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<br /> �` °��� • ' ADJUSTABLE RATE RIDER �� �`�°'=`��.�-
<br /> ...�.. ..r.. 1Og499 �_�..
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<br /> �;� p Yeu Treasury Indcx-RateCaps) i'. �„______
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<br /> �1 5TH QECEInB�R 91 �:n'�.'_—-:-
<br /> •{��`. -• THIS Ap1USTAB4k RAT�RIDEk Is made t hls _d�y of _.----_— �.19 . �:=_-,�..,R�-�—---
<br /> � �.. ... ... �- ==�-
<br /> pnd is incor{xtt�ted iaio and shall be deemed to ammd and supplemem �he MonRs►�e, []eM of Trust, or Securi�y Dted(�he "3ecuriry �--
<br /> '��� Instrument"lotthesamedatealvenbyiheundeniyned(the'•Borrorcr"ItoutiureBorrower'sAdjustableRneNole(the"Notc")�oMOME �`��•""�?��-���--
<br /> ` �• FEDERAL BAVINGB�LOAN A880CIATION OF ORAND ISLAND.NEBRASKA l�he"l.ender"1 of thc s�me dnte�nd coverin4 tha ,:: ��r';`:�.---
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<br /> � � �. � propeny described in�he Sccuri�y Ins�rument�nd Ixa�ed��: " ` n;---._.
<br /> ' 3016 ORLEANS ORIVE, GRAND ISLAND, NE 68803 • :+^�=r'.0
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<br /> , (Propeny AQdress) .- . -��;m`-
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<br /> r i�. TAIs �o�e eoNtdns prorWo�dloMlap Pa clw��a 1� my latensl nle �Nd my wo���ly ,. " , +`:
<br /> �' . • ' p�yau�ts.'PAIs�ote N�o IImiU Ibe�mouel my Irlered nle aN eM��e�t�Ny oae tlme��d ;:y;�`�'�s .`s:i+!'.
<br /> ;-- . Nt0 IA!A1I/ImYI�s�d IMf I�IfIMMM Il1k 1 dWt p/y. .. ...�•r.,`-���
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<br /> �1 1, . _ ".c..�� _ �:y,{ir....�:�._.
<br /> � AnD1TIANAL ('OVkNANtS. lu addiuw�t��he�r�.nants wnd a��amcn�s made ia�he Secur[ty Instrument.Borrower rnd Lender '::'�:.+. 'S�',�i�:�;'�;:
<br /> �' ' funhcr covcnant and agrcr a,foltow,� t�����.-_��
<br /> 1. �``.~":� - �z:
<br /> � � '• A. INTERl1+T RAT!AND MO\THi.3 P41:►9�:tiT fHANfiF:ti -."'-.—.��.—,�.-'--'��...__�.
<br /> k Thc Nole pro�idc+fi�r rn aruial interesi r:��e�f..— �•5 �.Sect{on 4 of the Notr rovides for ch�nQes in the interat rale iu�d the �_'='-=-``'`"�
<br /> P a;7�:.,�.r�...
<br /> r monthlY paYments.a�fulfow s: • ` �
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<br /> 4. !\'It.'RF:Sl !tA Tk ANl1 MONTH[ }'P-1 i:�1��T C'HANC:�S `�j����i�:.'F'' _. .-.�.
