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<br /> RE�RECOR�.
<br /> 93�io9�oi {93-��0
<br /> — . -- TO�iTiZlCR WITti�11 the impn>vementc now or Ixrcaftcr crcctcd a�t6ie praperty.und+�II e,u�«ne�u�.rppurte�wice�.
<br /> and f ixtuRes naw cx hercafkr a prrt uf the prope�ty. All nplacementa and Ydditionr�all�Iso be coverod by this Sxurily
<br /> lmuumenl. All of the forc�oin�is refer.ed to in thiR Security Inswmcnt an the"Prc�perty."
<br /> BORItOWER COVENANTS that Bortawer i:lawfully�ciced of the est�te hercby convcyed and has the d�ht to gnnt
<br /> �nd canrc:Y ttK Fr�,�,�ty+nd tfiat the PropenY is unencumbercd,except for encumbruicec nf reccxrl. 9xrnwer w�rtuu:nnd
<br /> _ will deferad ga��lly the titic to thc Pro}xrty s�ainu�ll d�imi and dertwid:,:ubjat to any erK:umbranas of rocord.
<br /> �------� TH1S SECURITY 1N5TRUMENT cambines unifurnti cuvu��ts for n;►Ua�al usc and non-unlform covcnants with
<br /> lirdted vari�tiau by juni�diction w constitute a unifcum�ecu�ity in:trument cover�n�rcxl propeny.
<br /> — � UNiPCiRM COVENANTS. Borrowcr Ar�d Lcnder covenant and ugrec a�follows:
<br /> 1. PaYmtat ot Principd aad I�tertst;Prepayate�t aod Late Char�er. Aorrower+hall P�P�IY PAY when due the
<br /> - principal ot a�d inteKSt on the debt evidenced by the Note ar+d any prepayment and lote chuges due under the Note.
<br /> 2. I�ads tor 71�xes and Insurance. Subject to applicable I�w or to a written waiver by Lender,Borrower sh�ll pay to
<br /> I,ender on the d�y monthly paynxnts are due under the Note,until the Note is paid in fu11.x sum("Funds")for: (A1 yeArly
<br /> taxes end assessments which may�ttein prioriry over this Security Insuument us e tien on the Property;(b)yeuly leasehold
<br /> pay�nents ar ground rents on the Properry, if any: (c) ywr�y huard or property insurancc premiums; (d) yearly tlaod
<br /> insurance pcemiums, if any; (e) ycarly mortgage insurance premiums, if any; and(� any sums payable by Borrower to
<br /> l.ender,in accordance with the provistons of para�raph 8,in lieu of the puyment of mongage insurance premiums. Thetie
<br /> items are c�lled"Escrow Items.' Lender may.at uny time,coltect and hold Funds in rut amamt not to excad the m�ximum
<br /> - - "- - amount a tender for a federaliy related mongage loan m�y requim for Borrower's escrow account under the federsl Re�l
<br /> Fstate Strilement Procedures Act of 1474 as amended from tlme to time,12 U.S.C.$2601 e�s�q.("RL'SPA").unless anoiher
<br />- u'::� law U�t a�pPlies to the FLnds sets a lesser amount. If so,Lender may,at any time,collect arxl hold Fvnds in an amounc not to
<br /> ezceed tht lesser s+mount. I..ender may estimate the amount of Funds due on the basis of current data and rc�saubte
<br />_�,t �' �� estimatcs of expenditures of future Escrow It�ms or ott�erwise in accordance with�+pplicable law.
<br />- � »-�, •�- �• ; The Punds shall be hcld in an institution whose deposiis ace insured by u federnl agency,inswmentality.or entity
<br /> ��� �"'' (including l.ender.if Lender is such an institution)or in any Federal Home Loan Bank. Lender shall apply the Rmds to pa.y
<br /> ' `� , the Escrow Items. Lender may not charge Borrower for holding and applying the Funds.annuAlly analyzing the escrow
<br /> '� �" ^' ��"`�"'���`�r accour�, or verifying the Escrow Items, uniess Lender pays Bortower interest on the Funds and applicable law pertnits
<br /> ! .;� � l.ender to make such a charge. However.Lender may require Borrower to pay a one-time charge for an independent ceal
<br /> • �_ �:c,�,,��,.�'._.;: estace tax reporting se[vice used by Lender in connecNon with this loan,untess applicable law prov�des otherwise. Unless an
<br /> • � .• �.�r agreement is made or appticable law requins interest to be paid,Lender shall not be required to pay Borrowcr any interest or
<br /> � �YV'(.-�'�'t- V
<br /> �'" � eamin s on the Funds. Barowe�and Lender ma a ree in writin however. at interest shali bc aid on the Funds. Lender
<br /> �.r� i;;',,..;'"'1�'> B Y 8 B• th p .
