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<br /> I 4a' ���' ' " UNIF�IRM CQV ENANTS fM�rower and Lender cavenrn�and agrec u+f�+Y�+: ,�. •
<br /> ` I��,i "^ . -. 1. Payment ot P►incip�l�nd le•..st=Prep�yment�ad l.�te CbrrRer. Rurrower tihall prumptly pa� Whr��dur ,t.;rFiru.,�'''-_—
<br /> -�'��°`='=-=�,.c.s�:.
<br /> the princi{wl af und intere�t on Ihe deht cvidenced by the Nc�lc and uny prepyyment unJ lu�r churgr�due unJcr thr Na�r. �
<br /> • 2, Fund�tor TaxeR pnd In�uranca. Subject In oppl�cablc law ur tu u w ritlen wiu�rr hy l.endcr.lk►r�uwcr,hull pay . �
<br /> � ta I.ender un�hc day mnnthly paymentti ure due undrr ihc No�r,unhl�he Nutc i��uid m Gdl,a�um 1"FunJ."1 cyuul lu • , �''
<br /> ' �L • - one-�weif'th uf: (a) yeurly tuxe� und u�+nrmentF which m•ry u�win priuni� ���rr thi+� Srcuriiy Imtrumrm. Ih1 ycarly � . ;
<br /> • Iwsehold puymenls or ground rcnts on Ihe Propeny, if any: (cl yru�ly haivrd m�u�:mrr prrmiumti, anJ Idl >�arly a
<br /> martgage imurunce premiume,if uny.The�e uems rre called"��crow•�trm�"(.rndrr muy r�limale�he I�und�due un Ihe
<br /> ; b��ic af eurrent dola and reusc►nable estimutes of fW urr ex ruw urm+
<br /> The Fund�!�hull be held in un instituu�n thr deFx�tii�n ur urr��um.uf w�hi�h arr in.ur��i u�gu:iraiucrJ hy u tcdrr:d��r �
<br /> ' , state ugency (including Lende�r if Lender is wch un insniution). l.rndrr.h•rll•rpply ih� FunJ.tu pu>•ihc c.�roH urm.. �
<br />- � I.ender muy no� churge for holding ond npplying�he Fund�,unuly�mg�hr arcuunt nr«rd'�mg thr c+rmw nrm�, unl�w.
<br /> � Lender payr Hn�rower interest on thr Funds and upplicablr luw�xrmn+ Lendrr t��malc�urh a rh:�rgr Burmw•�r und
<br /> Lendrr may ugrre in wri�ing that intrrest shull t►e puid on the hunJ.. Unle+� an :�greentenl i. miidc rr :���u��hi� li�w
<br /> ; � { requires ioter�l ta tx�puid�I.ende��hull noi b�reyui�rd tci pay i�orrawer uny in�rr��l���r:►nnnF.un th�f�und. Lrndrr
<br /> � shall give to&�rrowc�,with��W chargr,an unnual accounung i�f thr Fund�tihowing rred��+and Jct►ih 1���hr Fund.anJ thr ` .
<br /> ' purFxxe fu�whirh eurh drbit to the Funds was made.The Fund.are pleJged u�Addi�ionul�rcunty fi�r ihr�um.��rurrd hy �
<br /> ; '•�,,: • this Secun���Inatrwnrnt.
<br /> t � . .. , , If Ihe amount ��I'thr Fu�ds held by Lender,tagelher with thr future mnnlhly puy m�nt��►f Fund�pa�ahle pnor�u
<br /> • � � �` '� the due datr.uf the�wcruw i�em�,sh�ll rxc��e�the omount reyuireJ ta puy thr e.cruw i�rm+w hen Jue,the rxc��.�h•rll Ix.
