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<br /> � 3. HaYard or PtoprrtY I��nr�eoa Hotro�w�r�h�U kMp tM imp�cowm�ots aoM adatln�or lwrwft�r�ncad a►
<br /> �Propotty inund�pint la�s by ti�^�.hastrdr indud�ad wtthin t!r t�nn'�ectrrdrd oov� and any otba IN�rd�.
<br /> inoludlt�tfood�ar Qoodln�,tor wl�ich I.w�d�e tpuir+�itwKa�na.ThLr i�wxanoe�l�1!be miiat�inid in tbe�er�o�mv
<br /> u►d tat tla priod�that l,a�dx nquirw.The in��e c�rrier pc�ovidint Ne inwrar►a�hat1 be choMn by norroaK
<br /> - ��jo�;i�,La�'.:y�pri,v:f wts�=t�:ti nat�tttt�as�blr�thl�lrl.N A!�hiL�o maiatain aw��drorlb�d
<br /> above,L.a�dr mqr��t L,NdK's option.ol�ain covetya to prot�at L��rJw's eishv in eh�Propeety in�000rd�w�with
<br /> P��Ph�.
<br /> All irrunnoe poltcia and ra�eMS1s�II be woeptable to Ladat and�h�Jl include a star►d�rd morcp�e cliwe.
<br /> I.aider�trl1 have the ri�ht to hold the policies�nd rw�eMals. li l.�ed+r nquicM, &xro�drl��P�Y R+ve o0
<br /> - Lender all rr��ccaipte c�pid�ium��nd roneM�l natioes.In ths ewnt ot loes,AcxroMrr�hall w nutius to tt� _
<br /> iawranve carrier u�d l.a�det.Larder may m+�t�proot ot tad i�not m�P�PVY bY BorroNer.
<br /> Unla�I�akfa�and BorroMec otl�a�ri�s�roe jn xritin�.Inscru�co pr+ooeeds�hdi be applia:to rastoc�tion or capair
<br /> ot the Pwp�etty dam�Qad�ii the re�wratIonocrop�ir I�eoonamically fadble and l.endec's�ecurity is not les�ened.If the
<br /> nstoratian or rep�ir is not acoiwmtc�Ily feriblo or I.ender's�ecudty rould be laaer►ed,the irnuu�ce pnoeeds e}Nll be
<br /> applied to the sums eecured by thi�Secuttty Insttument,Mhetha or nc+t tAen due,Mith any e:oees paid to Borro�er.li
<br /> BorroMer abmdon�the Pmperty;or�raee not wnrer�rithin 30 daya a notioe tram Ler�dx ttut the inauance carrier h�s
<br /> ottered to aettle a cl�im,then.Lendor m�y oolloct the insuranve pr000ede. I.ecxkr may usa the to ropair or
<br /> reatoro the Pmpercy or to pay wmp eecurod by this Security In�truma�b Mhethx oc not then due.'�y pe�od will
<br /> be�in�hen the notioe ie 6ivcn.,
<br /> Unlaes Lender and&mower othorwiae a�roe tn�ritin�.�ny apglication of�w principal e�sll not extend o�
<br /> go�tpone the due dato ot�thp manthly paymants refertnd to in par�rspbs 1 and or chan�e the�mount Af the paymenta.
<br /> Yt undar prn�caph�21.tho Property is aoquired by Lender. Borro�ra's ri�t w �ny insursnce policies and praceeds
<br /> -? resultin�irom dam�e ta tha PropertY pnor to the aoquisition aiall pess to I.ader to the extent ot the sums axured by
<br /> _° thia Securlty Instrument immodi�talypn or�a t3�e soq�ua�tion. --
<br /> - 6.Occupanay.Praervatiaa.Maintea�ace aad Ptotoction ot ibe Property;Borrawer's Lwn Applicstion;
<br /> Y Leaseholds.Bon�owor eh*11 oocnPY.esabliah�and uee the Property�s Aorrowec's princip�l cetidence within aiYty dsys
<br />_' `" �`� ' atur the execution�oi thia Security Inatrument and ehdl oontinuo w occupy the Property as Borrower's princ�pal
<br /> raeidenoe tor at le�st ono yar�ttar the d�te ot oocupsnay,unleas Lender othor�rise�Qcees in wcitinQ�Mhich oonsent ehall
<br /> � not b�unrcae�nably withheld.or uriless oztenuatine c�rcumsttnces erist Mhich aro beyond Borrower's conuol.Borrower
<br /> "� �' ahsll not deatroy,dam�ar imp*i�tt�e Propetty,sllow the Propecty to det�ecioate,or commit waate on the Property.
