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<br /> -- 'PO(lS'If�3R Wfi'H�!I tbe improvaa�now a bwaller mcMd m the p�aparty��ad dl ewm�h�uela�o�s.
<br /> �ad}lxwros raw or 6erwtler�qrt cf tht proputy. AI!trpMoNne�w rd addhlomt�WI da b�oov«ud bp d��eariyr
<br /> —_ I�1�mMM. A110t dM fon�oi�i��.foe3 w 1y i�i:Ssaiilty�si t�"Aopa's�►.• ._
<br /> BORROW�3R OOVBNANI'S t�t 8aro�ver i�IrrNlly meiwd of the e�l�a henlry ooavey�d wd 1�1i�ri�ht b p�nt
<br /> �sd oonvey die�,�p �od d�t dis Proparty i�w�ncumberod.exoept for�aa�m6m�o[ncad Honower w�rr�ats�od
<br /> wllt datand�eoetaliy�d e dtb w tht�eope�ty api�t dl cWmt ud daa�.wblacx ta 1nY�ncumbnsces d racad.
<br /> THIS sBCURRY INSTRUMSM' oombine� udfam oove�eN� frr a�ioml we aad no�-udlroea► cara�ert� �rhb
<br /> limited wri�dond by Juri�diction a coMdtu�e a udtorm iecurity ia�trurrknt cuvering ro�l penpecty.
<br /> UN�ORM COVENAN'1'3. Bo�t�ower aud ta�tdes caveuitit wrd a�+ce as follaw�:
<br /> 1. Plqant d lelnelp�l�wl lMa+�h lr�p�YMeat aM Lde CMu�. Borrowo�r ahdl p�w�qM1Y P�Y wbeo dae t6e
<br /> pciacip�l of�ad Lnaest on t6e debt avidaticed by tl�e Nde ud+�nY P�Y�+�nd l�ta clwr�a due uoder d�e Nde.
<br /> 2. I+titlt!br 7ti�oes a�d L�w+�e�. Subject w spp�ikab{e Isw ar w�wdqon wsirar by l.enda.Bonoa�a dWl pny to
<br /> : Lender on tAe dty moathlY P�Ymrnu re due uuder the Note.wull the Note i�p�id jn[utl.a sum("Huxb")for. (�)Y�Y
<br /> j t�xa�and�which auy�tWn priaity ovu tWs Socurity lmuun�t as a Uen an the Pmperty:(b)Y�Y�
<br /> paymentc or�uund reotc an thc Property. if oay: (c} yearly haza�d or pcapexty incprsnce P�ua�: (d)Y�Y �
<br /> in�uraxe pranivau.if my:(e)Y�Y�Y� ��'� P�ums. if any; and(�u►y wms P�Yabk bY Barowa to
<br /> I,eodet,in accoidance wlth the peovisfau of pnragn�h 8,irt lieu of the payment of mart�e�n:unu�ce pt+emiums. 7'hese
<br /> toans arc called`Esc�+uw Itwu." Leoder may.�t any tim�e�coUoct�nd hold Wndc in an arnount not w exoeed tho maxinwm
<br /> �mount a leada for a feder�lly relauad mo�tgage loan may nquine for Bamwuti ezcrow�oc�unt unda the fodtta! Ral
<br /> 8st�te Settlement_Prooeduroa Act of 1974 as uaended fmm time w time.l2 U.S.C.¢26Ua tt seq.("RESAA").unkss awtt�er
<br /> law ttut appGes to the F�nds ut.s t ksser amount If eo.Larder may.ni�ny tLne.colloct and hold Ruds�n an anwunt aot to
<br /> exoeed the kxser amou�. I.ender miy estim�te the u�wunt of Funds due oa thc basix of cumeat d�ta aad �+a�oo�bb
<br /> ativates of expeoditurcs of fuwro F�crow ltems or ott�ecwise in sccord�xe with wppI�raibls 1�►w.