<br /> � ry C..:.'.3A'.
<br /> =', , �,;:��,,,�,�;. shail give to Borrower,without charge,an annual accounting of the Funds,showing credits and debiGc tu the Funds and the
<br /> ,,,;':• ��:- purposo for which each debit to the Funds was made. The Funds are pledged as additionai security for all sums securcd by
<br />- - �t+-o�::;n,i:.�,.���.�.-:,,° this Sccurity Insiru�txni.
<br /> •��r.;�•�, • - If the Funds txld by Lender exceed the amounts permitted to be held by applicable law. Lender�hall account to
<br /> #;%'-•'��;;���+;,,; : Borrowcr for the excess Funds in accordance with the requirements of applicabie law. If the amount of the Funds held by
<br /> ••,�' :"''!',;•�.••� Lender at any time is not sufficient to pay the Escrow Items when due,Lender may so notify Borrower in writit�g,and,in
<br /> �� :':'i'�';�.`. such case Bomower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the
<br /> :;�}i3"• " deficiency in no more th•rn twelve monthly payments,at Lender's sole discretion.
<br />_'"' �.•.!:;�,:;:•- L�paa psyment in fuli of aU sums secured by this Security Instrument.Lender shall promptly refund to Borrower nny
<br /> , Ponds held by Lender. if,under paragraph 21,Lender shaU Acquire or sell the Property,Lender,prior to the acquisition or -
<br /> � � . ,, sale of the Property,shall apply any Funds hcid by Lender at the time of acquisition or sale as a credit against the sums
<br /> - . secured by this Security Instrument.
<br /> -� . '� 3. Application of Payments. Unles� applicable law provides otherwise, ail puyments received by Lender under _
<br /> �� -�•ln• - puragrxphs 1 and 2 shall bc applied:first,to any prepayment charges due undcr thc Note;second,to amounts puyablc under
<br /> �'�` ' paragraph 2;third,to interest due;fourth,to principal due:and latit,to uny late charges due under thc Note.
<br /> v:_ ,
<br /> ;,;�, 4. Clwrges; Liens. Borrower shall pay all taxes, assessments, charges, �nes and impositions attributable to the
<br />. . '� RopeRy which may attain priority over this Security[nstrument,and leusehold payments or ground rents,if any. Borrowcr
<br />: ; 1• � � ` �, ; shall pay these obligations in the manner provided in parugraph 2,or if not paid in that manner,Borrower shall pay them on
<br /> .' ' . � '':.:�>i: : �.... time dimcdy to the perwn owed payment. Borrower xhall pmmpd��fumish to Lender all notices of amounts to be paid under
<br />`,;. ` '' ;,�-;,;::�,���,;: this pnragraph. If Borrower makes these payments directly, Borrower shalt promptly fumish to Lender receipts evidencing
<br /> .;.';:".r.,� thc pnyments.
<br /> � :�"�t�,.. .� •;,,. Borrower shall promptly discharge uny lien which has priority ove�this Security instrument unless Borrower:(a)agrces
<br />:� in wricing to the payment uf the obligation secured by the lien in a manner acceptabie to Lender;(b)contests in good faith the
<br /> - �`'•::�� . : lien by,or defends against enforcement of the lien in,legal proceedings which in the Lender'.s opinion operate to prevent the
<br />`�� � ,:�*°`•� c enfaneme�u of the lien;or(c)secures from thc holder of the lien an agreement satisfactory to Lender subordinating the lien
<br /> � 3`s" to thiy Socunty Instrument. if Lender detertnines that any part of the Property is subject to a lien which may attain priority
<br /> y ���*.l'"'' '`"�' over this Security Instrument,Lender mny give Borrower a notice identifying the lien. Borcower shall satisfy the lien or tuke
<br /> on¢a mcxe of thc xtions set forth above within 10 days of the giving of notice.
<br /> ;�'�` 'n`��', J•{� ' $. Hazard w Property lnsurance. BoROwer shall keep the improvementU now existing on c�rcafter erccted on the
<br />-�e. 'a�� ' � Property insured against loss by�re,hazards included within thc tertn"extended coverage"and any other hazards,including
<br /> d ' ,���r'"`�"'""� �' floods or flooding,for which Lender requires insurance. 'This insurance shall be maintaincd in the amounts and for the
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