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<br /> `�1 :.0�. � ADJUSTABLE RATE RIDER �:i��-"==_--
<br /> i�
<br /> 1.� '�'. ' 11 YearTrca�ury Indcr•RateCwp+l ���`�'�y'��---�
<br /> �j aa. ... . . - - - - . -- ------- 91____• �- - �. __�S,-t,;__._
<br /> '� " TNIS Ap1UtiTAHI.F RAT f:UIUER i�mude Ihis .._��TH-day o( DECEm6ER ��p `%�
<br /> T ..,,T,,ir
<br /> w •�� � und U InmrpnrateJ Into and�hall bc decmed to amcnd and supplcmcm �hc Munp•rpc, Iked of Trosl, or Sccurly DeM phe •'SecurUy ' _',;;
<br /> ' ' In�trument"1 M�he Ramc da�e oh en by�he underslQned Uhe"Nor�ower"1 to,aurc(karuwcr'�Ad�u�tabie RAIC Nnu(lhe"Nme"I lo MOMH � •= -�-�-�---
<br /> . :.,Y� .-y.r..;r��
<br /> • FEDERAL SAVINaB i LOAN ABSOCtATION OF ORAND ISLANO.N�BNASKA I�hc ••4cnder"1 uf the samc dau and caverinR Ihe �?��v,_-
<br /> � , propeny Jr�crihrd in ihe Security InNrument and locrted at: ; j,;•�,"y_ ��r .
<br /> , •�•`.:' ,,. ,.-
<br /> , ' ; ' 1522 S LINCOLN. GRAND ISLAND, N[ 68601 •
<br /> , � � ---------- -�-- - .--- --- - --�- -- r
<br /> - - ----- ------- L R
<br /> , (Proper�y AdJmti) _
<br />- � • ThU note coM�ins provl�loas dloMin tor ch�n n In mp IMern1 nle �nd my maathl) � �
<br /> '� ,, p�yme�ts.This note dso IImU�Ihe�mount my Inlenyl nle c�a cb�a�t�t��y oae Ilme��10 �! � �
<br /> dsa Ihe mlaMnaa v�IYe m�Klmwn nle 1 maA p�y. {,
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<br /> AI�I�ITII)NA1 COY�NAI�TS.In addu�un w�hr currnants and a�ramrn�s muJe In tho Securlly In.aeament.Bortower and l.ender �
<br /> i'urther ro.enrnt and a�{rer a�Yoltow�: �
<br /> � �
<br /> � � j A. IVTERF�7 RATE AVO MO�TN0.\ P�1. ENT CNAN4Fti
<br /> The Nutr pra�ides fur an initi�l interex�ratr oi_�•-5-----n�.Sec��on 4 of Ihc Nutc provid��Yor.han���in�he intc�es�rsfle and Ihc , .
<br /> monlhlY pu)mcntr.a,laUuw.: � . . -
<br /> � t,��ii' I
<br /> o. �.�rt�kr s a ie-�r��.a vn.ti��.�rH�ti ra s•.tiir�n r c•H.a n+c;��s �., . � +��
<br /> ; . ��� c�wo��npi� , . ��-".:. . _.
<br /> � The imcr�tic rntc t wdl p:i�may.han����r.i:::i�r��aay or _ JANUARY____,�q 9? ,and onthat day every , � �
<br /> � ,•.�; ..1�;,??t
<br /> �• _��__. __._.mon�hs�herenher.Ea.h da�e on whi.h my Interesl ra�e could chan�e ix called u"ChanKe�atr." V
<br /> ,; .
<br /> � IBI The ledex � ' ��
<br /> ' , _.
<br /> ' ' &ginning wUh thc fini Ch.�ng¢I�.ac.u•� ����:i��t rr�r udl hr ba.ceJ un an Indea.The"Indez"is thc wr�kl}�a�eragr virld.n Uni�ed Sla�ec
<br /> ! : .,::.