<br /> � � 1''•�''��• I •'' ' ' ot Barrow�er'.option,eilher prompd} rr�ai�i to�rrowcr�r crcJitcvl�r B��rruw•er��n mriuhh p:+>menl+��I FunJ.. If thr
<br /> : ,;"• ;. , ,
<br /> � .�,7,�� pmount of Ihe Fund.r hrld hy Lender�s n�:;+u'3icient to pay thr exc�rx a^em�K•hen dur.F��ra�wr�.hall pa.w Lendcr•rny _
<br /> � ' �,;;:: , , amount necex�ry�a male ur the deficirn:�in one or.�^.:ore pu�•ment,:►,rcyuir.ai by Lender. ,
<br /> ���. U{x�n payment in iull of ull xum��erured by t1;,.Srcurity tmirumrnt.Lender�hall p�nmpth rriun.:i.•lk�r�i�wer
<br /> any Funds hcld by Lendrr. If undcr para�Tdph ly thr 1'roprrry i.r siild ur a�quirrd by LrnJ�r�.l.�nd�r.hall ap��J�,nu lutrr
<br /> ' thun immediatrly prior�n the.ulr oP��::d'rnprrry or itti acywriiiun by Lcnder,any Fund.hrW fi+> l.enclrr ut the time��f• �
<br /> ' Applicntion u+a cmdil aguintil Ihetium�strurtd fiy Ihi+Securily In+trument.
<br /> �• 3. Application ot Payments. Y•nlns upplirable law p�uvidc.othcrwisc,ull puymcm+rerci��ed b�•l.enJcr undcr
<br /> � paragrophs 1 nnd 2.hull be applied:fir>>,tu late rhargc�dur under�he N���r:second,�u prep:�ym�m chvrgeti duc undrr thc ; .
<br /> � • : �� ..
<br /> Note:third,a�amountti pa��able under par�gruph?;fiiur�h,to intrrccl due;and la,t,ta princ�pal due. �__
<br /> 4. Charaes;Lien�. Norrowcr tihAll puy ull tuaes,a,xw,men��,�hurgeti,fin��+and im{xnitium uunbau�hlr to thc
<br /> IYraperty µ�hich may utlum priorily ����er �hiti Security Imtrument, and Icasehold puymcm. ��r tirnunJ ren��. it'an>- '�
<br /> i &�rrawrr xhall ray thc+e abGgu�iam in thr manner pr�widrd in paraFr:►ph 2,ur if n��t p•rid m�hu�manncr.Hurraarr.hull �
<br /> _ � i•.ay ih�m an t;m:dirrrt!;•ta the persnn nw��d�+3�ymrnt Hnrrowrr.h:dl prumptl}•furro�h 1�►Lrnd�r all nuuce,�,1'�im�funtti Z
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<br /> , t,t+r puid under�h��piu.�graph. If Barrower muke��hr+e raymen��dircrtly.H��rr��wer�hall pmmptly furn�,t�.��l.cndcr
<br /> I ` � rereipl�evidenring 1 hc pay mcnn. ,_ '
<br /> 1 �'�`�.: Borri�a�r�h�ll promptly disrhargr any lien which ha�priurity o�rr�hi.5�ruri�y In,trum�nt unlr..1i,�rroarr.(al
<br /> � � I ugrecw in wnunR to�he puyment nf�h���h��galiun+�cured My Ihe lien in u munner acc�pluble t�,L�nd.r,fh)runtr,t,�n g�xxi . .
<br /> fni�h the lien hy,ar defrnd.ag:+inx�enf,�rcement uf ihr hen in,legal pnxredin�.�which in�h�1.�nd:r'�i��ini��n i��xra�r iu
<br /> '� '� �re�•rnt �h•�.�nfrxrv•mrm nf thr lien or fi�rfciwrc of uny purt of Ihe F'ru{kn�:ur(cl�rcur�w fram the holder��t thn c�n an
<br /> , ' ogreement tiatitifactory in Lender,uM�irdmaung the hen w thiti Jecuri�y In.�rument. Il Lrndrr dr�ermine,�ii,u auy ��.ui„f
<br /> the Pr��perty i+ �ubjrct 1��a lien ��•hich may ultain priunly�nrr Ih��Serurily In,trumcm. L�:nder ma�� g��e Hurruwcr a
<br /> ooticc iJentifying thc licn.Hurro�vcr�hull.uli+l'y thc licn ur iakc��r.��,r morc ot'�hr acn�m.�r�f��rth atx��c auhm 10 Ja�•ti
<br /> of thegi�•in4 of notic�.