<br /> �� , tA� ('b�nRellala �, �f�''j^'"�---
<br /> � � � • Theim�mtratelwillpay�mosrhan�econihe(i�.i�;..r:•af_ JANUARY .�q 93 ,�donthatdpyevery �.�,.�..:� '��'
<br /> ' �.�__ _. _ .momhs�hereuf�er.kach daie rr�v hi:h my imeresi ra�e could chaage is calird a"Chanat Date." ��� .;--
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<br /> � , IkQinning wi�h�he fir��chungr I).u�•,��,� �u�:�.•+�ra ir M�iU be hased on un Index.The"Indca"i+f"��:«':ckly uverage yicld on United S�ates ��, .—_
<br /> �',•� Trcasury s�tiuri�ies udjutiteJ�o u conatam ma�uri�y of I year,as made avuflublc by Ihe Federal Resenr A��ard.The most recenl Index flQure -n• _ _
<br /> ' '';�;S�:r,�.� �
<br /> avatlable u�af Ihe date 45 dayc hefore euch Cha�gc Uai+i,a11cJ the"C�urren�Index." L. . ,"�
<br /> 4'y� �.•' I(Ihe(ndex!s no longer a�•allublc,thc Notc Hn.der will choose a new Index whi:h Is b�sn1 upun cumpai•�blc informmion.The Notc
<br /> ��.'u��� •i� '• Holderwlllgivemenoticeof�hi�chofce. ,�'��,��
<br /> . ICI ('dcul�Uoo of Ch�qkd � � �
<br /> • .. &r(wr.5r�h C'han�e Da�c,ih.:�t.�i.:�'�:r ui::caku'a:t m;•ee+:•intr:at tate Ey e�d:.^.g TNAf F nM ONE. HALF penYnt�{te . Y'�_'�1�o
<br /> �� �' poims(_ 3•5 __�e)to thc Currcn�Indc�ond munding to�he nearest 1/8th of f�h,subject Io Ihe limita slated in Sectfon MD)below. " ' �,�,_
<br /> � Thls roundeJ amount will bc my new inurest rale um 1�ihr nrxl fhan�c Ua1e. � �:
<br /> i;. • :
<br /> • • ' The Nutc Holder will �hen de�erm�ne Ihe am��uni c+i ihe monl h ly payment I ha1 wou 1 J I x�u f fiei.n t Iu re�+a r i n (u l l i h e p r i n c i p a l 1 a m � •,
<br /> r.�xr��d�o owe on�hat Chunpc Datc in su h�ianliall>•equstl paymenis by the maturlty dnte al my ncw intcre+t ratt.Thc ntiull of Ihic at►Iculation r °?�,;°
<br /> will be ihc new am��un�nf my munihh�ay rnrnt. � � �
<br /> I �
<br /> 1111 I.fm11s nn Inlere�.1 Rw�eCbwnRe� �
<br /> � Thr in�crc.t ralc I um required �o p:�y at ihe fu�t l'i►ynge I)atr will no� lx greuter �han _1 U.5_ r,� or Iess than
<br /> 6.5 0•0. 1 hcrcafier.ro�•inlcr..i r.nc wlll nc��r h�inrr�a�cd or dccrea,rd un any�ingle('han��r It:uc hy morc thun T�
<br /> z � Irum thc rs►�e uf incercu I hu�c becn paymt:lar ihc prcccJing�wel�c mumht.The minimum intcrcct rate un this loon Nill never be ' _
<br /> � less than __ 6•5 °'�anJ ihc mozimum mleres��ote will ne�cr Nc grea�cr�han 13•S___4�. , '-
<br /> ' IF 1 F:ffecll�e DAIe of('ha�pev �•
<br /> � • . Aly new INere+1 ratr will6ecnme rflrcuve on rach C'nange Uate.I xill pay the amrnun o(my new m�imhly papmer.�beginning on�he firct
<br /> ,,�.�'" monthly�wyment dnte nhcr�hc C'hange Gute umil ihc am aunt nl my mumhly paymem changes agufn. •
<br /> I '
<br /> 1F 1 No11ce of ChrnRen �• •� •
<br /> Thc Note Ho1Jcr wfll mail or Jcli�cr eo mc a noucr belor�eu�h c'hungc l)a1e.The nolice wip advi�e me oh , ;; i
<br /> (i1 the nrw m�cres�rrtc un my loan u+o(thr fhAUge Ilatc; !' � .
<br /> Iii1 1hc amaunl o(n�y monlhly payment folluwinp Ihe fhangc Dnlc; ','
<br /> �" �' liiil any aJJitiunal mattcrs which�hc Niitc Holder i+rryuireJ�o Jitirlu�.r;and
<br /> liv► the uJdrec�of Iheacscxlnliun yuuc�wld r��nturt repurding anyqu�wtfon.ahoullhe ad)ustmeM notice. .