<br /> ' Borrower ahill be in detault it any forteituro sotion or pcoceedinQ,whether civil or criminal,is be�un that in Lendar's
<br /> �ood taith judgmont could�ult in for[eituro ot the�'caperty or otl�trwix msterially impair the lien croated by this
<br /> Security Instruma►t or Londar's exurity interest. Barower may curo such a detault and reinstato, as provided in
<br /> paragraph 18, by causing tho action or proc�eedinE to bc diamissed with a rulin� that, in Lender's �ond faith
<br />- detetminatian,,preciudes forfaituro ot the Bon+ower's interoet in tho Proporty or other materi�l impairment o�tha!i�
<br /> - - - �tr.t2 hy tlus 3:.curity ls�;trnmctst or Lender's��srisy in��rest.Horroxa�hsl! a!!�be in d=fas2t ii Borr1!�a.��K's� -
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<br /> ;A.�•�v:?„,.i r�.�'; the loan �pplicattan prooess. gave materially false a inaccurato intormation or statoments to I.ender (or Iailed to
<br /> �-'�?�?`�•:�«��:°-�. rovide I.end�r with auiy matarial iniormation)in connection with tho Iwn evidencod by the Nou.includi but not
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<br />_ •:•,��•'f.s;�;�•�,`� limited to, represcnu►tions wncerning Borrower s occupancy of tho Property as a principal residenca It this Security
<br /> • • Instrument ia on a le�sehold,Borrower shall comply with all the provisiorus ot the tcase.It BorroMer scquins fce title to
<br />- � • ' � the Property,tha leasahold and tht feo title shall not merge unless I.ander agroes to the merger in w r'ting.
<br /> . „� T. Protoctioa of Lendar's RiE6ts in tbe Propecty.If Borrower fails to pedorm the covensnts�nd agreements
<br />- , _. . contained in this Security I�u�lrumbnt,ar thcrc i�a !e�!pcocecdin�ihs:msy�i�nificaatly sttc:.i l.eader's ri�his in the
<br /> • Propetty (such as a proc;ading in bankruptcy, probate, for condemnation or for[eitnrc or to enforce laws or
<br /> � � �- regulations),then Lender m��•do and pzy for whatevor is necessary to protect the value of the Property und l.ender's
<br /> - righta in the Property. I,ender's actions may include paying any surr�s securad by a lien which has priority over this __
<br /> �° Security Instrument,appearing in court,paying reasonable attorneys'fees and entCring on the Property to make repairs.
<br /> ; � Although Lenda may�take actian ut►der this paragraph 7,Lender do�;not have to do so. �_
<br /> • Any amounts disbursed by I.ender under this pangraph 7 shall bECOmo additional debt of Borrower securod by this
<br /> � ' Security Instrument.Unless Bonowar and Lender agree to other terms oi payment,these amovnt�g shall bear inurest �'
<br /> ; ' ' from the data of disbursement at tho Nata rate and shall be payablc.with inter�t,upon notice from Lxnder to Bocrower "' '
<br /> ; . . requestin8 WS'ment. �`_
<br /> :r�-� ���':. 8. Mortgsgo Iucurance.If Lender required mortgage insurancc u a condition of making the Iwn secured by this �-
<br /> �� '' Security Instrument,Borrower shall pay the pcemiums required to maintain the mortgagn insurance in eftect.If,for any ��
<br /> ' :'' `• '�' reason, the mortgagc insurance co��erage requirecl by Lender lapses or rrases to bc in etfect, Borcower shaU pay the ^�`�'
<br /> • ;:�;:;�;,:,�.• premiuma required to obtain coverage substentially equivaient to the mortgage insurance previoi�sly in effect,at a cost
<br /> `� .r:;�i=: �'� substantially equivaldnt to the cosc to Rorrower at thr mortgagr insuranre previously in effect, from an alternate
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<br />� • ,•'r,�r•;;..:+f�'•• mortgage insurar apprn�•al by Lender. If substantiafly equivalent mortgagc insurunce coverage is not available, �-
<br />�• `'`�,'`;,��' ., '`' Borrower�hall pay to Lender each month a sum equal to one-twelfth of the yrarl}•mortgage insurance premium being ;
<br />� ';� ;. ��'� paid by Borrower when thd insurance coeerage la�or ceased to be in effect.Lendrr w•ill accept,use and retain thesr
<br />" payments as a loss reserve in lieu of mortgaQe insUrance. I.oav reserve pay�ments may no longer be required,
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