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<br /> 1'O(3ETHER WITN alt tbe improvementa reow or hereafter erectod on the PropertY,+ind all ewsementR.�PPnrtr+wwes.rnd
<br /> 8atura now nr heteaRer t pat of the propecty. All t+eplaoanenta �nd addition� slWl dio bo ooverod by thi� Sea��ity
<br /> Imtrumer►t.Ail af the[ore�oin�i�Kkrrod to in this 5xurity Irnurument a the"Property."
<br /> — �ORRaWER CBVEFIArITS tfwt Honower j�tRwiuity�eix�of ihe e�iaie heroby oonvryed�nd iu�the ri�ht to�rant rd
<br /> canvey the Property and tlut the Propeny is ut�er�cumberod. exoept for encumbrances of reoord. Borrower warr�u�t�a�d wifl
<br /> detad�anerally the tido to tMe Property��irut�II cln��ru at�d danards.wbjoct to any encutnbriu�oea of t+xord.
<br /> THIS SECI►RIT'Y INS7'RUMENT cnmbiner unifotm covenantr far national use xnd non-unifurm ooverwrs wlth limited
<br /> variations by juri�dktion to oon�tltute a unlfomt�ocu�ity itutrument cove�in�real property.
<br /> - :_ _��_�_-z-� UNtFORM COVBNANTS.Ba�rrower and i.endcr rnverwnt and�Rroe ac foilowr:
<br /> 1. P�yment ot Ptiacipd u�d Interrstt p+'�P�Ymwt and l.�te Chac�rs. 8orrower atwll P��Y WY whrn due the
<br /> princippl of and Intercst on th�debt evldc�by the Note and any prcpayment and late churgea duo u�xler the Note.
<br /> - 2. FundR tor Tazer and Irowr�na. Subjoct ta applicable law ar to a written walvcr by L.ender. Borrower�h�l!pay to
<br /> I.ender on the day manthly payments ac+e due under the Note,until the Note is p�id!n full,a sum('Fundc")for:(�)yeuly taxa
<br /> �nd ascessmenta which may attain pdarity over this Soeudry Instrument as a lien on the Property; (b)yearly leacehold payments
<br /> _ ar grcwnd nnu an tho Property.if any;(c)yearly hazard or property insun�u�e premiums;(d)ycurly flood insurance p�emivau.
<br /> if any;(e)yeady mortgase insurance prcmlums. it any;and (�any sums payable by Borrower to L.ender.in accocdanoe with
<br />— — the provisions of Ewragrxph 8. in lieu of the payment of mortgage insuru�ce premiums. These items are called"Escrow Items.'
<br /> l.ender may, at any time. enllect wxt hold Funda in an amount not to exceod the maximum amount a lender for a feAerAlly . .
<br /> celated mortgage loxn may rcquirc for Borrower's escrow account under the fsderal Real Estate Settlement Procalurcs Act of �
<br /> __ _ _ — l974 as a�scttdr� fmm timc to timc, t2 U.S.C. Scction 260t et seq.("RFSPA"}.untess atiathzr law that appfics ta ihe 1'unds -
<br /> cets a Ir.sscr amount. If so. L.ender may, at any time, collect and hald Funds in an amount not to excccd the lesser amouat.
<br /> - Lender rn�y cstimatc thc amount af Funds duc on thc basis of cument dat�and reacorwhle estimates of oxpcnditures af faturo
<br /> Escrow Items or otherwise in accordance wlth applicable law.
<br /> The Funds shall be held in an institution whose deposits ere insurcd by a federal agency, instnimcntality, or entity
<br /> ��� (including I.ender.if Lender is such en institution)or in any Federal Home I.onn Bank. Lender shall apply the Funds to pay the
<br /> � Escrow Items.Lender may not charge Borruwer for holding and applying the Funds,annually analy�ing tha escrow account.or
<br /> '� verifying the Escrow Itcros,unless Lender pays Borrower interest on thc Funds and applicable!aw permits L.ender to makc such
<br /> a charge. However,C.ender may require Borrawer to pay a onc-timc chargc for an independent real estate tax reporting servloe
<br /> usod by Lender in connection wlth this loan, unless Applicable law provides otherwise. Unless an agreement is rtwde or
<br /> ;;. applicablc Isw requires intercst to be paid, I.ender shall not be required to pay Borrower any interest or eamings on the Funds.
