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<br /> �t Md tY lNO�e�r�1 d�t� ���t1�r��wNpti+� �wad.1ne�oNr � ��
<br /> d n�ot�t.��d�d��Ily sM tlq�ta�i���IIMRYt ilWny�id d�nwd�w��tls�+�wMwl�:.; .�".
<br /> 't'!�dHCtlR1TY 1t�1'IAl.1M13M'�oomW�u�itonr►:av�iew�tat nt�oa�i uM Md nqavaillon�aor�+wM wlt� .:.T�,
<br /> limlo�d vs�tioa�b�r jur{�diodoe b ootWdwtna unit4rm Mortri�r i��nt ac�ari�tw!pe+opeety.
<br /> UNIE�OItM WVIiNANTB.Baro�r�r�nd l�a►Mr aav�t�ad ytw�Milo�
<br /> 1.P�rm.�t otPtlseip.t n�l�an�e: Ya�at'�La Crap.. Bonuwrr.k.11 P�+P�b t+�r��' �
<br /> the pcinaipl ot�nA int�er�t ae the d�bt wldMw�i�.tira Nq1a�nd anY P�P�lm�at ud I�os diu dus��nd�c tb�I�ioa.
<br /> Z.AItw1I�tQf TiiM�1I��0�. SU��00.#��R#�0 I�N 0!tC!�Mt'It�A N�IYO!��,Bonoa�r�iMlt
<br /> pay to Lenclrr on tM dsr»�onthlypaymma�redue undao.thAt�ota,uadl ehs IJooe is pid in td1��sun+("Pw�ds")Mr.
<br /> U)Y�Y tu�a�nd r�rmena whioh m�y atpdnpiarity ovwr thia Secuett�r Inarumoot M a lten on�tM Pnaperty;(b=
<br /> �y�rlrly 1�Id p�y��ve yround rents cm•thp Pro�rty,if u�,(c)yarly h�wd or pt+operty inNmnoe pr�mivmr.
<br /> ye�r! pemium�it any;(a).ya�rty moctpje�nuru�oe premium�.if any;uK!�!)Mny�unu payable
<br /> by�orrow1x to Lender,in.a000nd�nt+�e t�►ith the pt�ovl�icnr ot p�naaph Br in lieu of the paym�nt oi matp,s ia��ano�
<br /> premium�.Thaa itemt are callsd*I3scruw Ytam�,"Lenda may�at any t1m��oolteae�nd hdd Punds in�n amount not
<br /> to e:oeed tha muimum amount���an�kr tor s iederally relaad mw�tp�e Iwn may rmquirs ior Bonnxer'�acr+ow
<br /> -- - -- aacctn►t undx tha tederel Ra1 8et�to Sc�ttle�m�t.Prooediu+e�Act of 19f4�s amaxled irom dms to ttme. l2 U.S.C.
<br /> S�otion�bQl�t ap.,("RffiPA"}.wila�anathts,la�r that applias to the F�nd��ot�a lener amount It sa.Ler►dnr may,
<br /> at tiraa oclloct�pd hold P�nds in aa.�mmu�t,not to esoeed the lerer amoun�I.a�dee nu�y atimate the unount at
<br /> � F�dt�o on the b�ts ot cwrant data uid reroaahb esdm�t,es ot axpa►d�wras of futun EoccoM Itsm�oe otherMiss in
<br /> a000rdMcb with appliosble IaN.
<br /> The Ptu�ds�lall be held in an ttwtitution NAase depoeits are iru�u+ed by a iedecal a�awy,�tuwmentaltty,or entity
<br /> �includin�Lender�if•I.axSer is suoh�n inrt�tution�or In any Peda�sl Home I.oan Bu►lc.Lcnda ehall apply the Pureds w
<br /> p�y the BacroM Itemr.I.endee may not ch�r�e Borro�ver tcrr holdlna and�pply�n�the Fiu�ds� annwlly u�aly�tn�the
<br /> escrow r►ocotmt,or veri{yin�the F•scrow Itoms,unlaea I.ender paya Aorm�er interast on the Funds and appdtcable laM
<br /> permite I.ender to make such a eh�r�e. However� I.ender cnay requira Bormwer to pay a one-time ahar�e ior an
<br /> . independent ral aghte tu reporttn�eervioe ueed by Lender in oocu�ection Mtth thie lo�a,unlees applicaWe law provida
<br /> otherwfee.Unleat an aYreement is made or a icable laM requiree interest to be p�id.Lender sh�ll not be required to
<br /> psy 13omoxer u►y intereet or arnInp on the�unda Borroaa�and Lender may��e�ee in writin�,hoxever�that intereet
<br /> ah�l!be paid on the Funda.Lende�ehall�ive to Borrower�wIthout chu�e,�n annual accountin�ot the Funds,uhowinQ
<br /> credits uid debita to the Funde and the pur�x�ee tor Mhiah ach deMt to the Fw►d�Ma made.The Funds ste pled�ed rs
<br /> - ,,-_: ,_ _ _ , .
