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<br /> - - l3. i.e..C1Nr�. te�hc twn s�c�ea by d�4 secu�try rnKrtanaic V,rs�a a,4rrwn,c.wa�rw�s
<br /> ��,ud thnt U�w it ifudly uwerproted so d�at tbe f�e[at a o�her lan cNu�a cdleceed or w be oollected ia ooanecl�oa
<br /> wiW tbe lowa exceed the pumiteed liroki,thea:(a)�nY w�h I°�°chui°'�11 be reduced bS►tbe artsount aroewrY 10 mduoe
<br /> -,7 tbe clMr�e ta tha permitted limit:�nd(b)anY wm�alrawly collected han Borrow�er whick exc+eeded pemaiued lianin wW n
<br /> =`� 6e rehuded ro Harrower.l�ader awy clwo�e eo rrWc�thi�rotlwd by�+educin�t6a principal ow�ed uuder the Nde ot bY a�lCia� ' \
<br /> - ` •ditec�psyment to$orrrnver. If a nfluid c�aiuca prtncip�tl.tLo reduction wW be tratod at a paNal Pn�eYma�wh�°� I _ _-
<br /> � �yrp�ymens charQe under the Note.
<br /> 14. Notka. Aay notla to Hormwer provided for in this Sxurity In�tnuna�t s6�ll be jiven Mi dallvecjn�it or
<br /> by mailin�it by firac clau mdl unless tpplic�ble I�w rarylt�es use of u�ther methad. T'he notice�i�t!!be dl�ected to d�a
<br /> propeKY Addneu or any ather addrix:BaKr�ver 8aign�tot by notice to Leodet Aoy�wtke w Lender sl�ll be Siveu by
<br /> -- fint clus m�ll to l.ender's sddras suted heret�or any other addresc Leader dai�rutes by notice to Borrower.My notkx
<br /> poovided fur in thls Sacuricy Inwumeat ihaU be deemed to have baa�Ivea w Borr+ower or Lender wl�en�ivea�t{xovlded
<br /> _ L�this p�rs�raph. -
<br /> `. —�� 1S. GovKdn�I.aw:SeverabWty. This Securlty Inctcvment ahall be�overaod by fedenl law and the law of the
<br /> 'r juridiction in whkh the Pnoperty ie locatal•In the event tlut any provision or cl�use of d►is Socudty Instrurtr.nt or the Nota
<br /> _.`; conflicts with appllcable law.soch conflict s1�aU not af�ect ather provisionc of this Soc�uity Instn►ment or tfie Note which
<br /> ._..,M._,.. _,r..:� can be given ef�'cet withoat the�ontlictjn�Pmvi�ioa.To this end the pro�vIsion�of this So►,'�rih'Ia�qva�at aad the Nae
<br /> ___•.-.. �..�,e��,►'xa;-.� ttr declued w 6e xvenble.
<br /> 1�. Borrower's Copy. Borrower stwll be given one coafomxd copy of the Nate�a�d of tdia Security Icutrument.
<br /> � , � • 1T. Tramter o[the Pr+operty or�Bwe6ctd Ioterat G►Bormwa'. 1f�il oc any put of the Property a�ny
<br /> �•�:�•�;` iaterest in!t is sold or tr�u►sfen+ed(or if a beneficixl interest in Horrower is wid a tranafaral snd Borrower is not s n�turnl =--
<br /> ;,;.,•'::' w�,rr�;' ���wittiaut Lender's pdor wrltten consent, Lender mxy.at its option�requine immedWe payment ln fuU of all suma
<br /> • . fecu�+ed by thi�Secariry Instrument.How�ver.this opcion shall not ba eaercised by Lencler If euercise is prohibited by tedeal
<br /> �, • ..�. .` .�, • law as of the date of thic Secur�ry InYtroment.
<br /> . If I.ender exercises this aption.Lender stall give Harower notice of Aoceler�tlon.T'f�e notke�hall provide a period
<br />• . ; . of not lecs Uwn 3p dayc from thn date the natice is delivercd or mailed witbin which Bormwer must pay all�una securod
<br /> by this Securlty Inurument.If Borrower fails to pay these swns pdor to the expicAtion of ddc period, Lender mRy iavaka
<br />� �ny remedi�x permitted by this Securiry Instrument without fucther not�ce a dertwnd oa Borrower•
<br /> ' • 18. Bormwer's Ri�ht to Reia�t�te. If Borrower mats certain cond9tlons.Sorrower ah�ll hxve the dght w have
<br /> ' enforoement of this Secur�ty Instnunent dlscontinued at any time prior to ttie earIior of: (a)S days(or such other period
<br /> as applicsbla lr�w rtu►y s�,ecify for rcinstatement)before sale of the Property pursuant to any power of atle contain�d in this
<br /> -__:_-.:_:_:_..____-:-_ Cer.urity Insaument;or lbl entrv of a IudRment enforcin�thia Security Inswtnent.7'hase c�ndidonx are that Honower:
<br /> . l (�)p�ys Lender all sums which thcn would be due under this Secudty Insuument and ti�e Nace as if nv«c�xic�++tiai:�wti `
<br /> � occurred;(b)curcs Yr►y default of any other covenants or agraments;(c)pays all expenses lncurrod in enfoc+cing this Socurny
<br /> I�strument, including,but not limitcd to, reasonable attorncys' fees;and (d)takes such actIon as Lendcr may reASOrwbly
<br /> � require to assurc that the lien�f this Securiry Instrument,Lender's rights in the Propercy and Borrowcr's obligation to pay -
<br /> � the sums secured by this Security Instrument shall continue unchanged.Upon reinswtement by Bonower.this Securiey In-
<br /> strument and the obligations secured hereby shall remain fully effcetive as if no acceleration had occurrcd.Howevu,this
<br /> �� I d�ht to reinstate shall na apply in the c:�,e of acce►eration under pxngraph 17•
<br /> 19. S�le ot Note;Cbange of Loan Servker. Thc Note or a partial interest in the Note(together with this Security
<br /> � Inswment)may t+c sold one or morc timcs without prior notice to Borrower. A sale may result in a chstnge in the enUty
<br /> ,� (known as the "Loan 5ervicer")that collects monthly payments due under the Note and this Security Instrument.There �
<br /> • also may be one or more changes of the Loan Servicer unrelated to a sale of the Note. If therc is a change of the Loan
<br /> � Servicer, Borrower will be given written notice of the change in accordance with paragraph 14 abave and�pplicabk law.