<br /> � :- ' . i B. (YUTAGF:ti;I.IF.NS
<br /> y ,,. - UniYnrm Crnmnnt 4 af Ihe ticcurily Intilrumcnl�+amend�d 1�read re f��llow.:
<br /> '� ��'ti'� I 1. ('6arRex:I.knx.BurruMCr shull pay all�aus,ii�.e�.n:ent..and i�lhrr charprti,bnr,.anJ impmi�ion,m�nhuirhle i��ihe Propeny Nhich may �
<br /> � unain a pnonfy over thie ticcurily InStrumeN,and Ica�rholJ raymem,i�i y�mund re�u.,ii an>.�n�hc mann�T pTrnidcd ur,der paraR�aPh 2hareof
<br /> " i �tt,if nw ruerl bi+uch munner,hy&�n��wcr mak�np �a�mam,Nhen dcr,dirccdy tn th:�ayee�hercoL Horrnwer�hnll prump�ly furm�h I endrr
<br /> . ull nolices nf amountc due under ihi,�ar:��r3;h,ar.d ir tF;t�enl H�•rrr��:r �n�ll ma.:rrrmeni dim�i:}.H�xrowcr.hall pmmplh furni�h io
<br /> Lender reccip��c�fdcncin� .urh paymentti.Harruwer.1;.,a ��,��„i,a.• ��:,r�.�,K,� ��:•. i���� whiih hati priorih i��er �h�� Stcurft} In,�rum.m:
<br /> hoNC�cr. N.�rrowc� ^d�� ��.�I hc u•ywrrJ lu.h..ha:,��: i�. ..i.l hr.� ...I �.: .� I�. • „•.<<' �.0 •I�.dl.�F�rc n���nlm{ ' th:�.��mcn� ui thr
<br /> � ubl�gat�un•,c�urcd h} .ii:h hen�n�i��•m.mi�ci.�.:.•pi��hl�r,•I�•ud��.i��,n.�r n:K��:4�e::: :antc.t.u:h hrn M.ur Jetrnd against cnfnrrerr.ent of
<br /> � wrhlirniu.lepel pnxcedu�µ,�.hi,h�n�i�• „�,�i��.n���t lu�dcr�q�c: � � ;r:•.en�ihcentur.emem ul�hrlirnur I��itriwreut thr Prnper; a•uti�
<br /> � part thrre��Y:or l:l.h�ll.u.w. Ir��m Uir h,ddrr��1 w.h I�rr.�.� .�;�:rn•:r.c m a form,a�i.lartun Iu t rndcr+ubnrdina�fnp�1uh I:a'� '? •h�.
<br /> tihutit�Imtrumrnr
<br /> II I cndCr d•�r��rrt�in�•. Ih,i� .�Il.�i .w� p.ui ,�1 ri,r f•�•.,prri�i. .uhir�i w a I�rn uhi.l�ma}.ivam a pnnr�l�u�cr Ihf��eiunty Imrcurn�n�,
<br />� ! 1 rn.lrr�hall unr FG.rn�o:r .�u.�n,r i.lrnul��ne,u.lt i..•h 8i�l�u��ct�II.UI..Ilh�\.u.h I�cn u�IaAC ullc i�t IIIiNC�H II1C.ICUi�O�,c� �,�r���.��x��C "-
<br /> wilhin�en Ja>•ot Ihr gi�mk�d Ihr�,.,��.:
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<br /> � Umlurm t u�ruam��1 u�u�c Rt�uu) �n.0 umcw n,uucu.iau�.nc.uia.�.�iiuw.. -
<br /> u. ti��u�e.��..r���,��„> „��u„«����«a�na�►�ri,u,.►ri�I�w�u hr Ki�cn in anolhcr mannrr.lal.m��w�i.c tn N��rruNCr pn,vJcJ I�tt m th�.
<br /> ticcurny In.trumcm�hall hr pi�rn h►drh��rm�c i�or M ma�hnK it h�hn�Ja.,m.ul���UauoNrr ai�hr PraMrt� •\Jdrr«ur a�•u:h�nl�rr aJJrc..
<br /> Z� a�Hurruwcr m•ry dc+��nair h��iuurr tu I ruJrr�.��rn�i�kJ hc�rin.,mJ Ihl.�m nuh.�lu I cnJcr�hall M gi�en 1,� hr,�d:�..mrd w I cndrr',
<br /> :iJJre,.,tui�d herem�,r Iu wrh�ahcr aJJraY�a.1 en�lcr ma�JeuKn,ur h�nuu.e w Narn,wcr a.pru�iJcJ hrrrm Aoy nuu.r pru��dcJ I��r m t hi.
<br /> tierunty In+troment+h�l11x JccmcJ u�ha�chi�ca ki�rnu�Ik�rruwrr ar 1 caJet��hcn p�rn m�hc munner Je+i�cnricd hcrein.
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