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» �A � ' _- �'� .• ' F`i.• - �'..r..- '- �' ...•I '�,�r.: .-�,� __ � � _ ____ -S'4-� I - -- ---_____...�__...,� r ��+i� FNR2-3118-Z If l want ro exercise the Conversic►n Upcion,I must ii�st rtxefi�rtuia cunditiuu..Tiws�:ci�itd�tia�s are that:t i)1 must � �ive the Note Holder notice ttut I wnnt to do sa;(li)on thc Conversicx�Date.f muat not be in default under the Note or ihe Security Instrument;(iii)by R d:te spccified by the Nate Holckr.I must pay�hr Natc N�kkr a convereion fce of U.S. �— _ - s .00 ;and!iv)1 must si�n m�d�ive the Note Halder any documents the Nate Holdcr -- —= requircs to efEect the conversion. _3�'�^ --- (ly Cakul�tiva ot Fl�xed Rate - - s _ My n�w� fixed interest rate wiU be equal to the Fcderal Nutional Mortgage Assaciations reyuired net yield - —�—�"�� es of a date and time af d�uy spccified by the Note Halder for(il if thc original term of this Notc is greater thun lS -- - = years.30-yeur fixed rute martguges covered by applicable 6Q-day mundatocy delivery commitments,plus fi�e- - -- eighths of one percentage point(0.625'X�),rounded to thc nearest anc-eighth of ane percentage point l0•13Srih).ar (il)if the original term of this Note is IS years ar less. IS-y�ur�xed rnte mortgAges covered by applicnble 60-day -- ___�.;�„�. mandatory delivery commitments.plus five-eighths of one percentuge point(U.625'Xn),rounded to the neurest - one-eighth of one perctntage point(0.125�n�. !f this required net yield cannot be determined because the uppli- cable commitments are not uvailable. the Note Holder will determine my interest rate by using comparuble informatian.My new rateculculated underthis Sectiun S(B)will notbe gr�euterthan the Muximum Rute stuted in Section _