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<br /> _ _ . . •. . �. �.,��.s�iwTs�'i i's M�iGi:���—,�++...r.�...�". � llwMMi1M --��--.r .. ....,._
<br /> r�.■v�a rMO�w.�r•e�w�a�ww.w«�.a w.�r�.,a.�a n�a�►o..r piw'�.��r�wu�.��
<br /> r IIM s�d�M�n q►th�u�d��(�'M�orwr'110 w�ar�N�owd�tiM�M IIMe l�oM(�'M�M')b
<br /> �'Lr�)d iM�iM M/wrrlM�/h/w i�MM h Ilr raMY�M M�loo�/��...���.��.+.
<br /> D'�a�«q��swl
<br /> . Tf1E NORE COMTAWf PIIONMIONS ALI.rOWIMG FOR CI'IAIrOE=11�111�IE IN'T1!lIE�'lIA1'E
<br /> AND T1�E MONTHLY PAYMEN'1'. THE NQTE UMfR THE AMOUNT'�!E d0!!!l�IM[R'S
<br /> IMEpES7'AAT'�CAN CHAI�K#E AT ANY ON!TIML AlrD THE i1A�OM1�M RAT!THE
<br /> OOqROMIER MUST PAY.
<br /> ADORIONA�COVENANiB. In�ddllon to M�aorwnit�nd�prwn�nl��h tl�e MarMY In�trun��.Barrarwr�nd l�nd�r ws11�
<br /> oovMwr'R�nd�pr�M tolowt:
<br /> � �TEpE�T pA'tE ANp MONTHLY PAYMENT t�iAN�E9
<br /> ih.Noa p�o�rw..tor.n r�w�l r�an�t r.�.ot 4s�n �c. rh.Not.provkl..fa'�n�rp..b a�.r►w..c aa.�d a�.
<br /> �y�y P�q�a to�ow�:
<br /> 4, M�7'EqEBT pATE AND MONTHLY PAYMENT CHANOES
<br /> (N �� D�c�mtwr , 19_ �t, �nd on ttwt d�y
<br /> n��►t.r..t rat.�w�wr m•r�+w on it�.+rsc d.y a
<br /> —' .v.iy�w.nth i��th)�tn.ndur. Ead,d.a on wtAcn ny bar.a rw oouw ah.np.b cdw.•c.n.no.o.t.'•
<br /> t9) 'Tf� IniNx
<br /> B�pYnYip wkh 1h�Ant Ch�np�D�U,mY int�t rat�ww bs b�s�d on an kidMC. TM�'M�drec' Is th�monl►�N+�vrap�YMid on UnM�d
<br /> 9atM T�a�wY s�auitMS.adJust�d to a confhnt nKhwky of on�(1)yMr.a m�d�avaiMl�M by the F�dwM Raw�Bord. Th�mo�t n�
<br /> -- _ . - , ant_Incwc wpun�r�i'ir�w W tha dats fattY-lhia(4S=slr�s belae!�h �.h.n�OsM k c�1�d th�'Cunw�t kid�c'•
<br /> -- ft tha Md�x is no ton0ar avaiMbM,th�Not�F�k�Mi�r wN ahoos�a n�w hd�oc wl�ich b bard upon compwabM infortrotion. Ths Nd�
<br /> HoWK wiM dv�m�noUw ot thts choke.
<br /> - (C) Cslcul�tion of Chanp�s ���
<br /> gdora Mch Ch�ny�O�u,th�Not�Hoidr wiN catculat�myr new intuat nt�by+�ddlnp
<br /> --= p�canf�y�pdnts to th� Curtent Indox. Th�nsults ot thie additlon wII b�my�ew Int�wt rat�ur►tA th�
<br /> - - = n�od ctMn�d�t�. SubJ�at to itN WWtt atat�d h S�Won 4(D)b�iow�this nw�r amount wIM b�my nMw int�nst wt�untll th�n�a
<br /> Ctwnqe Dau.
<br /> Th�Not�Ha1dK will th�n d�tamine tht amount of th�monthly paym�nt th�t woWd W wtAd�nt to np�y tht unp�id prindWd th�t 1�m
<br /> — �ct�d to ow��t th�CFwip�D�ta In tull on th�mawrity dit�at my nwv tnt�nst nt�In wbslanUolly�quai p�ynwnU. Th�t�wlt ot this
<br /> _ alaiation wiN b�th�nwv�mount of my monthlY WY�t.
<br /> � ~µ��� (D) Limfb on Int�r�st Rat� Chang�s
<br /> � 7he int�nst Rit�1�tn rputnd ta pay at ih�lirat Chanq�D�te wiN not b�9rat�r than 6.280 %.
<br /> ',�i ,i�•;,, The►�aftK,my int�s�t nt�wll nevK b�I ncna w d or d e c r a a e�d o n a n y a t n p i e C h a n p�D a t e b y m o ro t h�n 1•890
<br /> •���.�• pKanqpa pok►ts trom tht titf ot IntKett I ha�b�en payinp tor the pnc�dkiq twiehe 112)months. My Int�reet
<br /> • `"`,.., .. rat�wiN n�vK b�9�tx than 9 990 %.
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<br />-'--�" ,r. (E) Eitscttw Wii�of Ch�np�s
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<br /> �•+�a» My nw�►ht�t nt�wiM b�ean�dbctlr�on e�ch Chanq�Dab, I wW paY the unount ot my naw monthy paym�nt bpinninp on th�
<br /> ,�,n,... ,,rt...
<br /> ---- �,i- Arst monthy paym�nt ddM a1tK th�Chanpe O�t�unUl thR�naunt ot my monthy paym�t chm0es�y�k�•
<br /> � •� .,'�r'�'�", (F� Ndia�ot Chanpos
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<br /> ;.:K:�:,� ih�Nol�Hdd�r wiN dNNer or m�fl to me�notke of�ny ch�nqes k►my intaest rate�nd the amount ot my monthly p�yment ae
<br /> �+����•u�t=� th�a1f�cW�d�t�oi any chanye. Tht noUcs wiH Mc1uG infomrtlon rpuk�d by I�w to b�9w�me and aiso the Utie and tslephon�
<br /> -��� :�• number of a p�rson who vr�answK u►y qu�sUon t may have rep�rdkip the�odce.
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<br /> �. . ��. MULTISTATE ADJUSTABLE ti�►'lE RIDER-AAM 5�2•strpi.F•n�r•FannN NtaqlFnddt�M�c Unifam Insttummt Fomn 3111 3I85
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