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<br /> TC1�3ETHER WITH �ll the improvemenu now or here�fter erocted on tha property� and �II aaementt,
<br /> �ppurtenances,�nd tintw�a�npw or hbratter a p�rt at the praperty.All reptu�menrs�nd�ddittons�tull d�o bs ooverrd
<br /> by thie Saaurity In�trumeas.All of the fore�oinQ is nferred to tn this Seaurlty Inttrument�e the wPftl�y."
<br /> — �icitt�Wfi�C�Vct�Te�i� '�i�ai&�rrvwor ir iawfiiity :ai�3 8!ilti��:i:�!S„-r�p t�t'ss;.p�:s�ls�.,:t!�si�ltt Lu
<br /> �nt�nd convey tho 1'ropetty u�d that the Property i�unenaumbered,ewept tor uncumbr�nuee ot r000rd. Botro�er
<br /> wuraatr uid Mill dei�nd�encrally the tisle w the Pcopeety�ainat�ll cldm4 and demtnd�,wbject to any enoumbcu�as
<br /> o4record.
<br /> THIS SECUkITY 1NSTRUMSNT oombines unitorm covenanto tor nation�l uee and rumvnIto�m covenants wlth
<br /> �_�_--____� limited varia�tone by jurisdtction to conetituta i un�torm exurity instrument ooverinQ ral property. _
<br /> ___ LJNIPORM COVENANTS.Borrowar and Lender oovenant and�Qree�s folloNS:
<br /> __ 1.Payment ot Principal and Interoat;Prepayment and I,ate Char�es.Fsorroaet ahatt promptly py Mhen duo
<br /> - the prtnctpel ot and�nuroet on tha debt avldenoed by the Note and�ny prep�yment and late ahar�ee due uncSer the Note.
<br /> 2. Fuad�for Taxes and In�urance. SubJect to applicable liw or to s writtcn waiver by Lender, Borrowor elull
<br />- yto Lender on the day monthly psyments are due undar the Nou.until the Noto Is paid tn lull,a aum('Punde")tor.
<br /> {�i)yarly taxae and assessments which msy attain priarity over thia Sac�rity Inatrument�s a lien on the Proparty;(b)
<br /> � yarly leasehold psyments or�c+ound sents on the Praperty,if sny; (c)yearly haz�rd or property insurance premiums;
<br /> (d)ywriy[lood tnsurmce premiuma,if iny; (ey yeatly mort�a$e insurance premiums, ii any;and(f)any sums psyabk
<br /> by Borrower to I.ender,in�ccord�nce with tha pruvisiona of p�ra�raph 8,in lieu of the payment of mort�a�e tnsurance
<br /> premiume.These tums are called"F�crnw Itema,"Lender may,at any timo.collect and hold Funda in an amount not
<br /> _ — — to exceed the maximum tmavnt a lender tor a fedecally rolated rnortgaYa Iwn m�y requiro for Borrower's escrow
<br /> - account under the tederal Reai Estate Settlemcnt Procaduces Aat of 1974�s amended irom time to time, 12 U.S.C.
<br /> Saotion 2601 ot seq. ("RESPA").unlees another!aw that applies to the Funds eete a Ieseer amount.It so.Lender may,
<br /> �t�ny time,colleot and hold Funds in an amount not to exceed the leseer smount.Lcnder m�y eatim�te the amount oi _
<br /> . Funds due un the b�sis of curcent data and raeonablo estimatee oi e:pendituros of future fisoraw Iteme or otherwi0e in
<br /> `; iccurd�nco with applic�ble law.
<br /> ro`�'^�
<br /> ..r. b a a c u e talit or t'
<br /> 'o w e ite a ' ured a feder 1 r m n en it
<br /> be eld in an inati uti n hoae d ro ms en inst
<br /> � . ds shill h t
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<br /> . • �, The Fu P� Y Y R 9 Y
<br /> �} . � (including l.ender,it I.end�r is such an institution)or in any Fadaral Home Loan Bank.Lender shiU r�pply the Funda to
<br /> ; s .,y,,�; ,,�: pay the Escrow Itema.Lender may not oharge Borrower tor holding and applying the Funds, snnually analyzing the
<br /> -, , escrow account,or verifying the Escrow Iums,unless Lender pays Bonoaer interest on the Funda and applicable law
<br /> �� germits Lender to make auah a charge. However, I.ender may require Borrower to pay a one-time chnge tor m
<br /> ;{{� tndependent re�l estate tax reportin�sarvice used by I,ender in connection aith this lotn,unleas applicable law providos
<br /> otherwieo.Uttless an a�reement is made or applicable l�w roquires interest to be paid. Lenda shaQ not be required to
<br /> : pay Botcoaer any intercst or earninge on tho Funde.Harrower and Lender may agree in writing,however.th�t intereet
<br /> �=� stutl be peid on the Funde.La►der sh�ll�ivo to Borrower,without charge,an annual accountin�of the Funds,showing
<br />-�"� ":7 credits and debits to tha Funda and tho purpoeo for which each debit to the Funds w�s msda The Funds are pledQed�e
<br /> ���'�"�`�' �`-�^�� �dditional eacurity for all aums axurod by thie Security Instrument.
