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<br /> 93„ 109941
<br /> T(l(3�THE:R WITH wll Ihc im{m�vements now or hercafter erocted on thc property,and ali easementa,appurtcnoncea,
<br /> •tW fixtur�en nnw ix haraltcr r prrt of 1hc propeny. All roplecements And wdditivna sh�ll alao be wvcral by this Securlty
<br /> - - In�uumcnt. AU uf ihe f�we�tuln�ir referred to M thi�Securtty Instrument aa the"Property."
<br /> �URROWGR t'UV�NAN'1'S thut Bum�wer is lawfully scised of thc estate hereby convcyed und has thc rlght to gn�nt
<br /> +�nd aHtvey thn F1Y►�xNy und Ihul lhc Property is unencumbered,exccpt for encumbranccs of record. Borrower wan•ants and
<br /> ° — _— will def'end�rikrwlly Itk U�k�o ihr 1'roperry uguinKt all daims and demands,nubJect to any encumbrarues of record.
<br /> TNISI Yj!('URIl'Y INSTRUMLNT combines uniform covenants for nutionul use and non-uniform covenants with
<br />--- limited vrri�d�N�w hy JuriMlictl�ai tu c�NUNtu1e a uniform security inst�ument eavering real property.
<br />_� UNll�t)Ri�t('t)VHNAN I:ti. Norruwcr und Lendcr covenant and agrec as foUows:
<br /> 1. 1'Nrment ut NrinclpNl Mnd Intere�t;Prepayment and LAte Chargea. Borrowcr shall pramptiy psy when due the
<br /> ------ - prltkipwl�d'und tnlrnN�Ni Nx ikM evidcnced by the Note nnd ony prepayment and late charges due under the Note.
<br /> ��� 2. M'u11dA fiN�'111xrr�ad InKUwnce. Subject to applicabie luw or to u written wuiver by l.ender.8orrawer shaU pay to
<br /> � Lenckr un thu cluy miNUhly puynKnt*un duc undcr the Note,until the Notc is paid jn full,u sum("Funds">for:la)yearly
<br />- - --- _� tuxe�und u}�ex�munin whicb muy uttuin prlurlty rner this Security(nstrument os u lien an the Property;(b)yearly Ieayehofd
<br /> ��T��a•=� puymcnih �+r Yroun�) n�nl� ��t Itw 14apchy, if uny; (r) ycarly haznrd or propeny insurance premiums; (d) yearly tlood
<br /> �,� insuruncc pRmium�., If'.anyt Ir) yrariy muhgugc insurancc premiums, if any; nnd(f�any sumv payablc by Borrower ro
<br /> Lcndcr,in uccunluncc with ihr pruvi+ion«ul'purugruph 8,in lieu of the payment of mortgage insurance premiums. These
<br /> -- --i itemx ure cullcd"EM�m►v U��mM." Ixndrr inuy,in uny time,caUect and hold Funds in an amounc not to exceed the maximum
<br /> �""-':�..��'`r"'��� unx�unt u lundur li�r u tadurully rctutcd nwngugc t�wn muy reyuirc far Borrowcr's escraw account under thc fedcral Rea]
<br /> � -- -6 � �stutc SctNement Nr�urdansx Act ut'1�17�3 a.umcndcd from timc m timc, t?_11.S.c'. §2C�1 �t sry.("RESPA"),unless unother
<br /> i I law that uppliu�N�thu I�undti+�i�u Ic�xr umounl. II'W►,l.cndcr muy,ut any timc,collect and hold Ftmds in an amount aat to
<br /> � _� exceed tha lu►scr umoum, lsn�kr muy �titfmnte thr urnnunt of Funds due on the busis of current data and tcasanable
<br /> ;�,i.-.••.f;. � �stimwter uf cxEknd{tu���uf futw�EiK�uw Itc�ur ur�dh��w4K i�t uccorJun�e with appli�ubte luw.
<br /> y�,'"``�```g�`,�" 1'ho Fund� rhull br buld in un in�tituliun whux�de nits arc insured b a federal u enc ,inswmentalit ar entit
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<br /> ,,, ,T�, . ; , (including l.endur,iP Lrndu�is auch un iaHitutinnl ur in uny F�:deral Home I.oan Bunk. Lender shnll apply the Flrnds to pay
<br /> • • . thc Escrow Itum�. Lrndur may n�►t rh�irgr liurn�wrr for hatding und upplying the Funais,annuuliy unnlyzing the escraw
<br /> "��' ' y,�,�c��'� c►ccount,��r verifying thn F'Mruw Ucm+�, unte.� I.endrr puyz Borrowcr interert on the Funds and applicable law permits
<br /> '�v4�'�` I Lcndcr to muke+uch n chnrga Howcvrr, l.endcr muy myuire Bortowcr to pay a onc-time charge for un independent rcul
<br /> 't' ` � � � estata tux rep�ming rcrvic�uMd by Lender in rnnnrcti�►n with this toan,unless Applicable law provides otherwise. Unless an
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<br /> ,� -•• . I ugrccment iz mudu u�applia�hlo Inw rcyuire.intrrc�t tu tm puid,lw�ndcr shull nat bc reyuired to pay Borrowcr uny interest or
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<br /> � � �w�•- � . � cumingti un thu Fumiti. Borrowcr und Lendrr rouy uµrrr in writing.huwever,that interest shull be puid an the Funds. Lender
<br /> '�'''� ` .' xhal!give to Bnmuwer, wiihaut rhurgc,un um�u,d ucaaiuting of thc Funds,showing credits and debits to thc Funds and the
<br /> ' �'�''�' � ' � purpa+c for which cuch dobh�tu titu Fundti wu*mude. 'I'he Punds we pledged us additionul security for atl sums secured by
<br /> c�:;��� .r.:. �.� .