<br /> � Treasury�ecuritiee aJju+�ed u�u�uns�an�m.iiuruy of I year,us made uvailablr by the Federal Re�erve Bc+ard.The most«eent Index fiQure •• + �
<br /> � avoilable as of the da�e 43 duys befute cach Ch•rnge palc is ra11cJ Ihc"e urn ni Index." � � �
<br /> ,i�-
<br /> If�he Index is no lungcr nvullahlc.�hr No�e N��Wcr will d�uuse u neN mdex which is basccl upon ru�nlvn.�hlc ioforma�ion. Thc Nau � �•�! '•. ':
<br /> Holder will give me natice ul thi��hoicc. �. :!�.��,�
<br /> t' .,,.
<br /> 1C1 Cdculr�lan o/Chr��cs THRFF AN(l (lUE NALF �,. . .
<br /> Befo��ch Chnnae Date,the Noir Holder will calcula�e my new in�eresl rale by addmg--_-- percentage :i � .
<br /> painls 1__', - -''al��the currem Ind<<and rounding lo Ihe neuresl I/Bth of 1 pi,subjec��o�he limiu s�aud in Section 41D1 bebw. ; '` �.� �.
<br /> ' T!aic rounded amount wfll bc my new iMCrest rate uniil Ux nexi Changc Dnle. ' � `
<br /> Tht Nme HolJcr wiU then dc�ermine�hr amoum��i ihc mnmhly paymrn��ha�w•ould be su(fincm in repay m Pu11 ihe principal I nm
<br /> � . ex�tcd tu owc�m the�Chondc 1)•r1e in�uhs�an�lally equal paymcm�by�he maiurity dale at my ncw�ime�r��taie.The rctiuh of this rakulaUan ' +
<br /> �,.
<br /> � wm t�c�i�c m»o���.,,.;�:.:i my r�..::;;:.�w.ma�:. '
<br /> �
<br /> IUI I.fmfl.on Iolere+t Nate Chang�� +
<br /> Thc �mcrc+l ra�c I um requireJ lo puY :�� �hc 1'in� t'hanKr Da�c w�ll nut he greater than . .1d.5 . _o:� or kws than (
<br /> 6.5 ��. fh.rcaf'tcr.m>•imcre,ira�.���illne�crhemcrcrsedurJr.•rca,rJunam�single('hrm�rl).��chy,•,nr��han TII�� .
<br /> �1 •�from�he ra�r of intrrcti�I havc heen pr}�ing Iur�he preteJinF twclvc mnnlhs.The min�mum iMen ci r:neon this laan w ill never be , , -
<br /> Iccti�hun _ _6.5 �A und thc moximum intcreci ratc Nill never he Rrcatcr�han 13.ra..._ �o. �
<br /> � lEl F:(freilre Ilale nt Cbpnge+� .
<br /> � My new imrr.w�rate will hrcnme cl't'ecuve un cach c'hunge 1)aie.I w�ill pay�he nmoun�ol mp new mimthly payment beginning on�he firvt
<br /> monihly pu>•mem Jnic nhcr thc Chanµr 1)atc until thc amoum uf my momhly paymem changcs again.
<br /> IFI NMkeMCAanges
<br /> ihe Note Hnlder xdl muil�x deli�er u�ne A n�Hirc betorc euch Change 1)uie.The nuuce w ill ad�i+e me oL•
<br /> Ii1 ihc new in�ere��ru�r un m�laan as��f�he Chungr I);�te;
<br /> ; lii) ihc amoun�o(my m�m�hly p�ymem folluxing the c'hangc I>a�e; ��
<br /> ,� Iflil any oJdilfonal mattcrs whkh Ihc Nu�.Halder i,rryuircJ���di..k,+c::md
<br /> t •
<br /> �iv� ihe uJJrecs of�he associmian yau could contart regarJfng uuy yues�ion.utwu��he ndjus�mem notice.
<br /> • �.
