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200405002 <br />assumption and that the risk of a breach of any covenant or agreement in this Security <br />Instrument is acceptable to Lender. <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a <br />condition to Lender's consent to the loan assumption. Lender also may require the transferee <br />to sign an assumption agreement that is acceptable to Lender and that obligates the transferee <br />to keep all the promises and agreements made in the Note and in this Security Instrument. <br />Borrower will continue to be obligated under the Note and this Security Instrument unless <br />Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days <br />from the date the notice is given in accordance with Section 15 within which Borrower must <br />pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to <br />the expiration of this period, Lender may invoke any remedies permitted by this Security <br />Instrument without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />1 /,? 6) A <br />(Seal) <br />DANA R. OSTER - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />I: V 210 M =011IM609 <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER - -LIBOR SIX -MONTH INDEX DocMag1c CR,aGs 600- 649 -1362 <br />(AS PUBLISHED IN THE WALL STREETJOURNAL) www.docmagic.com <br />Single Family -- Fannie Mae MODIFIED INSTRUMENT <br />Form 3138 1/01 Page 3 of 3 <br />