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200404918 <br />Loan Number: 251030464 Servicing Number: 001324712 -7 Date: 05/10/04 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Ad* stable Rate Rider. <br />I 7—t 0,U (Seal) <br />DAVID L. SAWYER <br />(Seal) <br />(Seal) <br />MULTISTATE ADJUSTABLE RATE RIDER -LIBOR INDEX- Single Family <br />Page 3 of 3 <br />(Seal) <br />(Seal) <br />USR10023 (02- 23 -99) <br />I <br />