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<br /> ; , }wbd�dw L..�a�r nqri... �nn iw�n.c.erriK pa►wn�Ih.��A.0 be chowa e�►�wr�wu.rbi�a w L.�saur
<br /> I , ypro�v�1 wMioM�YH�ot b�wrwrar4lY wYMdA, lf Ba�owu 6i�b�r,l�oov�e dro�iMd�.ladu�.it
<br /> -- � 1w�d���optioa.a6�aiaccrv�ra�b polect I.md��ti rishb ia tM Prcp�ny in�oowd�nae witb p�r�p�pi T.
<br /> + All i�wK�polklw wd nuew��11 be to[wndK�nd�hdl inch�de a fla�drd n�oA�yl CIM1M. La�lee
<br /> � �HII IYYC ih!�!t W IIOId dM pQuC�L'f�Ild 101Mwv/�L�EQde[lOQY�ES.BOITOWCT i�Mll Pl+OtOpllj��v0 b 1.E11def�roM�t
<br /> ; of paid pranivaw md aaewai notioe�. ln tbe event o(bu,Barower tfi�U Sive pnxnpt natia�o ttr ia�ut�nw c�n'ist Md
<br /> - I.eed�r. I.e�der any m�ke pioof of lars if not m�de promptly by Aorrower.
<br /> Uc�kss Lender end�lert+ewer odierwi�e e�nee tn writia�.Insunu�ce psvcceds shaU be applitd to mtoratfon or iepefr of
<br /> the dyn�d. if tbe re�wc�tioa or np�ir b eoa�omlc�lly fw�ible uid Lender��ecurity u not Ie��a�ed. If tMe
<br /> n�tar�or npair fs not economkWy fe�sibb or I.enderti�ecuriry would be ks�a�ed.th�inwnnx prooeeds ihall be
<br /> applled w the wms�ecured by this Security In�wme�t,whether or nat tha�due. with iuty euas pdd w Borrower. U
<br /> � Bon�owa ab�ndora the Peopaty,or doa not�nawor withln 30 dayi�notice from Lender th�t the Insw�nce canier lus
<br /> oHa�ed to�ebtk a cWm.then[,ender may collect the inuurance proc�ecls. Lender may uie the praeeed� ta c�e�ir or riatore
<br /> the R�ope�ty or to pay ww��ecurdd by thi�Security�utrwaeat.wbetUoc or aot tha�dne. The�O�dty periud w�ll be�in when
<br /> i thc aotice is�iven.
<br /> Unkss Lender uid Bamwer atKrwl�e a�ee in writin�.�ny appliculon of pcoceais w p�incipd slull not extend or
<br /> po�tpone the due date of the rrw�tidy payments nfemed w Lt pacxgraphs 1 and 2 a chu��e the amount of the p�ymenu. If
<br /> under pacagraph 21 the�la�cquircd by l.enda�.Boriowerk rigi�t to any insunu�ce policks �ncl proceects rcsulttng
<br /> from d�rtwge to the Propetty to the�cquiaitbn�all pu�s w Leader w the extent of the sunu aenined by this Securiry
<br /> Guwment Lnmodiately prior to theacquicition.
<br /> _ b• �P�Ji Pressrvatio�o, MatnteiwtticB �nd Protectbu ut the P►w�erty; Barrower's L�aiw Appiicstiao:
<br /> Lau6dds. Borrower�hall occupy,establish.�nd uae the P►n{xtty as Bamwerl principal residence within sixty daya after
<br /> the execudan of this Security Instrument md situU contlnue to occuPY the Propecty a4 Bamwer�s principal�+ecidence fa at
<br /> kast one year after the date of occup�ncy. unless Lender otF�erwise agroes in writing, which consent shall not be
<br /> u�bly withheld.or unless extenuating eircumstAnGOS eajst which are beyond Bornower'§control, Barower ahall not
<br /> d�esdoy,damage or impair the Property.allow the Property to deudonte.or commit witste on the PropeRy. Borrower shall
<br /> be in default ff�ny forfeituro actlon or procoeding,whethqr civil or criminal,Is begun that in I.endert good fuith,judgment
<br /> �-�oulc3 result in forfeiturc of the Properry or otfierwIse mnt�dally impair the lien created by this Sccurity Insuument ar
<br /> I.�des�securiry interesG Botrower may cure euch a dafault and reinstue.as pc+ovided in prragraph 18,by causing the act�on
<br /> or procaeding to be dismissed with a culing thnt,in I.endar fi good fatth det�rminatlon.precludes farfaiture of the Bamwer�s
<br /> . inteiest in the Property or other material lmpairmcnt of ihu lien cc+eated by this Security Ins4ument or Lender�s secudry
<br /> intercst. Borrower shaq elso be in default if Borrowor, during the loan applicatian process.gave moterielly false or
<br /> - inaccurate informat�on or statements to Lender(or failed ta provide Lender with any material information) in connection with
<br /> the �oan evidenced by the Note. including, but not limit4d to, reprcsentations conceming Bormwer�s occupancy of the
<br /> Property as a principt!residence. If this Security Instnuncnt is on a leasehold,Borrower shail comply with�II the provisku�s
<br /> ___. -- -°-• . ,
<br />-_ - of the lease. If Borrowcr acquires fee title to the Pro�eny,th�ieasehold and the fa titlo st�ll aot merge unless Lender agrees
<br /> tv the merger in writing.
