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<br /> • ,� • � �It 111 �1����M A�� � �����1 ��� �� � •
<br /> • �d�r.. �ew er h�.Mw.p�t!a Ib.vro�.y.N�p1�e.n�Mt ad.�ee.d+rl d.o b�..vwa q►w.M�rl�r In�+.�.M.
<br /> N d 1M iwpoiN/N M�rd b b MM MarA►In�rMM r 1M'�oNry."
<br /> OOINOMIlII 00'MENAitfi tlwt �M�eM►Ir M UwR�/jr a�Md M 1M�MW Iw�by oaw�d�nd hM 1M AMM M �11M Md
<br /> aa�ry 1M �lopwt�r�nd 11Mt IIM rropKy N uMnow�Ml. ��pt br�nar�eN ai�oai �oww wr���nd w�
<br /> dM��d�w�M»�lo�M�w�t�Ml d dM�w aM dwrM�.M�at lo rqr�ior�dMar d rMwd� _ _
<br /> – — THt8 b�ci�'i 1► ii�i '�i�i oanoinw �w�xM aoNiwiN ia �Mi uw M�d,Mww�w �N� MM �IMI/ a��
<br /> vrUllon�by j��M�Noron b oan�INuM�u�iMom�wa�14►kMnwn�t oaweYi�nd t+ro9�a• �
<br /> UNIFORM Cdl'!NI►NTB. d�rowK�nd L,�ndu oo+r�nont�nd pr�M folow�:
<br /> 1. ��ryrn�nt d PrinolpM �nd I�w� Pnl��t�nd LM� Ch�'pM.Bonoww.h�N v�a+n�y Pa wh�^ �
<br /> dw a�. a nw�on�.aa.wano.a ey m.Na..ea.ny��.�a w.arro.a dw u�a�►an Na..
<br /> 2. �ior Tafnn M+d Meur�nc�.�,ajat eo.�pNo.�ei.t�w�x M.w�llt.n w�t..►I+�r 4«+dr. eonewr .hd p.y � '
<br /> m ��ndr on th�dry moMM►p�1�+��w dw und�r tlN trw�,ww tM trw�M p�w b lu�, R�n("fund�'1 br, W Ywl�► +�
<br /> hx�s und aa�w�rwMr wMoh nry ap�in piaRy ov�v tl�is�y Ins�miwK w a Mn on tM hqwly; (bl�ry NNthold �
<br /> payr�nb or qrow�d nnb an tlN Prop�rty.M�nY (ol i'�Y �d a Pr�Y N��«P►��c Idl Y�b�ood ImwMna
<br /> P���K�Y: N)YrM�0�0����P��N,M�Y:�d dl rY�PrY�bY sonvwr to L�ntlw h wootd�r�a
<br /> witb a�.provwo+�. d p.r.p�ph e� in wu ot nn p.ymmc a �nonqy.in•unno.pr.n�Mnn.. Th«.�ar�. .r.wr�a 'F.�a�ow
<br /> N�nM.' L�ndr m�y� at any tln�, ooMot�nd hold Fundr In an M►aint not to �xa�d th� �+�n rna�nt a M�d�r for•
<br /> Ncfr�lfl nrt�d ma10KN� �Y��tor Bonow«'s Morow�aoount w�drr th�1�dwM R�I EM�iMMMnu�t Ptno�tlun�
<br /> Aot o11i174 as ww�d�d irom tlnN to tNN.12 U.B.C.�2001 �t sp. ('REBPA')�udMS �noth�r law tl�t�pp1u �o�Fun�M
<br /> ab a I�ar�rwun� B so�L�ndi►m�y. at +ny 1Mn�, ooM�ct�nd haid Funds b an �nant not to�oca�d tlN Iw�r�manl.
<br /> l�ndr m�y Mtlmat�th��mouet ot Fund� dw on tt�e b�sN d awnnt dWi and►wa�M�M�atlniMn of��4Mr�s of IuMn
<br /> Esaow Ifems a oth«wM�In acoord�nw wMh appAabN Mw.
<br /> _ Th�Fund�sh�M b�hdd In an b�tlWtbn whoa d�poslts w hsund by a twir�t apmcy,b�kun�nfaltY.a�Y(„�0
<br /> --_ l�d�r� M L�nd�r is woh an k►stlpNon)or h any F�d�ni Hotnt Lo�n B�nk. l��hd appy th�Fwidt b pay th�Esaow
<br /> --- N�.La+d�►m�y not ch�Bonoww b►hoMnQ�nd�ppyk�p the Funda.annwy�nay�Jnp th��orow�000uM,or v�rMyYq
<br /> ±,.�:�• 111� Est.70W HMIis. tp�l�s� Lmd�r Pori Bwrowa intwut on th� Funds and apptc�b kw p�nrts L� b nMk�wah a
<br /> :;;'I:,�. �, chary�. How�va. L�ndw may nquln paroww to pRy• ons�tim� chvq�1or�n ind�p�nrMnt nd Mt�M t�t npatln�s«via
<br /> us�d by L�ndx in coan�otbn wlth thb k�n, unl� appNc�le kw piovkl�� oth�. Unbss �n �pr�t k rn� or
<br /> _ appllc�bN I�w nquka� i�h►at to b�pad, LendK sIW not bs roquk�d to p�y BoROwK any InUnst or wminq� on th�Fw�dc. .