<br /> 5. 17�tard Insuranee. Hurruu•cr tih•rll I.ccp the impn»rm�nt�n���ti exi+nng ur herruPier�rccted��n�he Pru�xn�
<br /> in�ured ugaiml lo.r b�fite,hurardti m�ludcd w�ith�n�hr trrm"ex�cnded.•�,�rrag."and an>���thrr h:i�ard.G,r��hi.h Lrndrr
<br /> , reyuire� inruranr�. Thi. �nwrancc .haU tk m:►iniaineJ m thc am�,unt+and f��r the rrri��d, �hat Lrndcr r�quirc�. The
<br /> insuranrc c.+rner pnniJm�e the ui,uranre shalt tx rha.cn b� N�,rr„uer wh�cc�a, l.�n�ter',:►ppro�al w�hich ,hall nut tx
<br /> 1 � I unreasonahl��ti•ithhcld. � .
<br /> All insuranc��x�hric.anJ ren���:�1.�hall hc arrrpt:�Mr�a Lco�cr and ,hall mcludr a •I.ind.�rd morlgugc rlau�r
<br /> I' � LenJcr.hall hu�c thc r�gM iu hold thr pulu�c+and rencw:�h. If LcnJrr nuuirr.,Horr�,wrr�hall prumptly gnc���I.�nJrr .
<br /> � ei���,r�n�,�,rr:iid prcmwm�and rrnrw:+l nuhc�w.bi thc r�rnl��I'I��,,, Ik�rm��rr�hell E��c�,r��mpt nancr ti�thc m+ur�ncc ,.
<br /> carrier and Lcudcr.LcuJrr m:�}makc prout'ut'lu.�d'nnt madc prump�l�h� H�,rr�,acr �
<br /> Un1es.l.cndcr anJ Hurr�n�rr uthcrw�.r:��rcc in x riUng.in.ur.mrr rr�tirrJ,,h:�ll hr:�pphrd t�,rc,t�,ran�,n or rcp:.ir
<br /> i of the Pr�+pert� dam:lN�d,d�Ihc re�l��ralum„r rrpa�r��cr�mumir:�lh f�:i+ihle:uid L�nd�r'��rrur�l) ��not le�reu�til. If Ih� '•; ,
<br /> , reainrati�,n �,r rrp:a�r�.n��1 r�un��mic:�lly fea+ihk ur Lrndrr',,rcurn> ���nuld hr Ir..cnrJ.the m�aranrr pru�reJ��hall hr
<br /> ' mpPlicd�o thc�urt�.�.rured hy thi�S�runiy In�lrum�nt. whrthcr �,r nut Ihrn du�,wrth an� r�cr.�paid n,Harm�vrr. If
<br /> � &�rrawcr u6anJan.thc Prn�xn�.�,r d�k�nu�an.ucr��nhm i�l Ja�.:�n�,hrc frrn: LrnJcr th:�l thr�muranr..arnrr ha�
<br /> � oflcrcJ tu�clllr a.l:nm.�h��n Lendcr tn:i) rull�tt ihr�mur:�nrc rnti•erd� I rn�frr m.��u.c�hr rr�kerd,to rcpa�r��r rr.���r�
<br /> , Ih�1'ru�xrt�rr to pa� +um.,crured h� thi.ticrurn} In.trumrnt,«hathrr ar nnt Ihcn .fur 1'hc ?II•.fa} �xn���t u�ll tx��n
<br /> w�hrn th�n��u�r i�tii�cn.
