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200405092 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />FRANCISCO MEDINA Borrower <br />l�Ct✓ m i Ivl-ed K0 , <br />I <br />SNE17 Rev 12/27/00 Page 17 of 18 Initials: FORM 3028 1101 <br />