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�sWh�rc ,...----'"�.�r. <br /> ` ..•t't4 ..�� ��]1 :+Ip:'S:µt ..w��. �. �. .. ,"�i':c''_._. . .,t., �,n•��_ =_ _.i:.°�,d <br /> '_ -._ , .�;a..:]$ii�„^bl� • � ' . .... ,.. _ <br /> ' YQf�THER VMTM �M �MMpov�M� now a hw�Yr �reb0 on 1h� poprb. �nd N �wnb.�pir1�l�Mt. an/ . ._ <br /> � �dlww new ar MnMw�pMt of 1ht IKOp�rM, N r�pMouMM�fs�nd ad�laer��h�1 wo N PovwM b'y M�N*Ut��1��M� ''.- <br /> ' N a tM bn4olnq Y nMnrd a In M�a l�aurM Intlnwwit r tM•Proprty" . <br /> �onwwe+ core�urrs a�eo�oww r ew�uy..mw a�n. ..�. h«�sy ooMw.e«a h.. w. � r�c .M � <br /> _ -- ca::�r� !R=`re�e+tY �+e!!hs!!!re lrr�!AY 4•,,.�.w�r.ra.e. .Naipt b►M�a1MWMMOM o� noo�d. �0l�a�rrr r�IrMb M/ M!� � <br /> dMMd 0��uw wl�a th�rrop�lY pM�M d aM��nd d�nd�.M�al b�ny�neue�'+�s d eroer� <br /> THIS BHCUIt(T1/ INSTRtMYIEIYT eanbbM unMone oor�rwitt lor �IaMI tn� an0 noo-iM�lqm eOwMM� wIM �M� <br /> vrWlons by Jw1�dclbn to consNaA�+t unMotm s�cuNy�wM orn�in0 n�l ProP�Y• w <br /> UNIFORM COY�N+INYB. Barowa�nd Lendr ouv�nt and�yn���to�wr. <br /> 1. P�m�M of P�incipd �nd Int�n� Pnpaym�nt ar�d I.aN Char�.eonow.r s�w prampMy vay wiw� <br /> du�Ih�P��d and bNrNt on th�d�bt�vfdwie�d by iM Not��ndlaw or�M��n�wNvM l�«+d.r�eon�ow.r sMM p.y r <br /> -- ------ 2. Funds tor T�ucos ans!Insurane�.�,n)en eo RppMe.n� ►�y <br /> 1a lend�r on tM daY mon�Mly WYm�nu w m•undK�h�Nob. unW tl+�Not• is p�w In 1uA.. wrn!'funds•1 for. W Y�Y <br /> bxa .nd as�aasm.nt• wh�u, m.y■tuin v�++�r ov«1Ms s.axlcy In.trum.nt.s a N� on tM Rop«tY (b)Ywh 1M�ho�d <br /> P+�f�^�^ts a qround nnts an th� Pro�ty. M�ny: (c)lrwb ha�rd a'Pro�tY inwranc�pntrdums: (cq YMMY Nood Inwr�nc� <br /> prnmfum�,k�ny: (�) Y��Y�0�9�hsunnce prMnMim�.N�ny:�nd f0�Y�WY�bY�'w to L�nd1r in�000�M�nc� <br /> wRh tha provkions ol pan�praph e, b Yw ol tha p�ynwnt ol n►ortqiqt fnw+�nc� prMHiun�• Th�s�k«rn u�aiN�d '��crow <br /> It�nu' Lender may. at any tMne. cW�et and hokt funds h an rnounl not to aeMd th�rrwxkmxn Mrwun!�Nndu fa a <br /> leder�Ny rebtad mortg�gt lo�n may aquk� 1a 8aroww's �ow�ecount uncNr th�t�d�nl RW Esht�8�tli«nMK ProarrJiuM <br /> Act of 1974 as amanded hom tim�to tirM. 12 U.S.C.S 2601 st sp. ('RE3PA'), wiNts �nothdr I�w Ihat �ppMn to ih�Fundt <br /> sets a bsser nmount. If so. Under rryy.at sny ikne, coNact and hold Fund�in an amount not to hccNd tM Iwirr amoirM. <br /> l.ender msy estimste the smount ot Funda du� on ihe b�sts of aunnt data and n�=awbN ntim�t�s of e��ndWns of lubr�e <br /> Esaow ttems or otherwEse in�ccord��ce wfth rpplk.�bie Mw• <br /> — - <br /> Th�Funds ah�N be hekl In an bstitulbn whose deposfts+u�Insund by�Mduat�qency.Instrum�nWRy, or�nflyr(Midudln0 <br /> Le�der, il Len{ier is auch an InstitWon)or In any Federai HomC Losn 8a�k. Lenda shdl appiy the Fu�dt to p�y t � scrow _ <br /> Iteme. Lendet mny not aharge Bortower�a holdhg�nd+�pplyL:g the Fund�. annwMy annhlzinq tha �saow��t.or vMityinq <br /> tha �acrow Uems, unkss Lender pqYs Bortowa intenst o� the Funds and applicabN iaw perrt+N� Lender to m�k� wch � <br /> _-_ T.__s-� charge. However, Lender may r�quire BottawK to pay a onct4na charye lor an Independent �eal�ntit�tax raporlinp Nrv�e <br /> used by Lender in connectlon wNh thla loan, unless applicabN law provides othawise. Uniesa an �yreem�nt k trrde a <br /> :i applksble law requires interest to be peid, Lender shall not be requked to pay Bor►ower any Inta�at a eaminpa on lhe Funds. <br /> "�� Bortower and Lender may agree in w�t�ng, however, that intereat shaW be pald on the Funda. Lende► ehall gNe to Borrowe►. <br /> - withoul cha�ge. ao annuai accounling o1 ihe Funds, show(ng uedits�nd debits to the Funds and t�e pwpose(a whkh �1ch <br /> deb(t to ihe Funds was made. The funds are pledged as additional security for aN suma securod by the 3�cutity Instrum�nt. <br /> - If the Funds held by Lender exceed the amounts permittQd to be held by�ppAc,�ble law,lender nh�A�eewnt to Barowtr <br /> _� lor Ihe excass Funds in accordr�ce w(lh the requkements ot appNcablt kw. N the�mount of ihe Funds hetd by Under�t �ny <br /> - time is not suflideM to pay the Esuow Items when dw, l�nder r►iwy so notify BonowK in wdting. and, in such aau BarowK <br /> =° shaY pay to Lender ihe amount necess�ry to make up the deGciancy. Bortowa sh�N m�kQ up ihs de(iciency In no mon ttw� <br /> tweNe monthy payments.at Lender'a sob dlsuelbn. <br /> :.