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<br /> � 'roCaEt'EIER wn'H�Ii sne i,npnwaaaus now,ar Meytter erectod a�cee prapacy.�na all asen,a�cs.appii�tenances,� _
<br /> < add fixW[ei aav or be�.aRer a p�t oE We p�upt�ty. Ali trpbcetna�ts and idditions shai!a[so be rnvend by ehis Security
<br /> � Instrwnent. All of thafa�oii�g is c�eteired w in this Secutity tniwment as the"Ptoperty.".
<br /> _ BQRROWER COYBNAN75 ttut BoROwer is Iawfully seisod flf tt�est�te he�eDy convey�has the right to gnnt .
<br /> - . and¢alvny the Ptnperty�nd d�t the Ptape�ty is artancmnbe�ed.exaept fer tacwnbanees of nxoN. Bam+ver wm�anu and
<br /> �rill drfad gef�e�atly the ptk to tT�e�tope�againat dl ciaims and dsnands.subj�ct ta any encumb�ances of oocad. �. . �
<br /> ' 'fNlS SECtJltITY 1NS`t`RUMEN'F combiaes unifam.wven�r+ts far nazianat nse and noR-unifarm coveaancc with-
<br /> timitrd vui�tians by lurisd�tocc�nsEt�ate a ottifumt�ty insuuis�ent caveriisg�ea!glopestY.
<br /> ' � UNIFORM OOYENAIYTS. Boerower anct Lender covrnant and agree as toltows: �
<br /> i. Para�est d Priuip�l a�d I�terss�Preal�t ad Late�a�a. 8o�rowsr slnlE Promptly paY wtien aue the
<br /> �. pcincip�t of�nd inte�est an the de6t evidenced by the Note and anY Qrepaymene aod tatc chargea due u�Wer the Nae.
<br /> Z ��tar Taaca ad Ia�ra�ee. Subjece to appticabie taw or to�writtrn waiver by Laide�BoROwer sb�l!pay w
<br /> - L�ender nn thG d�Y manthly PaYments�e due undc�the Note.uatil thc Note is p�id in fWf:a svm t"Tvnds'7 for:(a)9�Y
<br />--- ' ' qxes and ass�ssmrnts which may aaain prioritp over this Securtty Tnsaumeat a4 a tien aa the P►�pesy:(b)Year1Y teasefwtd
<br /> _ = p�►ymetMs or gto�uid rent�ort the Ptoperty:if any:[c)YqrIY h�rd ar propetty insurdnce paetttium� td} Yearty fiaod
<br /> - insurance pr+emiums.if any:{e)Y��Y �n8���P��if any:and(fl any sums payable by Borrower to
<br /> - l.ender.in accordance with the pruvision9 ot'paragrapb 8.in lieu of the�yment of mortgage insurance piemwms. ltrese- —
<br /> itepts ace calted"Escmw ttems." L.rnder mAy.at any lime.coitect aM hotd Fwi¢s in an anwan[noE to exceed the maximum
<br /> aanunt a knder=Fot a fedmlty related mortgage laan may reqoire foc Bo�mw�ers escmw aecauaE ander the federal Reat
<br /> . Fstate Settkment Procedunes Act of 1474 as artiended fran time to tit�,12 U.S C$2601 et seq_t°RFSPA'�.unless another : ` - -
<br /> . . taw tdat applies to 1he Funds sets a tesser amount If s0.Lender may.at any time.mIlec!and hoId Fiindc in an amount na to ` —
<br />.� excood thc tesser antaitu. _Lec�der may�the uaount of Tw�ds due oa tUe basis of c�ent data and teasonable ` _ _
<br /> - estimates of expenditu�es of future Esc�aw l�ems ar al�nvise in accordance witb applicable law.
<br /> - Thc Fw�ds.shalt be hetd in an ins[iturion wlase deposits are inrtured by a federa!agenr},jnsaumentality.or en ��-.—
<br /> s 1 �Y �-�-
<br /> (including l.endtr.if i.ender is such an instituaon)or in any Federal Nome Loan Banic. Lender s6alt apply the Cw�ds to pay " �:-
<br />- the Escrow Items. l.eader may not charge Borrower for holding and applying tbe Funds.annuatly analyzing tlie escra�r.. _-------
<br /> a �. Y. _ accoun�or verifying tJte Escrow ftems.unless t.ender pays Barower intenest on the Funds an�!aPPticabie Iaw.permits' �--...,_
<br /> �° Lender to make such a charge. However.Lender may require Bonower to pay a one-time chasge for an independent real ' ���;�'
<br /> ---..- �tu�pating senrice used by Lender fi ronnectIan with this 1a�n,untess applirabte law pravides ot6emis� Untess an �'; '`: _
<br /> , � agreement is made or applicable taw�equires intettst co 6e paid i�ender shalt nat 6e reqt�ired to pag Brnma�amy interest or ��- . .--
<br /> . eamings on[he Funds. Borcower and Lender may agree in wnting.however.that in[zresc shall 6e paid on the Fvnds. Lender ��,-:,�,
<br /> � shall ve to Bwrower.withaat c an annual accountin of tt�e FunQs.showin credits and d�to the Funds and the �'�' `�
<br /> Si i�atg�.. � S ='"�'�» -=:�—
<br /> �. ���4• ���i4: p�upasa far which each debit to the Funds was made. 71ie Funds aze pledged as additianal secmity for all simis secured hy .. , _-
<br /> this 5ecurity Instrument. .•,�,�'�-
<br /> � r��.•.��--
<br /> • �; If the Funds held by l.ender exceed the amounts permitteci to bc helA by applicabte law,f.ender shall account to ,�.��,r?;__
<br /> :' ����' $orrower for the excess Funds in accardance with the requirement�s of applicable taw, if the amaunt of the Funds heid 6y� •r:;; ;�=
<br /> . .;sA;,� Lender at any time is not sufficient to pay the Escrow Items when due,L�cmder may so notify gorrower in writing,and,im : -;�.,, �•.-
<br /> _�� such case Bom�wer shup pay to l.ender the aenount necessary to matce up the deficicncy. Borrower shall make up the "`"74="'-'
<br />� '. Y:�l."' =L. ..-.
