall bc dcemcd to huvc hcen given ro Borraae� or Lender when given as provided in this
<br /> - P�R�Ph•
<br /> IS. Governing Law; Severability. This Security In.trument .hnll tx govcrnrd b� federal law und the law of the
<br /> :j�;' jurise�ictian in which the Prapeny i;lixuted. In the rvent thut uny provision or cluuse of this Security Instrument or the Note
<br /> ':� con£d9c�t«•ith appiicnble law,su:1i rnnflirt.h•rll not affect othrr provi,ions of thi.Securiq Tn.trument or the Note which can
<br /> ._�� be�ovcoa ef6ect withuut the conflicting provixion. To this end the pruvi.ions of thi+Security Instrument and the Note are �`
<br /> -— declar�d ta he severub7e. -
<br />__ -:'�� 16. Horrow�er`s l:opy. Borcower tihaU i+e r�:+�a onr confurmrd rupy ot thr Notc;;nd of this Seruriry Intitrument.
<br />, ' 17. Transfer of the Property ar a Beneficiat lnterest in 8orrower. If all�>r any part of thr Propc:ny or any interest in
<br />_.i'ti :� I�IS SOIC�0!tIs9IlSfCiT'Cd(OC It A tll�neficial intere�t in $orrowrr is suld or transferted and Borrower i�not a naturu)person>
<br /> .. _. wfthout Lender's prior wutten con�ent,Lcndrr mav,rt its oplinn.rcyuim imnxdiatc payment in full of all sums secured by
<br /> .;;-,�� this Sccurity Instrument. However,this option xhall ncx be exerci+ed by Lendcr if cxrrci.c is prohibited by federal law ae of
<br /> "'-' the date of this Security lnstrument.
<br />�`'�� If l..ender exercises this option,Lender�hall give Borrowrr noticc of uccelrr.�tiun. Thr notice shall provide a periad of
<br /> "�'�� not less than 30 d•rys from the date the notice is dclivrrcd or mailcd within a hich Borc��wrr mu,t pay all sum�tiecumd by thix
<br />`;y.�l Security Instrument. If Borrower fuils to pay the.r �um�prior to the expiration of thi. prriod, Lender may invoke any
<br /> rcmedies permitted by thi�Sccurity lntitrument without further n��ticr or dcmund on Burtower.
<br /> :;;;�;� 18. Borrower's RiRht to Reinst�te. If Burmwer meets certuin condition,. Borroaer tihall havr the right to have
<br /> _-__ enforcement of this Securily Instrument di�continurd at any time prior to th�earlicr of: la►5 days(or such other periad as -
<br /> .°. Sioyk Famfly..Fiwnie 11be/FYcddk 1Nac I:�IFVR�t I%STifl:NkWT••Unilortn Covenanu 9l90 t/wRt�of b pu�tsl '�`
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