<br /> 11x limds shalt be held ia an imtitution whmse deposits u�e insural by a fedet�l agency, insuumencalicy.or eatIty
<br /> (lncluding I.ender.if L.ender is such an institudon)or in any Federal Hocne L.o�n B�wh. L+ender shaU apply tt�e Eiu�d:to MY
<br /> the Escrow Items. Lender may not ch�rgc Bo�mwcr for hoiding and applying the Pl�nds,annu�lly au�alyzing the esaow
<br /> sccoun4 or vcr�fying thc Escrow Itemv. unless C,aider pays Borrower Inurcst on tho f�tnds and �pplicable I�w pem�its
<br /> I,ender to make such s�charge. However.I..endcr may requim}3orrower to pay a onc•time charge fa an indepudent neal
<br /> estate tau neportiag savice used by I.ender in cor►nection with this lou�.unless appllcablo low provides otherwise. Unless an
<br /> �greemeat is madc or applicabic law cequires interest to be paid.Lender shall not be requi�d to pYy Homower aay inteaest oc
<br /> camings on the Funds. Borrowar and Lender may agroe in writing,however.that inte�st shall bepa�d on the[�nds. L.ender
<br /> shall g[ve to Bamwer.without charge,an annual accoundng of tl�e Funds.showing creditx and debits to the Puncls wM the
<br /> purpose for which each debit to the Fuodc was m�de. The F�nds aro pledged as addit�anul secw'iey for all sums securod by
<br /> this Sccurity InshumenG
<br /> If she Fi�nds lxl� by L���'XN'� ��AflV1UflIi permitted to be held by apoliaab(e law. Lendcr sh�ll account to
<br /> ,'', Borrower for the excess Funds in accordance with the requirements of applicable law. If thc amount of the Hmds held by
<br /> - Lender at any dme is not sufficfent to pay the Escrow Items when dne,I.ender may so aotify Borrower in writing,and,in
<br /> such case Borrower shalt pay to Lender the amount necessary to malce up the dafuienay. Borcower sh�ll m�e up the
<br /> ' + deficiency in no more than twelve monthly paymenu,at L.ender's sale dir,cretion.
<br />, � Upon payment in full of aU sums secured by this Securiry]nswment,Lendcr sht�ll promptly refund to Borrower any
<br /> Funds held by I.ender. If,under par�graph 21,I.ender shall xquire or sell the Property,i.ender,prior to the acquisttlon or
<br /> sak of the Property,shaq apply any FUnds held by Lendcr at thc time of acquisition or sale as a cnedit ogainst the sums
<br /> secured by this Security Instcument.
<br /> 3. Appltattlon of Wymenls. Unless applicuble law provides otherwise,all payments received by Lender under
<br />_-_ � paragraphs 1 and 2 shall be appliM: 6r�t,to any prcpayment charges due under the Nota;r+econd,to wnounts payabk under
<br />_J paragraph 2;third,to interest duc;fourth,to principal due;and last,to any lute cbarges dup under the Note.
<br /> . �,, .,,., 4. Chatges; Liens. Borrowcr shall pay ull taxes, asscssmen�s, chargez. Gncs and impositions attributable to the
<br /> Y�F,'.�F�•?�`:�•�� -��=+ property which may att�in priority o�•er this Securiry Instrument.su�d leusehold paymente or ground rents,if any. Borrower
<br /> ���`S�'�� '��„G�' shall pay these obligations in the manner provided in paragraph 2,or if not paid in thut munncr.Bortowcr shall pay them on
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<br /> ��;�,f, ,_, _ „�. � time directly to the person owed payment. Borrowcr sh�ll promptly furnish to Leader all notices of amounts to be paid uncter
<br /> �;;,:, :_;,�,��,; this paragraph. ff Borrower makes these payments directly.Borrower sha11 prompdy fumish ta l.ender receipts evldencing
<br /> _ � c-� the payments.
<br /> ,:..:C};.,:�,... .� Bonower shall prompdy dischargc any licn which has priority ovcr this Sccurity In�trument unless Borcower:(�)agrees
<br /> '*���=�••���.'y�-�•- in writing to the payment of the obligation securcd by the lien in a manner•rcceptable to L�nder.(b)contests in gond faith the
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<br /> :,.� . lien by.or defends against enforcement of the licn in,legal prarcedings which in the L.�ndcr ti upinion operate te prevent the
<br /> .7�,;;. �. ' enforcement of the lien;or(c)secures from th�holder of thc lien an agrecment satisfACtary tc�L.ender subordinating the lien
<br /> to this Security[nstrument. If Lender determines that any part of the Property is subject to a lien which may attain priority _
<br /> ' over this Security Instrument,Lender may sire Borrowcr a noticc idendfying the licn. Borrower shall satisfy the lien or take
<br /> � " one or more of the actions set forth above within 10 days of the giving of notice.
<br /> _` � � � , S. H�rd or Property Insurance. Borrower shall kecp the improvemcntx now rxititing or hercafter erected on the
<br /> ~ "' Propcny insumd against loss by fire,hazurds included within thc term"extcnded covrragc"and any other hsvards,including
<br /> ,� . . - . floods or flooding, for which I.ender requires inxurunce. This insurance shall bn muintained in the amounts ur►d for tl�e =
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