<br /> 7. Protectbn ot Lender's Rights in ttie Property, [f Borrower fails to perform thc covenants and agrecments
<br /> contained in this Security Instrument, or there is a lagal proceeding that may significantly affect Lender's rights in the
<br />_ Property(such as a praceeding in bankruptcy,probate,for candamnation or forfeiture or to enfome laws or rogulations).then
<br /> Lender may do and pay for whatever is necessary to protuct tho value of the Property and Lender'�rights in the Property.
<br /> s__ Lender's actions may include payin�any sums securcd by a lien whirh hae priority over this Security lnstrument,appearing
<br /> in court,paying rcusonablc attomeys'fees and entering on ihn Aoperty to make repairs. Although Lender may take action
<br />, under this paragraph 7,Lender dces not have to do so.
<br /> My amounts disbursed by Lender under this puragraph 7 shall become s►dditional debt of Borrower xcured by this
<br /> Security Instrument. Unless Borrowcr and Lender agree to othar terms of payment,the.se amounts shall bear interest from the
<br /> datc of disbursement at the Noie rate and shall be puyabla,with intercst,upon notice from Lender to Bortower requesting -
<br /> �� '�'""• paymenG
<br /> .. , ;i"*�'-, 8. Mortgage Insurance. If Lender required mortgnga insurance as a condition of making the loan secured by this
<br /> "x�+zs'+'K "�' Security Instrument,Borrower shall pay the premiums reyuiiud to maintain the mortgage insurwicr in effect. If,for eny
<br /> � i ,�""t"�<" reason, the mortgage insunu►ce coverage rcyuired by L.eadar lapses or ceases to be in effect, Borrower shall pay the
<br /> ���r�'i�i;:. premiums required to obtain coverage substantially equivalont to the mongage insurance previousiy in effect, at a cost
<br /> °�s�+��•�•-• substaatialty equivalent to the wst to BoROwer af tho mungaRe insurance previously in effect,fram an alternate mortgage
<br /> .,.:K..�.
<br /> `� - insurer approved by Lender. !f substantially equivu�ent m�rtguge insurancc coverage is not available,Borrower shalt pay to
<br /> ��'"`�� ,� Lendcr cuch month a sum c ual to one-twclRh of the etul mon a�v mwrance remium bein iid b Borcower when the
<br /> X^� • y Y Y Rb'� P 8P'� Y
<br /> • ' - insurunce coverage lapsed or ceased to be in effect. Lendct wiU accept,use and retain these paym�nt�as a lost reserve in lieu
<br /> 'i ::.':, of morigage insurance. Lotis rcserve payments may no tonger be required,ut the option of Lender.if m�xtgage insurance
<br /> �,' i:�:. wveragc(in the amount and for the pc:riod that Lendcr�equires)provided by an insurer approved by Lender agu+n beromes
<br /> -` �."` � available and is obt�incd.Borrower shall u the remiuma re uired to mAintain mort a e insurunrc in effcct,or to rovide a
<br /> — ab:"�i��'�'� P Y P 9 fi'R P _.
<br /> : ;y�..,.. :, : loss reserve,until the rcquirement for mortgige in�urancv ends in accordance with any written agreenxnt between Borrowet
<br /> ;"' ;���:. . '.{i.�_:.F�, snd Lender or appiicable law.
<br /> .-;:-•,.�::.: .::. 9. Inspection. Lender or its a�cnt muy make rccuonuble entries upon and ins}x:ctions of the Propeny. Lender shull
<br /> '. � • give Borrower notice at tix:time of or prior to;u�in��ctinn specifying rcasonable cause for the inspection. _
<br /> '"°'i'•'�"`"' 10. Condemnation. 'Che proceeds of uny uward nr claim for dumages,direct or ronseyuenli�l, in connection with any
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