<br /> Borrower and Lendcr may agree in writing, however. that interest shull bc paid on the Funds. Lender shall givc to Borrower.
<br />•��'. without charge, an annual accounting af the Funds, showing credits and debits to the Funds and the purpose for which each
<br /> �„ debis to ihe Fands evas ssisde.T!x Funds nre pledgesl ss addltiQna!security for a!!sums�cured b�this Securit�lnstrusnent. •
<br /> "X+�+� � ;�.,'. if the Funds hcld by l..ender excced thc amounts permitted to be held by applicable law,Lender shall account to 8orrowcr
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<br /> .�+�,,',;�;.�;.y,Y;� for the excess Funds in accardance with the requirements of applirable law. If the amount af the Funds held by Lender at any
<br /> ;��'�;;�,:'�?�''`;�::::. ' time is nut sufficient to pay the EscroN�ltems when due,l.ender may so notify Bnrrower in writing,and,in such case Borrower
<br /> , shall pay to I.cnder the amount necessary to muke up thc deftciency. Horrower shall make up the deficicncy in no more than
<br /> " " ' twelve monthly payments,at Lender's sole diticretion.
<br /> ';'"""�"'""`'''`'''`�'° Upon payment in fuli of ali sums secured by th�s Secunty tnurument. Lender shuU promptly rcfund to Borrower any —
<br /> �`�`t''�~' ° . Funds held by I.ender. If, under puragraph 21, [.ender xhall ucquire or xll the Property.L.ender, prior to the acquisition or sale
<br /> ��:,•.
<br /> '�' � of the Property, shall apply any Funds held by L.ender nt the time of acquirition or sale as a crrdit against the sums secured by
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<br />'� .�;.;�,;;, . �' ... thic Sccuriry Instrumcnt.
<br /> � `' 3.Appllcation of P�yments.Unless upplicahle law providcs othcrwire,ult paymentx received by Lender under paragraphs
<br /> • . • • I �nd 2 shall be applicd: first, to any prepuyment charges due under the Note;sec�md, to amounts payable under parngraph 2:
<br /> -• - • • third,ta intcrest due; fourth,to principal duc;and last,to any late chargeti due under tbe Note.
<br /> ,�„��, ;:� A. Clwrges: Liens. Borrower shall pay all tuxez, asxcssmcnts,chargc�, fines and impositions attributable to the Property
<br /> Y�,•,;;�4�±+�- ,� which may attain prioriry ovcr thi� Security in�trument, und Ica�chold payments ur grnund renty, if any. Borrower shall pay _
<br /> � '�� � these abligatiom in the manner provideci in parugr;�ph 2,or if not puid in that munner, Bnrrowcr�hall pay them on timc directly
<br /> to tbc person owed payment. Borrowcr shall promptly furnish t�i Lcrnlcr all noticcs of�mnunts tc�hc puid undcr this parusraph.
<br /> � � � �� If Bonower makes thcsc payments directly. Borrnwer�h�11 prompNy fu rnitih tc�Lrndcr r�triptti evidcnring thc puyments.
<br /> . ;�` �. Borrower shall promptly discharge any lien which hu+prioriry ovcr thi�Security In.trument unlc,s Sorrower: (u)agrees in
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<br /> - �t;�-•��_ ��' writing to the payment of the ob�igatinn xrured by thc lirn in r manner acceptuble t��Lendrr;(b)cimte�tti in goai faith the lien
<br /> � by, or defends against enfnrcement of thc licn in. Irgul prcxcedinE� whirh in thc I.cnder'+ opini��n operutc to prcvent the
<br /> '�'••• � enforcement of the lien:or(c) xecures from the holder ot the licn un u�reement.ati.factan• ti�Lrnder�utx�rJinuting the lien to
<br /> . ,,:�w " this Security Instrument. I1'L.rndcr determinc. that •rny part of thc Pr���rty i�subjcrt to a licn whirh may att�in priority ovcr
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<br />, �.;,�,;_: , .,, this Serurity Instrument, l.ender may givr&�rruwcr a nuticc idcntifqing the lien. Ii�ir���wer�hull wti�fy thr licn��r txke one or
<br /> '����°�-*=-^�•�i�• • more of the actions set forth abave w�thin I O duys uf the giving��f notire.
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<br /> ' Form 3028 9190 °.
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