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<br /> TOQETHSit WITH all the itn�rovort�enu now or heraRer ene��ted on tha�xopotty, and dl eranents,tppurtan��e�o�r.ard
<br /> tixtura row or hercafler a p�rt of the property. All replaceme�u ard addltioru dutll alw be oov�ed by th4 Sewrlty
<br /> - — Irnwme�t. All of the faeaoin�i�rofaned to in thb Sxurity In�trunraK�the"P►cportY.«
<br /> _ BORROW6R COVBPIANTS thRt Borrowar ii lawftilly�ei�ed ot ti�e aute hetaby oonveyod uio nw u�e d�h<<o�rani and
<br /> oonvey the PropeKy uid that the Pmpecty li unetiaumberod. eacept far a�cumb�nce�nf recx�d. 8orrower wur�a md will
<br /> defad ge�errtly the title tu tbe Property a�ain�t all cldms and�nd�,wbjoct w�ny encumbr�noe�ot record.
<br /> 'CHIS SECURITY INS1'RUMENT combinra unlform coven�rus for rutianal uee u�d non-unJfam ooven�n4 w1W Wdkd
<br /> vari�tiau by Ju�i�diction to caorutitute a uniform�ecurity in�trument cuverin�resl pnopeety.
<br /> UN[flORM COVI?NANTS. Bormwu�rid l.ende�oovenant and+�roe�s follow::
<br /> 1. P�yn�at ot Princtpd �nd Inta�ati 1't'�P�Y�ent �nd Lste Clwr�e�. Borrower cFwll P��IY PAY what due the
<br /> prircipal of�nci lntercrt an tha debt evidenoed by the Note and u►y prepaymeat and late char�es duo under the Note.
<br /> 2. Fund� for Taxea and Inwrancs. Subjec!ta applicable Itw or to a written waiver by Lencler, Borrowcr aiwll pay W
<br /> l,ender on thc day monthly paymenta arc 6ue under the Nate,untit thc Note is paid in full.a wm("Fundt")for.(�)ye�rly t�a
<br /> and assessments which may�ttain priority over tMs Securlty Instrument as w lien on thc Pro�xRy; (b)yarly teiwehold pa�ymentt
<br /> or ground renu+on the Properry,if any;(c)yearly hazard or property insuru�ce prcmiums:(d)ycarly tlaxi ituuruxx promiums.
<br /> !f any: (e)yearly mortgege incurance prcmiums, if any; and (� any sums payable by Borrower to Lender. !n aocordaneo with
<br /> thr provisions of paragcaph 8,in lieu of the paymcnt of mortgase insurana premiums.Those itcros are callod "Escrow Iums."
<br /> Lender may, at any time. colloct and hold Funds in An amount nat to exceed the mucimum amount e lendcr for a federally
<br /> related martgage loan may require for Borrower's escrow account under the federal Real Estatc Settlemeot Proondures Act of
<br /> 1974 as amended from time to time. 12 U.S.C. Soction 2601 et seq. ("RESPA"),unless another law that applies to t1u Funds
<br /> sets e lesser amount. If ca. Lender may, at any time,coQect and hold Funds in an amounc noe to exceed the le�ser amount.
<br /> — i.ender may cstimatc tho amount of Funds duc on the basls of current dAt�t�txl rorsorwble ectimatea of expendiwra of tuWre
<br /> fiscrow Items or otherwise in accordance with applicable Iaw.
<br /> The Funds shall be held in an instiwtion whose deposits are insured by a fcderal agency. inetrumenWity. or entity
<br /> _' (Including Lender.if l.ender is such an institution)or in any Federal Hame Loan Banic.I.ender shall apply the Funda to pay the
<br /> — Escrow Items. Lendcr may not charge Aorrower for holding and applyi�lg the Funds.annually ar�lyzing the escrow sccoun.or
<br /> vedfying the Escrow Items,unless I.ender pays Borcower Interest on the Funds and applicable law permits Lender to mAke such
<br /> a charga However. Lender may roquire Bonower to pay a one-time charge for an independent rcal estate wc reporting servioe
<br /> used by Lcnder fn connection with this loan. unless applicable law pmvides otherwisc. Unless an Agrcement is made or
<br /> applicable law requires interest to be paid. I.cnder shall not be required to pay Borrower any interest or earning�s on the FuMs.