<br /> `�'�'�M "�" �� If tha Funds held by Lender exceed the amounts permitted w be held by applicable law,I.ender shall aceount to
<br /> Vi fj��;< �.�::
<br /> �;,'�',,, ,�•? ;. Borrower for tha excess Funda in accordance with the requirements of applicable law. If the amount ot the Funds held
<br /> „ .: , � by I.ender at my time is not sufticient to pay tha Fscrow Items when due,Lender may so notify Borrower in writing,
<br /> -:;f-��• •:� .: �' � and, in such case Bonower sha(1 pay to Lender the amount nxess�ry to make up the deficiency.Borcower shall ma�e
<br /> •�.r,;.�..•:� Y ,�•,: upthedeficiency in no more than twolvo month(y payments,at L.ender's solo discrotion.
<br /> ' _'�'Y'�''�''�}"`' Upon payment in full of all sums socured by this Security Instrument,I.cnder shaU promptly.refund to Borrower
<br /> " . `�;,.�� any Funda held by Lender. It, under paragraph 21, I.ender shaU acquire or sell the Property, I.ender. prior to the �-
<br /> �x�w�,,;rr��.�w� ecquisition or sale of the Proparty,shaU apply a�y Funds held by Lender at the time of acquisition or sale as a credit -
<br /> ;.�,,,_.�,,,,,,,,�,. a�inst the sums secural by this Security Instrument.
<br /> :�t � 3. Appltcattoa of Payments. Unlesg applicable law provides otherwise,all payments received by Lender under _
<br /> ' ��Y;;;� . , paragnphs 1 and 2 shalt be applied:first,to any prepayment charges due under the Note;second,to amounts payable
<br /> -�'t'� � undec paregraph Z;third.to interest dua;tourth,to principal due;and last,to any late charges due under the Note.
<br /> . 4 (:haR�ea: k�ens. Borrower ahaU pay QIl texes,assessments.charges, tines and impositions attributable to the
<br /> 1. ', f,, . proper�y �iiicl►"m1y attain priority over this Security Instrument,and leasehold peyments or ground rents, if any.
<br /> �,:�;1..`�.,,. Borrower shall pay these obligations in the manner provided in paragrapD 2, or if not paid in that manner, Borcower _-
<br /> �''�'� '�'• pa y pe payment.Borrower shall promptly furnish to Lender a1l notices af
<br /> :,,.,_..,�,, " shaU y them on time directl to the rsan owed -•
<br /> s�:�-��• amounts to be id under this ra ra h.If$orrower makes these y p p ��
<br /> Y.:`'r�; pa pa g p puyments directl ,Borrower sh�ll rom tly furnish
<br /> �: to I.ender receipts evidencing the payments.
<br /> �
<br /> •�` '� '�-• � Borrower shall promptly discharga any lien which hr�.s priority over this Security Instrument unless Bonower. (a)
<br />__ _, „��,,, • � a�rees in writing to the payment oi the obligation sacured by the lien in a manner acceptabie to Lender;(b)conteats in
<br /> '?�;` �`' good taith the liesn by,or defends againa4 enforcement of the lien in, le�al proceedings which in the Lendcr's opinion -
<br /> . , � ��:�'!:^-x� �, opecato to prevent th�eniorcement of the lien;or{c)secures from the holder of tho lien an agreemrnt satisfactory to -
<br /> ::� 4,�+:' � . I.ender subordinatinE the lien to this Sccurity Instrument.lf I.ender determines that eny part of the Property is subject -�
<br /> ".:� _:;�•'�•;� , to a lien which may attain priority over this Security Instrument,I.eader may give$orrower a notico identifying the
<br />��: ;,.. • �� lien. Borrower shaU s�tisfy the lien or tak6 one or more oi the actiona set[orth above within l0 days of the�iving of
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