<br /> �^.•. •.: • . :: i this Sccurity In�.tn�munt.
<br /> .�;;;�;,,;�;;;;�{�:.;_ If thc Fund� hul�l hp Lrndur excred �Ik �mwunt� �xmiittrd to be heid by appticuble law, Lender shull uccount to
<br /> - • , , • Borrawer tiir thu exces�Fundti In i�uurdunce wilh the rcyufrenunt+i►f upplicable taw. [f the amount of the Fundti held by
<br /> Lendcr a�uny timu i.nut sufficient Iu puy ihr l:u:row It.mr whcn duc,Lendcr may so notify Borcowcr in writing,and,in
<br /> � such cux: B�irrua�er �hull nwy tu I.rndrr tlu urouunt nrrr++ur� tu tnc�ke up the dcficicncy. Borrowcr shall make up the
<br /> _ • dcftciency fn nu munr ihun twcivc munth�y puym��nh.m Lrnd�r.�ulc diticrction.
<br /> Upm puymunt in fuil�uf ull ,umti Krurrd by Uii.tircurity In,�rument,Lendcr shutl promptly refund to Bortower any
<br /> ._ _�, _ Funds hcid hy l.cndor. ll; undrr pnruµruph-1. Lcndrr.hull:kyuirc or�11 ihc Property,Lcndcr,prior to thc acquisition or
<br /> �� � s31c of thu Proprrty.,huil upply uny I�undti I�rid hy Lr�ukr au thr tima nf uryuisition or sale as a credit uguiast the sums
<br /> .. . xcured by thia Scrurity In�.trununt.
<br /> 3. Applic�tfun uf P�yment++. l hd��.. upplirubl�• luw pr��vidr. nthcrwise, all payments received by I.ender under
<br /> '' " � � purugn�phi 1 und Z tihu11•ik uppliud:firtit,tu uny prrp;iyin.�n ci�;u�;r�du��undcr thc Notc;sccond,to amounts payablc undcr
<br />� � ��'�=�•-�--�•� paragrnph 2;third,tu inture.t duc:ti►urd�,tu��riucipul�lue:and t,i�t.to uny lutc churges duc undcr thc Notc.
<br /> . • 4. ChWr�ex; I.tun�. Iiorrowrr .hull puy oll U�ar., u+K•+.nurnt�. churges, fines and impositionti uttributuble to the
<br /> ' ' � ,� ; Propeny which mup uttuin priurity av�r thi,tircurity ln.uuwrut,und Ieu.eholJ puymrnts or ground rentx,if Any. Bonower
<br /> �''�`--`-'•°�',. shull ps►y thexo nhligAtion�:in thc munnrr pn�vid�il m purn��uph 2,�x if'nnt paid in thut manncr,Borrower shall pay them on
<br /> - � time directly ta ihr persan��wcd puyment. ►i��rruwer.hnU pru�n�Hly(urni.h tn I.cndcr aU noticcs of amounts to be pnid under
<br /> i!'`^w"9'`• �-� this purugruph. ll'Bom►wer makes IhrK puyme�uti durclly,liurruw��r�hull prumpUy f'umish to Lender receipts evidencing
<br /> thc paymcnts.
<br /> �� •� Hanr�wer nh�ll promptly diuh�uEr,my lien which hu.pnunty uv�r this Srruriry Instrumcnt unless Bnrrowcr:(a)agrces
<br /> ::''�. • • in writing to th�puymcnt ol'ihe obligntiou,rcwrd I►y�Qr I�en u�+i n�auurr urrcptublr to Lcndcr:(b)contests in goad faith the
<br /> '� ;���� � lien by,ar defund�ugain+t enfonruirnt uf Ihr lirn in,lr�ul��nk•rr�l�n}�.whirh in the Lcndcr's opinion operate to prevent the
<br /> = �• enforcenxnt af the licn;c�r(c1�crurr,l'rum th►holder nt Uu� liru un:i�rrrroent.uti.t:tctury to Lcnder xubordinating the lien
<br /> �, �',�� °' . to thls Sauriry In�aumcnt. lf Lrndrr detcrn►irn,�hcn;u►y pa�l��1 A�r 1'ru�krty i,,uhjuct to a licn which muy uttuin prioriry
<br /> '"'" • ovcr thls Sccurity Instrument,I.cndrr muy givr liu�ruwrr u uu�irr ldcnhlyin�;thr lirn. Hc�crower shali satisfy the lien or take
<br /> �� L�.....'�y :'�•' one or mor�e of tix uctiun..rt 1'urth ulx►vr witl�in In duy.ot Uic�;rvwg�H nutirr.
<br /> .,�t� �; � ,. 5. Ha�rd or Pruperty Insur�nce. Horruw•�i•,lu�ll I�e��p U�r iuqn�w�nirnt+nuw existing on c�reafter erected on the
<br />''.�"'��'"�:,•.� Propeny insured aguinst tos.by fire,h:v;ud.invlud��d witlun tlx•leun "r�h�n�lyd cuveru�!c"unJ any other hs�ards,including
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<br /> floods or flaoding, for whtch l.rnelrr nyui���. iunuraucr. 'Iln� m,uruucc +h�dl Fse nwintuined in the amounts and for the
<br /> Fam 302�1 9/90 q,u�;�2 nj6�ugssJ
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