<br /> !i.;t,' BorrowK�nd L�dar may Rpne In wdtinp.howaver. th�t t�trnet atwM be pdd on th� Funds. L�ndK �M yN�W 8a�awr, �
<br /> - .�;' wUhout ot�uy�.�n annwi a000untiny of th�Funde, showinp u�dRa�nd d�bflt to ih�Fcnd� �nd th�ptxpos�tor wtdoh s�oF� .
<br /> -����ui�:� deblt to th�Funds wu m�de. The Funds ue pi�dped aa �ddiGOn�l securpy iw+�N sums s�w�d by th�9�cwily Inthuma�t,
<br /> - � ``'��`'"• ' M tb�Fundt h�id by Under pccNd the�tmount�p�n�t�d to be hNd by�ppY�bN Mw, l�da shaM�ccouat to BortowM
<br /> - �.r_.,. .
<br />_- p,;�:• • tor the �xaas Fund�in accard�nc� wNh the tequirommts of appOc�bN M�w. M th�amouot of th�Funds hNd by Lmd�r�t any
<br /> . . ;�.��_ ,, Ums It �ot wMd�nt to p�y th�E�cxow Itams whm dut, L�nder m�y so notly BortowK in wrldnp��nd. b suah au� 8onawM'
<br />°''" t �hatl pay to tand�r ths rnant n�e�swy to m�k� up th�d�Admay. BortowK sh�m�k�up th�dMldmcy b no ma�th�n
<br /> �'"�� twNw month ts��t L�nder's soM dltaMion.
<br /> _�� *��:���'�,,... .�. N P��
<br /> 'sa,,.c �c,..�,.��:,: Upon p�ym�nt In fuN of�M sums s�cur�d by thi�3�curiry Imtrum�nt. Undo �h�l promptly nlund to Bortoww�ny Funds
<br /> - �'�,f • hald by L�nda. H�•und�r pa�pniph 21.L�nd�►sh+�ll acqukt or tMl th�Prop�rty. l�ndr.ptio►to tht�cQuisitloe ar taM ot tht
<br />= .�SJri,y, �.' �'
<br />; `- .,n�+, ,+� ••,.�1'{r�xNr. ° Propwiy.siuJi appiy�ny Funds h�ki by L�ndv�t th�drtN of iiquaition or�as s a�d'ii ap�inst ihr wnr�arrd by iii� -
<br />, . . • 8�a�rily in�trummt.
<br />, "' : 3. App1lC�tlon of Paym�nb. UnN�s �ppYcabN taw provida othKwl��, NI p�yrronts no�N�d by Undu untbr
<br /> ' , ; " pWaynpht 1 md 2�haN b��ppN�d: 1int,to�ny p►�p�ymint charpa dw undx th�Nob;Noond,W rrwwib p�y�bM undr
<br /> � pu�pnph 2;thkd,to intrnat dw;lourth,to prtncipd due; and w�t,to�ny�t�eh�rqM du�undrr th�Nob.
<br />�� 4. Chs�r Wn�. 6orrowK sr,.11 p�y �II uuc«, .••asm.na� c�wy.., Iin.. .nd N►�,o.Ntan .mibur�bt.eo th.
<br /> P►op�tty whbh rtwy�ttak�p�iorlly ov�r thls S�cudly Imtrum�nt,and iws�hold p�ym�nt� a pro�xid nnts.N�ny. Bortow�►sh�N
<br /> .. pay th�s�obYQ�tiom k►th�m�nnr provld�d M panpnph 2, a B not p�d In that nwnn�r, Barow�r shaM p�y th«n on tlm�
<br /> ; ,. • dir�,ihr to th�p�rson ow�d p�yrt►rnt. Borrow�r�hall promptly tumish to Under aN noUc�s of�ma�nh W b�paid und�r lhis
<br /> �`�s . �=s. N BoROwr m�k�s th�s� p�ym�nt� direetly. Borrowv �h�ll promptly fumbh to Undr ne�ipts wid�ndnp th�
<br /> F Botrower shaM prompUy dischvye any Yen whieh h�a ptio�ily over thia 3ewriry Inattument unitss Botrower. (a) apress b
<br /> '�f • writinq to the paym�nt of the obNy�tion secured by th�lien In a mmner acc�phbb to Lender, (b) eontsata h yood hith ths
<br /> N�n by, a dehnda ag�lnat mforc«nent of th�Nm in, I�yd proc�Jk►pt which in the Lendw's opkdon opeab to prwmt th�
<br /> ' entorcement of the Iien; or(o) s�cures from the hoider ot the Nen �n ayr�mnl aaGsi�ctory to L�nder subordh�Unp tAt N�n to
<br /> � . ' thia Sswrity tnetrument.If LendK det�es that any put of the Property is subJ�ct to�tlen which may�tt�in pNorRy over this �,
<br /> • SecurUy In�trument.Lender may yhre Borrower�notkx identifykip the tien. Borrow�r shatl eatltty the Ila�or t�k�on�or mon of
<br /> • th��cNona set torth�bove withln 10 d�ys of the glviny of noUce. _
<br /> 5. Hazsrd or Prop�rty► Insur�nC�.Bortower ahaY keep the improvem�nts now exlatlnp or herealter erccted on the ��-
<br /> PropKty Msured ap�inst bas by &�, hwrds Included wkhin the t�m 'extended eovenye' and any othK hazards. Includlnp �?c,
<br /> • 1bod:or lboding,tor wh�h Lender rsquket inaurance. Thls inaurance shall be m�kitatned h ths amounis and tor ihe pedods �-�_
<br /> that L�nder r ires. The inaurance artier rovltAn the insurance shall be chosen b Bortowx sub ect to Lender's ���`'
<br /> eW P 9 Y 1 �pProwl
<br /> which ahaN not be unre�aonsbry wRhhNd. If Barower talls to m�k�taM coverage described above, Lmder may,at lmdr's e
<br /> . e . ,;, option, obtain eov�raye to proteet Lender's tlyhts In the Property in aeeord�nce with puagnph 7. ���.
