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200404927 <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt `secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is <br />permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to <br />any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument <br />and in any Rider executed by Borrower and recorded with it. <br />.. . . ...... ............................... (Seal) <br />STEVEN A. RETZLAFF <br />- Borrower <br />r <br />. ... <br />1)J (Seal) <br />4-o� <br />TAR R. RETZLAFF <br />- Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA <br />County of .................. MERRICK <br />.................... <br />The foregoing instrument was acknowledged before me this .05- 14.2004 ....... . . . . . . . . . . . .. . ......... . ............ . ... . . . . . .. . .... . <br />.... ............................... (date) by MVFN .A. RFTZLAF.F;. T.ARA.B, RETZLAFF.. H.W.DA.ND. AND. wl FF............ ............................... <br />................................... ............................... .............................. (name of person acknowledged) <br />My Commission expires: 08.01 -2004 <br />2( ............... ..:'... ..... �.... ....... ............................... . <br />Notary Public <br />DEBORAH .BECK <br />GENHK NOTARY - Stata of Nebrs�lce <br />DEBORAH K. BECK <br />My Comm. Up, Aug. 1, 2007 <br />1/, . <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NE 8/1712000 Form 3028 1/01 (page 7 of 7 pages) <br />