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<br /> AD�USTABLE RATE RIDER '
<br /> tl YMr TrNwtY 1MM�c•Rw Cap) �� 1��
<br /> THISADJUSTABI.ERATBRIDP.�i�m�kthi►�.—d�yof ��`��+`� �i% Q? --
<br /> � wd i�i�oorponted ta�o uid�lt be dawmd w sma�d aad wpplaa�ent tbe Mwyye�Deed ot TruM� ot Sxwity Dad(the "S�curkr
<br /> uwruman^�or u�e s.me a��e�[�ea by�he w�aentanea le�,•e�wraw���i w sacun&Krowcr�•�aiuu,�n�,�AU riae u���N«e"��o�
<br /> —°-"s . ���R!��VINO�i LOAM AidOC1AT10N OF OMMQ 1lfLANQ�b���l�a "LrnAar"�of tbs wae date�tad cw'«tn�the
<br /> ProPKnY dacribadln the SKrulty tatrwrwat�nd lac�ud at:
<br /> �:_�
<br /> _� 42A7 Mirhin�nn (,Yarr3 Yslat�d� �1 Fi88�3 _ _
<br /> (Pr'p{xrty Addteu)
<br /> ---- TW ..tr eo.hM. /�w�M� �Na�e tK c�.p. M �y aMwwt nW .�a wy ...tYr
<br /> -- My��.7'�rN��b.tip�lls tM�aw��t inr INM�wt rnY a�e��p�i�x�N ttM�M
<br /> — �tM�Ww�/aM tl1t 1�audq�w nM I wiW/q.
<br /> � _— ApDtTIONAL COYENANfS.la�dditlan.ta tha oovewnu�ad�reane+►[�mwda in,tha SoanitY�nurumro�Bor�ara aod l.eod�
<br /> ------ [wthec oovawrc ad yY'�ai foUorv�:
<br /> - °=---��
<br />-�.—"�``-".�"'..—� A. INf�tFS7'RA1E AND MON71it.Y lA.YM�.NT Ci[ANGFS
<br /> ��;a.�� 7Ue Nae provida for an taitiai iaterast nte of 4„87� M..Section.4 of,tha lyote provides[or cban�es iu che ietaeu rate and ths
<br />;_s ;.� soutWY PU'�u.at failows:
<br /> .t�t�':•_
<br /> _ ���'��A;� , 1, IMER�'STRATEANDMGWTXIYPAYjl�6hTCN.IA'�!"rFiS
<br /> � ' f" ,, tA) ��� ,19.�.�.and oa t6as d�Y�+Y
<br /> . ,f_'.�.�,��,a. d,�, The iatuat race I wiU pay may chtnje on che(irat day of �'-Y'
<br /> , �.:.. 12 _monUu tberatftec.F.�h dsu on which my intuat nte could ch�n�e is alkd�'`Ctw�e Date.••
<br /> i,
<br /> :.`�.,.},:,c�i:� �. , �� (1) 'B1elMes
<br /> .�� '';�;:� ' Bc�lanin�wIW the fint Chsnie Wte.my interat rate wiU be based on�n Index.The'7ndez"is tlie wakty avaaae ykid on Unitad Sutta
<br /> �;;. ;, ��y,�t�;P Tna�ury ttcuritip adjuited to a oonuant maturity of 1 yeu.u m�de av�ikbk by the Fedaal Raerve Houd.'fhe mast reoau(ada fi�we
<br /> ',u 4yt. � ' �. Ilvi!{Rbk at Of lhC diUC 4S diys bCfOtt dlCh Cha[�ic Wle is q110d!ht"CN[rinl IIidC7I."
<br /> ����" � If tbe inde:is ao lon�er�vailabk,the Note Hddu wlll choae a new iadex w6ich 4 bued upon comparabk intanoitka. 7Le t�ote
<br /> Y�,,;'{...,� , -. Holdet will five me nodoe o[chii ctwla.
<br /> �ki, r t
<br /> �,ti�ujF.d'►'.� lCl Caint�HHo�otCM�ps
<br /> � �`r t ''` � � "�" Befon each C�e Due,the Note Hdder wlll catculstte my new Interat rate by addin� **,^ �*� ^�+Q-�i f paoacye
<br /> ;:;' ;�`� '� ' �ou( �,SO �y)to the Cuttent lodex and roundinp to tbe nauat 1/Bth ot I�i.subject ro the lim(ta suted ia Sectian 1(�)bdow-
<br /> �� '� � "` '� This ronnded amount wiU be my nrw inurat rate unHl the next Chan�e Date.
<br /> :;`:��;,'�,,,;
<br /> 'Ibo Noce Holder wiit thw determine the amount of the monthty payment th�t would be suiCcient to repay in Cull the priadpal 1�m
<br /> � �•• : � cpected to owe on that Ch�nQe Date in subuantialiy eqwl psymenu by the maturity date at my neur inte�at nte.The rault ot this cakuLdon
<br /> ';`� ... . wUlbethoaewunounto[mymonthlYWYment.