<br />- sddition�l securIty for dl sums eecured by this SecuRty Instrument.
<br /> � It the Funda held by Lender exoeed the amounts permitted to be held by applicable IaN�Lender sh�ll a000unt w
<br /> " �` Borrower tor the eicese Funds in accordanoo with tho requiremente ot applicable law. It the amount of tho Funds he�ld
<br /> by Lender at any time ie not sutticient to psy the Eecrow Iums whon due,I.endar may so notify Borrowa in writin�,
<br />- and,in such c�se Borrower sh�ll pay to Lender the amount neceseary to make up the defiicienay.Borrowa shsll make
<br />- up the deficieney in no more than taelve monthly payments,at Lendar's s+ole diecretion.
<br /> "` "(� Upon p�yment in full oi ell sume sxurod by thie Security InstrumonE,I.er�Jar snall promptly refund to Borrower
<br /> �, ._..�:���'`'} any Funds held by Lender, If, under paragraph 21, Lender shall acquire or aell the Property, Lender, prior to the
<br />_ af.�u�;t�,j�t:u„
<br /> y:.r'�;'?�..• : . ��. acquisition or sale of the Property.shall apply any Funds held by Lender at the time of acquisidon or s�le as a eredit
<br /> `�'.;'�``'T��' `�"""'� �'� aPainst the sums secured by this Socurity Instrument.
<br /> ��° �'"�"�r}� 3.A licatioa uf Pa meats.Unless a licable law rovides otherwise,all
<br />—_ y ��;�;,�y . pp ' y pp p paymente received by I.ender under
<br /> `'�+�•.:•:, �,�• parap�aphs 1 md 2 shall be appliad:first,to any prepayment ch�rges due under the Note;sevond,to amounta payable
<br /> '� "'`'�'��� "�'�� � under ra ra h 2;third,to inter�t due;tourth,w nnci 1 due;and last,to an l�to char es duo under tho Nota.
<br /> .. -• �s•,;,; ;: Pa Y P P � Pg Y 8
<br /> . , . � 4. Ch#r�ec; Liena. Borrower shall pay all taxes, assesvments,chu¢es, fines and impositions attributable to the
<br /> • ,y.,. ;. , • .��Y. . Property which may attain priority over thia Security Instrument,and leasehold payments or ground rents, if any.
<br /> _' ' • � Barrower shall pay these obligations in tho manner provided in paragraph 2, or if not paid in that monner, Bormwer �
<br /> � shall p�y them on timo dircxtly to the petson owed paymcnt.Borrower shall promptly furniah to I.ender all notices ui
<br /> ;�:,, amounts to be paid under this paragraph.If Borcower mokea these payments directly.Rorrower ahall promptly furnish
<br /> .. to Lender roceipts evidencing the payments.
<br /> ,���'•• Borrowec shall promptly discharge any lien which has priority over this Security Instrument unless Borrower. (�) _
<br /> . ; _ agrees in writing to the psyment of the obligation secured by the lien in a manner acceptable to I.ender; (b)wnt�ts in _..
<br /> '.� good faith the lien by,or defends a�ainst enforcement of the lien in,legal prcecedin�s which in the Lender's opinion -
<br /> - � opecate io provent the anfotcement of the lien;or (c)secures from the holder of the lien an agreement satisfactory w
<br /> ' � `�� Lender subordinatin the lien to this Securit Instrument.Ii i.ender determines thet an =
<br /> g y y part of the Property is subject
<br /> ' to a lien which may attain pri�rity over this Security Instrument,I.ender may give Bonower a notice identifying the
<br /> = 1 lien. $orrower shall satisty the lien or take one or more of the actions set forth above within 10 days of the giving of -
<br /> notice.
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