<br /> •� All insunnce policiea and renewals ah�ll be acuptabie to Lender and shall indude a sUnd�rd matyaye cl�uae. Lender
<br /> ;_ �t l shaN havt the dpht to hdd the policiet�nd �eneweis. If Lender requires. Bonowor sh�ll prompty yive to Lend�r ali recetpts of �
<br /> � pald premlums and renewai notkes. In the event ot loss, BoROwer sh�N qfve prompt notice to tho fnturancf carri�r�nd L�ndK.
<br /> Lende►cn�y mtke proof of loss If not made prompty by Bortower.
<br /> � ' � • UnNes Lender�nd Bortower otherwtse agr�e in writtng, insurance proceods shNl be appYed to reatontion or repak of the
<br /> � .' y � i Propeiiy d�crwy�d.H the restoratlon or repa(r is economlcaUy te�sibte and lender's eecurity is not lesaened. Ii the rutoraUon or
<br /> . � rep�k is not acor►omicaiy feesible or Lender's security wou�d be lessened, the Insunnu proceeds shall be applled to the sums
<br /> �}: aecured by thb 3acurity�nstrument, whethx w not then due. wkh any exceas pdd to 8artow�r. It 8orrower abandons the
<br /> ' Prope�iy,or does not�nawer wNhfn 30 d�ys a notice hom Lende�that the Insurance cartler hae otterod to aeltte a c�im, then
<br /> � ' , Lander ttMy coNect the insurana praceeds. Lender may ust the proce�ds to repdr or reeton the Properry or to p�y sums
<br /> ' � i �QCUr�d by this 3�curky Instn�mmt,whether or not then due. The 30-d�y pxlod wW bpin wh�n th�notic�is yN�n.
<br /> � UniKS L�nd�r and BoROw�r oth�rwit� aprw In w►iGng, any �pplication of proc�edt to principal sh�N not �xtmd or
<br /> , i poatpon�th�due d�ts ot ths monthy payment�reterted to (n p�npraphs t md 2 or �hanpe th�e amount o}th�paymenta. If
<br /> • und�r par�yraph 21 the Prop�rty I��cquked by Lender, Borrowx's dyht to any Insunnc�poiicl�s and procNds raulthp irom
<br /> � '� d�m�pe to the PropMy prior to th� �cqulatUon shaA pass to l�ndK to th� �xtmt ot th� sums by lhis S�wrNy InsGvmmt
<br /> Irtunediatdy prlor to the acquinition.
<br /> �___.__ 8. Occupancy. Pr�aorvation. Maintonanca and P�otoction of tha Prop�rtv: Borrow�r's Loan
<br /> � Applta�tion; Loasoholds. Borrower aha0 ocwpy, eatabBsh, and use the Property as BoROwe►'s�pdnclpol resid�nce wlthNt
<br /> sixty daya a1t�r th� axacution ot this Sacurity Instrument and ahall continue to occupy the Prop�rty as Bortower's prtnGpai
<br /> residence tor at Iaat one ys�r after the date ot oceup�ney,uNeaa Lender othcywise�qrees In wriUng, which consent ah�ll not
<br /> '' be unre�ion�bty wkhhetd,or unleas exbnu�Ung ckcumstences exist which are beyond Bortower's control. Borrowx ahail not
<br /> ���', �: , desVoy, de►wy� or imp�k th�Proparty,allow the Proparty to detaionte,or commit waste on the Property. Borrower sh�A be In
<br /> + ,�� ' ' 1 default H any tortelture acdon or proce�diny, whether civil or crlminai,la begun that in Lender'a yood f�Rh Judgment couid reault
<br /> i �j ' ' I h fodNtun ot lhe Property or otherwise mat�rially impak the Ilen aealed by thls Secutity Instrument or Lender's securily Interest.
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