<br /> ri
<br /> , (D) IJafbwlM�etptRtteCra��es
<br /> The interut ntc I am rcquired to pay at the Eirst Chango Date will nat 6e greater thnn —fi.R7S M� or las tiwn
<br /> �rp1�6wlt:c�.�n�:�� 2.875 �,'rncreafter,my intcrest ratr,will never be increased or dec�ased on any sin�k Chsnge Datc by more tiun �
<br /> , ° � ,.,.j�-ng 1 from thc rate of interat I have been p�ying for the praading twelvc months.The minimum interest nte on this loan vrill never be
<br />. ��1_B75 9�and the mucimum interat nte witl never be Qreater thon_9-R7S �,
<br /> ' . • . (El fltective Dute ot Qu�es
<br /> My new interest rate wiil become effective on each ChAnge Date.I wili pay the amount of my new monthly payment be�innine on ttx first
<br /> �����`� ' monthly p�yment date after the Chanae Date until the amount of my monthly pzyment chan4es again.
<br /> ' � ' (PI NWkeotCY���a
<br /> ,.. 7Ue Note Holder wilt mail or deliver to me a notice before each ChnnQe Date.Thr notice will adviu me of:
<br /> ��'h ' (i) the new interest rate on my loan su of the Change Date:
<br /> (ii) the amount of my monthly paymcnt foUowing�he Change Date;
<br />- • ..� �� + (iii) any addttional matters which the Nae Hoider is requfred to dicclose;and
<br /> ____ -�
<br /> ,. � (iv) the addrac of the assocfation you mutd coniact regudin�any quaHons about the adjustment notice.
<br />_-- '�"". .. • �,1: �. CHARGF;S:LIENS
<br /> .f'e • , . � '�•��i; Unifwm Covrn�nt 4 of the Security Instrument is amendcd to rad as follows:
<br /> :-- � �..�r,�';"'';;�;•.: 1. Cl�pt;I.ier.Horrower slull pay ali taza,assasments.and other chntga,fines,and impositions attributabte to the Propeny which may
<br /> �.,,:�-;^,,;. .
<br /> -• , � utaln a priaity over this Securicy iaytrumrnt,and leasehold payments of ground rents,if any,in the manner provided under puajraph 2 hereof
<br /> '�.vy1'l:i'.•',' ,� �,�.{
<br /> .. •j, or.if not paid in such manner,by Horrower makin�payment,when due,directly to the payee thereof.Borcower shall promptty fumish Lender
<br /> '^;..;� : . . � �II notioa of amounts due under this puaQraph,and in the event Borruwer shaU malce payment diroctty,&xrower shaU promptlY furnish co
<br />.;�;�-�r •�"�`--�• I.endet rooeipts evidene.in�:uch paymenu. Borrowa shall promptiy discharae any lien which has pNority over this Securiry Inurument;
<br /> • '�`'?n'� � bwever�Bocrower stnll not be required to dtschar�e any such lirn so�ons Rs Borrower: (�)�htll agree in w�itinQ to the ptymrnt of the
<br /> ` �'-�,� " d,�LiOadon securad by xuch Ikn in tAr manner�cceptable to Leater;(b)shall in�ood fdth rnnte�t sueh lien by,ot defend a�afnst rnfoccement of
<br /> � `� `�,� wdi Ikn in,ksal proceedinss which in the opinion ot Lender aperate to prevent the rn[orament of the lirn or forfeiture of the Propercy or�ny ,
<br /> _— part thereof;o�(c)eiyll ucure from the holder of such tien�n asrcemmt in n torm atisfactory to I.ender subordina4t�such ikn to this
<br /> `�� Secwiry Ioewmeot.
<br /> if l,aider determina that dl or any pue of the Property is subjat to a Ifen which may�ttnin a priority over this Security Instrumrnt.
<br /> — Leodec�1!�ive Bonowa a notta idrntifyin�such lien.<rowtr SRNI sattsry SUCtt titn or tate one or moca oi tne aeiians xi iain iu'v:c
<br /> .itLia tm d�Ys ot t6e�ivins ot the aotia.
<br /> C. 1V(r11LZ
<br /> IJoifam Coveo�ut 14 of the SeCUdty Imtrunxnt ii ametded to rqd u f�tlows:
<br /> K, H�1�e.F,�oept fa suy uotioe royuired utder applicabk taw to be Riven in�nother mmnec.(a)any notia to Borrower provided tor in this
<br /> Se�w�r latruoent sL�U De�{yea by ddiwerin�it a by rtuiUr�it by firu class mail to Borrowa�t the Property Addreu ar�t such aher address
<br /> u Da�ow�er way da�te EY naloe to Lcnder as provided herein.and lb)iu►Y nake to Le+►ckr shall bc tives�by Tirtt class m�ii to t_ender's
<br /> ddras�at�ppdp a to wch oUkr addrpa a 1,ender may desi�nate by notia to Borcower�s provided haein.My notia pcovlded tor in this
<br /> S�qrity I�e�t sWl bf deemal tolRV!bem�iven lo BOttOwa or I.ender when siven in tAt qtlqoly deti=nittd hercin.
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