<br /> _- Borrower and Lendcr may agree in writing.howcver.that interest shall bc paid on the Funds. i.ender shall give to Horrower,
<br /> - - without charge. an annual accounting of the Funds. showing credits und debits to the Funds and the purpofie for which e�ch
<br /> - - dzbit W itle P�snds wes mxtle.Th�Fut►�s a�e pl���Ac additional security for all sums secured by thls Secarity Instrument.
<br /> _—°°-"� If the Funds held by l.ender excecd the amcwnts permitted to be held by applieuble law,Lender shafl account to Borrower
<br /> -,ti��;�,-,��, for the excess Funds in accordnnce with the requirements of applicable law. If the amount of the Punds held by Leader at any
<br /> --`'?'�� ttme is not sufCcient to pay the Exrow Items when duc, Lender mny so notify Barrower in writing,and,in such case Bomawa'
<br /> -_,,�.
<br /> ___�;;;� shall pay to Lender the amount necessary to mnke up thc deficiency. Bonower ahall make up the dofici�ncy ln no more tt�an
<br />_��`__'� twelve monthly paymcnts.at I.endcr's solc dixrction.
<br /> Upon payment in full of all sum�+ecured by this Security Instrument. Lender shall promptly refund to Borrower any
<br /> Funds held by Lcndcr.IT,undcr parngrapl�21, Lcndcr zhall urquirc or sell the Property, l.ender,prlor to the acquisitfon or sale
<br /> �='R"'�t� of the Property,shall apply any Funds held by I.ender at the time of acquisition or sala as a credit against the sums secund by
<br />=��+?^�''� thie Security Instrumcnt.
<br /> -=:m:.��:+�
<br />-F'?M'�'�y?'�'�•:- 3.Application of Pstymen�s.Unlcss applicable luw provides othcrwisc,all puynxnts reccived by Lender under paragraphs
<br />-;�;t;;;�`°'� 1 and 2 shull be npplicd: firu, to•rny prepuyment chargcs due undcr the Notc; sccond,to amounts payable uoder paragraph 2;
<br />_:.�.f�.;�����<<
<br /> N+ third,to interest due;fourth,to principul due;and lutit,to uny late chc►rges due under the Note.
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<br />:,i;;,�`�;;�r 4.Char�es; Ltens. Borrower shall pay all taxcs, asses�ment�. charge�, fines and impc�sitfons attributable ro the Praperty
<br /> .r... .
<br />--:•{}.�';�t�:% which may attain prio�ity over thi. Security Inslrument, and IeatieNold payme��ts or graund rents, if any. Borrower sha 1 pay
<br />,''�°��5�: these obligations in the m:�nner proviJeci in parugraph 2,or if not paid in that manner.Borrower chall pay them on time direcdy
<br /> � -"�f*;F�{' to thc person owed payment.Borrowcr,hall promptly furnish to C.cnder all noticc�nf amounts to bc pAtd undcr this paragraph.
<br />-�'�"�r'"���''� If Borrower makes these a�mentx direcd Borrowrr shall rom tl furnish tu l.ender recei ts evidenrin the � ments.
<br /> _;.:�,ti;:;.,;,- P'� Y• P p Y P � p Y
<br />__ Be�rrower shall promptly disdiar�c any licn which hr.priority uvrr this Security Intitrument unlrtis Borrower. (a)ugrees in
<br />_-=�`:cr.i'�:;c:
<br /> �_,�:�•• writing tn the payment ot'the abligution secured by the lien in a munner ucreptable tu Lender. (b>contest� in goad tiaith the lien
<br /> _ ��-:af':4
<br />-=�-�b�:�.:. by, or defends ugainst enfbrcement of thr licn in. legul prcxe�*Jing. which in thc l.cnder's opinion operate to prevent the
<br />—�'-�'�' enforccment of thc lien;ur(r)recurc+tiom thc holdcr of the licn an agrecment zutixfactury to I.cnJer subc��dinuting the lien to
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<br />���;;,�.;;�,. this 5ecurity In�,trument. if l.ender detcrmines that any pan at'thc Property i� suhjert to a lien which may attain prioriry �wer
<br />•-::��j;?_;_.:,:;• this Sccurity lnstrunxn4 I.cnder muy give Fi�irrowcr a nutirc idcntifying thc lien. &mower�hall satisfy the lien or tukc nne or
<br />'::i�el}:,,�;�� , more of the actions set foRh above within 10 days��f thc giving ot'nuticc.
<br />__---Y�h��.
<br /> - �� Fam 3026 91Y0
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<br /> Pp�7 ot 6
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