�� ��'— Upon pnyment In tull of aA sums secured by this Secudty Instrument, Lendar shaN promptly rotund to 8ortower any Funds <br />- heid by Lender. U. under paragraph 21.Lender shall acquke a seli the Property, Lender, prior to tha acquiaidon a sab ot the <br /> Property. shor appty any Fundc heid by LenJa �t tha Ur�iQ ot acqulcitlors ar :a!¢sa a credlt syeinst tht�usm s�+x!M by th�R , <br /> �„ ' Sewrity instrumerlt. <br /> � 3. Apptication of Payments. Unless applicable law provides otherwise, aN payments tecetved by Lender under <br /> • , � `�Y paragraphs 1 and 2 shall be applied: lirst. to any p�epayment charges due under the Note: second, to amounis payable under <br /> :,�'. ....: <br /> � � �?'�!"c�in,t:�.`ti>:;r::� paragraph 2:third,to hrterest due:taurih,to pdncipal due: end lasl,to eny Iate charges due under Ihe Note. <br />-'`" ��!s ,:.;y;:". .% ��;, •. 4. Ch��g@S; LienS. Bonower shatl pay ali taxes, assessments. charges. tines end impositlons �itrWuhbie to ihe <br /> • '"'"��"��'•'`'�''�'�°�'" Property which may attaht prinrity nver fhis Secudly Instrument,and leasehald payments or grou�d rents. il eny. Borrower ahall <br /> vrit�•a,.r .... -.�,a... . - <br /> .-. ,.,M1��,,,�� �,,, �y r :�. pay lhese o6ligations in tho manner provided in pareyraph 2, or il not pald h that m�nner. Bortower shall psy than on iNns <br /> direcity lo the person owed payment. Borrower shail promptly fumish to Lender aW not�es of amounis to be paW under thfs <br /> �'''+� t� paragreph, tl Borrower makes these peymenta dkeclly. Borrowar sholl prumpty lumish to Lende► r�celpb ovid�ncln� th� <br /> -� �'.�.`+r paymenls. <br />'.� j. Borrower shall prompily disCharge any lien which hes priority over lhis Security Instrument uNese Borrower. (a) ageef in <br /> _ .,�7•_ ,•} wri�ing to lhe paymenl of the obligation seCUred by the lien in a manner acceptable to l.ender: (b) contests In good f�lth the <br /> ' +� •_ � 6en by. ar delends againsl enlorccmenl of the Nen In. Iegal proceedings which (rt the Lenders opinlon opente to prevent the <br /> � '' r, .1`` - enforcement ot the licn: or(c) securos Irom the holder of the Nen an agreernent sallslactory lo lender subordinetlnq 1he Aen to <br /> ,. " ' "' ",t� � thls Security Instniment. 11 Lender de[ermfnes that any part of the Properly Is subjecl to a lien which may attain prlority orer thfs <br /> ., - Securi�y Instrumenl. Lender n�ay give Borrowei a not�ce ide�itilying thn liert.Borrower shall satisty the lien or toke onQ or mo►e of <br /> • '=�'' '� thR actlons set IoAh abuve wilhi�� 10 days o�the giving ol nolice <br /> 5. Haza�d or Property Insurance.Borrower shaN keep the Improvements now existing or hereafter erected on Ihe <br /> �;',•1� -� Property insured agains� lass by lire. iwzards included wilhin lhe term 'extended coverage" and any olher hazards. includkig <br /> Iloods or Ilooding. lor whicl� Lender requires Insurance. Thls Insurance shall be malntalned in the amounts and fw the periods <br /> �•''�,•'.'�"'. thal Lender requires The insurance earrier provlding Ihe insurance shall be chosen by Borrower sub�ect to Lender's epproval _ <br /> -" wlilch shall not be unreasonably withheld. I1 Bonower fafls to maintain coverage described ebove. Lender may.ut Lander's <br /> ti'•�� � oplbn,obtam coverage to protect Lender's rights in the PropHly in accordance wfth paragraph 7. <br />- _ All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage c4use.lander <br /> ���•` shaA heve the rlght to hold Ihe poGcfes and renewals. H Lender requires. 8orrower shall pramptly give t0 Lender aN recelpts of <br /> _ � , �,. peld premiums and renewal notices. In Ihe event al loss, 8onower shall give prompl notice t�tho insun+nee eanier�nd Lander. <br /> Lender may make prool 01 bss U not nwde promplly by Barrower <br />