<br /> B. CHARGF�;I.IE:Nti
<br /> Unf(arm('uc¢nant 4 of�hc ticcunty Imtrumcnt iti amrnd.d toreaJ a.loll��w.:
<br /> :; 1. fhorgeK:I.lem.Nottnwct th:fll puy all I:�tty,as�a+ment+,and nihcr ch:ugc.,lim,.anJ impo+ihnm attnhuwhlc lo Ihe Property which may
<br /> anain n priurfly o�•er�his ti.curi�}Im�rument,and Iea<chald pa�•mcm.ut gmand renn,il unv,in the mnnnrr proviJed unJcr paragruph 2 hercof
<br /> �x,ff not paiA in ruch manner,h�Bnrrnwer making paymcm,wheo duc,dire.ily i��ihr rayee Ihrreu(.Norruwrr chull prompUy furnfch l.endrr
<br /> t : • all nu�icc,nf amoum�due unJer ihi.paragraph,and in thc c�cni If�,rr,����� •h.ill n�aAc paymcm dire.11y,NurruNer�hall pmmpd• furnith to
<br /> � Lender reccipi+ evidincinF wlkll �0Vf10.'1115. H�1fh�Wl`�1I1:1II�1�UIII���IY AItiiIIJffC au> lirn which ha.priorily uver ihis SecurNy� Intilrumtnl;
<br /> �i ' I1t�KC�I'L Ijurtnw�9 �.M.III m�i h�• n•yuurd ir dr.h.u����.�n� .uJ. L�u ,�� I,�u�.n H��n�,��tr �.��.h.dl.�}rcr in wr�hnM tu thr I�e�mrm �,1 �hc .
<br /> � uhliKaunn uturcd In.u.h h�•n ui ihr m.�nm;�.�..rpiahlc���1 rndri.�h��hall n�fa�nd�.wL;unlc�i,u.h hrn 1,�.„i JrlcuJ:IKellltil CIU�q.Cnldllt ni
<br /> ' 3;;� vUCh hen lu.l.gal pt�recdm f,uh�.l��n ii�����•n���u ul 1 cnJcr n�+ei.iii t.�p�:+:ir.ihr cnl��rrcmrnl��j Ilx h.n of fullrllun ul lhe Ih��rrtl��•r.Ih�
<br /> �
<br /> patt thereuf;ut �:1,h:dl.c:�ur Uuro �fie huldr���I ,u,h hrn.�u,���irimcm �n .i fann •ab;(.�.�nn iu I cnder �nh�aJm.�IwK .uih hcn i":h�,
<br /> Stcuti��Instrum.nt.
<br /> If J encler dcrerromr�Ihe� all�•r ,un �•an ,�i tlir I'r,�per., n.��1,�c�i i,•� ��rt:��h�.b m.r..ul.un a�ri,,rit•.,,•.�r ih�,ticcurn� In.trumen�,
<br /> � 7 andcr�hallµ��c Durrnwri .�uuli.c i.knt�f�nn: •r.rn I110. IA1ff:1Nl'f .naii..�n.i�.uii�iiru��� i.ur.�uc.•� unnc.•. ��..a.i�:,n,.ai i.��i�..����c _
<br /> w�thin Icn day�•ul ihe giun�ui�hc u��u.�
<br /> c. ��►ru•r:
<br /> Und�um('u�rnant Id ul�hr�eun�+. I•,�••a:ne�r i..,mcnJcJ u,rraJ a,tnll��uti:
<br /> � 14. tiotice.lncrpl I�,r am> nuncr rrywrcJ enJrr appl�_ahle law lu h�gi��n m an�•;r.�'r^�rr:r,lel:m�nauic iu R�+rrawrr pn,�idcd h,r�n ihi�
<br /> � �urity Imtrumcnt+hall hr�ti�rn 1'r delncrmE it�x hy mai'�n�t it M tir��da�.mad t.�ft��• wvt a��hc 1'ru�n�AJJrc.+ur:u+uch uth��r addre.ti
<br /> , a.Nurrowcr mu>Jr+iµn:uc h>nuucc i��I cndrr.�.pruuded hcre�n.�nd rh�.�m notirr h�1 r��Jcr.h.�ll hr gi�rn I+��lir.� .la•.mad h�I rnJ�r'�
<br /> 'r � uJJre.�.la1eJ hcrcm ur ro,u.h�,thc�aJdre..,��I endcr ma�de�ifn:it�r� r.,�ri:c to BurruNe�a,pru�iJeJ hrrrin..4nc u��u.e pra�ided lar m Ihi�
<br /> � i ticcurity In�Irumenl tihall t+r Jccmcd w hu�e becn gnen w N��rn�wcr ur 1 rnJer��hcn Fi�cn m the mannrr Je�iµnalcJ harin.
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