<br /> l'nlr,�l cndrr:md Hurm��cr�•;h.n�i.r.�gtcr�n wntm�:..�m :���rI��:Hi„n��f S+rn�rrJ.i���+nn;r,�.J.h,�U nut��trnd ur
<br /> �x��l�xmr Ihcdur�I:uc uf Ih.�munlhly p,��mcnt.rrlcrr��d t��m�r,�r.�Fr.q•h.I :�r..1 :rr :h:�nte ihr.+m„ui�t�,1�h��+:��mrnt.. It
<br /> ` unJcr par:��,r:�rli I`�thc Pruprrt� i.:�cy�nrrd h� 1 ciid�•r.lt,arr��rr'.ri�ht t,,.�ny ui.uran.r r�+h:i�•.:md{�n�•:re�:,rr.ulnn�:
<br /> � Fn,m damaEr rt,lhr I'r�,p�ri� pn�,r t��thr:��yui,iu„n.hell��.�..�� 1���:.i��r t��th:;�::ni�,t Ihr�um..�:ur..'.h� �hn ti�runt�
<br /> � � In�tnnnrnl mimr�h:itcl��,n�,i ����hr e.y�n.ni�,n
<br /> ' ' 6. Pn+cr�+uionund�tuintenunccotPropert�•;Lru�ch�dd�. }+,�rn�wrr.L.�lln,�id.••'�„�.,f.une}r,�i .uh.i.�nti.�l:a
<br /> �hungr Ihe Yr��prrt}. :dl�+w Ihr {'r��rrrl) t„drtrn��i.�lc��r��minul ��.��Ir 11 �h.�. �r�urit� l:ti.•rwncnl �.„i� .� Ie.�•rh��IJ.
<br /> '� ` Bttff��N�f�I1JII i��I11�I1 NIlI11I1C{�r���i,n�n.�,l�hr Ir.nr..�n.t it li��rn���rr.i..�wr:�,.,...''�� .�h�•I'i�q,rii>.th�•Ir:i�rh�+IJ.u�.l
<br /> fee tlllr�hall n��t mrr�tr un�...I rndcr.iErrr•,t��Ihr inrr�r� in��riun�:
<br /> 7. Protcetion uf Lcndcr'� fsikht♦ in thc Prupert�: �lortuuRr In�uranrc. It 44.,rr,�ari t:ul, i�� �rrt,ani thc
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<br /> �' � l'O�COJt.f•.Illl�.l�'ti•i•I11CI11�i��111.1111Cd IO 1111�\Ci0fl1\ III�Ift1111C11L��!IIIt9i'i�.l li•f.11������CCii�n�:ii�.�i n�a� .ifinii..u�ii..�u..: ".
<br /> Lendrr',ngh�� in thr 1'n�prrl� I�u.h a�.i pm.rc�Ung in h.�nA�u��ir�. �a����.uc, i��� .�•i�Jrmu.u„m .�i �,� ���;,•�., 1.�u. .:; �..
<br /> �J � fr�U�J11U1N�.1�1C11�.t'Q��l'f Ol:l\��i�.11l����;1\ ��tf N�1:dl�CE N IICiC��df1 lr��h+ICr11�1C�d�lli•�d 1�IC{������Cll�.111���t•II��CI �Ilf�ll�
<br /> , m thr Nf��(�l'fl) l.�nJ��r'�:I�IH�II�tll.l1 IIIi�U��l' ���1\Itl�::lll) �lllll��t'illt�'�1 (�\ .1 �li•Il \1�I1i�1 �1.1� (+11�+�11� ���il Ihh\i•Ufll\
<br /> yl• I (Ot�f�U�T1CI1L:1�1(�C:Ifltll.I�1 CUUfI,rd)111�fC.1��Hl:lh�t':IIIVf�IC���(Ct'�.Itli��•Illi'flllf'��11 I�IC��In��Ct�\ ���II1.I�C li•;.III♦ ��f�l�tll�:�l
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<br /> Am amuuut,Ji+hur�rJ h� 1�ndrr undrr�hi�r�ratir.�rh'.hall br.�anr.�J.I�ii��n.il�irl.�„1 li„i i,���ri.r.uir.t l,� tln�
<br /> ' I S@l'U�U\ �II�IfU111C111 ��II�C��{�Vf1i�Nl'I.IIIJ�I'll��tf:l��t'CI�,��Ihrrlrrm.��l'�,.1\IIICIIt.1�IC�C.11tl����tlh��1.11��Y'.I� Ill�i'��'�111��111
<br /> .� ��,•i�i 1�ii,lri i,, li, ii,����i
<br /> � th@ t�:fl�i���I�hU1�CI11C111 .�I ��li� 1��tC r.�li• .�Il�l �II.�I� hi• ��.i�.�hlr. ��itl� �ntit�•.I. u�•,�i� �i��ti.�
<br /> ;�� i reyucwnng paymrnt
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