<br /> �.:�}�,�. - deficiencyr in no morc ltmn twetve monthly payments,at l.eader's sole discretion. �� � ' ;�-
<br /> .. _._��.r_ -_ Upan paYment in full nt all.sums secured by this Security instrumen�l.ende[shull ptomptiy refund to Sorrower any ;��;"r ` �-
<br /> �' Funds hetd by Lender. 1�undet paragrapb 21.Lender shall acquire or sell the Property.Lender,prior to the acquisition or -�-.���'��� ���
<br /> � • sale of the shall a l an Fundti hetd b l,endcr at the time of ac uisition or sale as a ciedit against the sums - ���''�i
<br /> ,� ProPertY• PP Y Y Y 9 •��+;:;:'�-'a=
<br /> _ . ��•= secured by this Security Instrumem. .�"�:,�'�+-
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<br /> �'� : 3. Applicatian af Pl�yments. Unless applicabte taw provides otherwise.all payments received by Lender ua�der • `�, , ..r`:"`R`
<br /> .;.,aF,�,:
<br /> -•�''=.�. paragraphs 1 and 2 shall be applied:Gnt,ta any prcpaym�nt chargcs due under thc Note:second.to amoun�s payable uader � ' ' :�_,;��'-
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<br />: ,;�.�;;.., ., patagraph 2:thlyd.ta intenest due:fourth,to principal dur.and fart,to any late charges duc under the Note. • ' �: :,�,:;;:
<br />� • ^�'� "' � 4. Cfia es;Lkas. Borrower shall all tAxes. as,essments,char eti, fines anA im ritions attributable to the '`�"�'!s�
<br /> y,.;,fa.� r8 PaY S - P°• , �...�;t,.
<br /> " `' ��'"' Pr a�hich ma attain nari over ihis 5ecurit lnstrument.and teasehold a ents ar ound renGti,if aa Borrower �'�?�;:
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<br /> ;:s;:::. :.s:�:> shall pay these obligations in the munner provfided in paragrapt►2,ar if not paid in that manner,Borrower shall pay them on
<br />� . time directly to the person owed paymen� Borrower shall promptty PumisA to Lcrtder aU natices of amaunts tn be paid under .
<br /> . "�,;,;;��'-.�_ - �ttis paragraph. if Borrower makes these payments directly.Boaower sha11 promptly fumish to l.ender receipta evidencing ' .;;=�-�� -
<br /> , `�' .�, ; ;;he payments.
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<br /> . �.:��:'�:
<br />���',l � w• �� �; ' Bomiwer shall promptiy discharge any lien which has priority over this Security Instrument unless Borravrer:(a1 agrees .�.�
<br /> ..�.s; �,=?"�,,,�•
<br /> �� � in writi�.�ii�tt�e payment of the abt��ion secured by the lien in a manner acceptable to Lender.(bk contests in gdod faith the ,,� :-
<br /> . � ;'`_`':;.- ` lien by,�Cefends against cnforc��r of ihe licn in.legal proccedings which in the I.ender's o�ini�n operare io prevent thc • ��,. �
<br /> : �����?: � enforcement of the iiea:or(c)sc�i.�s from thc holder of the lien an ageemcnt satisfactory ta Lendet subor�ar�tins thc lien � .:,:�A-
<br /> , ;��:°R •. to this Secufity insaurc�� �f Lender determines that any part of the Property is sabject to a lien which may attain priarity �.
<br /> , �-s :� '�� s � over this Serunty lnstcucrx;st.i.ender may give Borrower a no[ice identifying the tien. Boaower tihAll satisfy the lien or take
<br /> � • ;,' . , one or ma+ce v�the acttons set foNt a�ove within t0 dayy uf the�iving of noticc. '
<br />`±%� •� ' =-° , • � �. 5. �L�ud or Property lnsar�nce. Bartower shall keep the impravemencc now exi,ting or hereafler erected an the • , . ,
<br />�,i;'�- �-' ':. . Property irts�r�d against toss 6y Gre.haxardy includcA within�hc tcrtn"extended rovcrage"and any other hazardc.including � �
<br /> � �:. floods or flooding,fes a�hich Lender requires imurance. This insurance �hall be maintained in the amaunts ar�d for the �
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