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<br /> �`� Home F_quity Access :�':�'�L���--.=_�
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<br /> � �S 91..� 1 �8508 Une Rlder �=� _ _
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<br /> _ . (ppen end credil wlth � ! l/xed rato I�? varinble iete lnteresl) �'���';Y����'��
<br /> � � and is an amendment to the � � °w ' � � •
<br /> ' Thls Home Equlty Access Llne Rlder Is dated _ �
<br /> = �' Mongage or Deed ol Ti�usf("Mortgege'�of the san►e date giv+en by the unafe►slgned("Bonower')to secure Borrower's Home , ,..,,..,�;�,; .-_•=�--
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<br /> Equiry Access Urre�qreement wlfh_ _ . _ --— - - -------- -- - ---- -- - - - -� - - - - -- -
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<br /> � + d the same date cove►mg the prope►1y descrlbed in the MoKgage and(ocated at:
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<br /> '�� `'�:�;' M eddltlon to the carenents and ag►eemenis made In the MoRgage, 8orrower and Lender/urlher covenant and agree as/ollows: l ���-
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<br /> 1. The word "Note,"as used U Ihe Morfgage and this Rlder,►elers to the Home Equity Access Line d�g►eement. � i '�''`•}�.`;•
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<br /> 2. The Nate evidences an open end revolving Iine ol credif ayroemenl between Aonower and Lender. The amount stated!n the „:�.;�;�-
<br /> � � "'����`� Martgage as t3�e p�incipal sum of the lndebtedness Is the credit!lmlt for the line o�c�adit All advanCes made at any tlme by
<br /> � Lender In aCCadance with the terms o!the Note, and aU interest on fhe advances,shall be secured by the MaAgage. :�
<br /> '� � � � ,' � ' .However,at no time shall fhe princlpal emount ol the Indebtedness secu►ed by the Martgage,nor Mcluding sums advanced in E ,"• `�;;.-
<br /> '���,..��� `����' ' accordance wllh Ihe mortgage to protect fhe securl:y of the Mortgage,exceed the stated credit 1lmlt lor the Iine o/credit. � �y �---
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<br /> • ,, .� ', 3. The Note pravJdes lar: , .. .
<br /> �` ' - �� ;,,' C; a flxed rata o'lntorc�t expressed as a dA�y�!lndlc►fllA o► %. This coires0onds to an annual percentage , , .�;_
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<br /> C� a varleble rate of lnterest expressed r�s a daily periodic rate equal to �/3B6 0/an annual rate oi__ %plus � ;1'��_r
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<br /> ' '' ``�, The daly perlodlc rare may lncrease If _ ...._ .— __ . _--. _'-
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<br /> � . (the"lndex Rate')Increases. The inifia!daily perlodfc rate is �io. This conesponds to an annual ;
<br /> ��' '' '��� pe►centage rate ol . �io. The annual percenfage reto w!d never be more than �. �io. Tho daily perlodlc
<br /> ' ' rate w111 be adjusted on fhe last business day ol every monfh, usmg the Index Rate in e//ect thaf day. An lncrease fn the , },
<br /> dally perlodic rale may increase the monthly payment duo. •��+
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