<br /> The twtice will sixte the name and addrcss of the new Loan Servicer and the addrass to which payments should be auide.
<br /> +� The natice will also contain any other information required by applicable law.
<br /> � � 20. Hau►edcws Snbstances. Borrower shall not cause or permit the presence,use,disposal,staag�, or release
<br /> ' of any Ha7.ardous Substances on or in the Property• Borrower shal!not do,nar a+llow anyone else to do,anything affxting _
<br /> • the Property that is in violation of any Environmentnl law.Thc preceding two sentences shall not apply to the p�esence. �._
<br /> • use,or storage on the Propen}•ot srn•rll yuantities of Hazardous Substances that are generally recognized to be appropriace _
<br /> to normal residential uses and to mainten•rncc of the Property.
<br /> Borrower shall promp�ly give 1Ander written notice of uny imestigation,claim,demand,lawsuit or other action by �' �
<br /> any governmental or rcgulatory agency ur private party involving the Properry and any Hazardous St�bstance or
<br /> Enviranmental Law of which Borrower has actuai knuwledge. If Borrower Ieams,or is notified by any governmental ur f
<br /> : regulatory authority,that any removul or other rcmcdiation of any H:uardous Substancc affecting the�raperty is necessary. 1
<br /> � Borrower shall promptly take ail ncces�ary remedial actions in arcurdance with Environmental Law.
<br /> As used in tfiis paragraph'_0. "Ha�arJuu�Subtit�nces"are thnse substances defined as toxic or hazatdous�ubstances
<br /> by Environmental Law and the foil��wing aub+t3nces:gasoline,kero.rene,other flammable or toxic petroleum ptoducts,toxic �
<br /> � � � pesticides and herbicides, volatile solvent�, material�rontrining a.besros or formaldehyde, and radioactive materials. As
<br /> ' used in this paragraph 20,"Em ironmental Irw"mean+fcdcral 1•rw.r•and laws of the jurisdi¢tion where the Property is located ;
<br /> � that mlate to health, wfety or en�ironmental prutection.
<br /> �
<br /> • NON•UNIFORM Ct1VF.NAM1TS R�vrower and I.�ndcr further ruvcnant and agree a� follows: .
<br /> , 21. Acceler�tion;Remedies.I.ender�hall give notice to Borrow�er prior to pcceleration fdbwing Borrower's
<br /> breach of any covenant or s�reement in this Security lnstrument(but not prior to acceleration unde�psn�graph 17
<br /> unless spplicable Inw provides other�►�ise).The notkF shpll speci[y:(a/the default:(b)thP action requirod to cure the
<br /> ; defiuit:(c)� date� not less than 30 days from the date the notke is given to Borrower. by whkh the defauh must
<br /> be cuetd:�nd(d)that failure to cure the defoult on or before the date specificd in tlx tatice may result in accektatbn
<br /> •—°----- a....e.,.����w......�� '1'I.n Mtirn chall fnethe�infornt BortOwe�
<br /> ` vi ine wms secured oy ii�ia occiii iij unu un�cu:::.o.+�.... -�----,.'
<br /> of the rig6t to rclastate after yccelention And the ri�ht to brinR s►court action to assert the nontxistence of x defAUlt
<br /> • or any other detence of Borrower to ncceleration�nd wk.1f the det�ult is not cured on or before the date speci�ied
<br /> , in the aotice,Lender at its option may rrqWre(mmediate poyment in WII of�►11 sums secured by tht+5ecurity Instntr�x�t
<br /> � wN6out fLrther demand and ma�invo{ce thr p►wer u[wlr ynd Am ucher remedJes permitted by�pplicabfe lxw.Lender
<br /> I shtll be entitkd to calkct atl rxpenses incurrrd in purcuinR the remedies provided in Wis parygraph 21. ineludiag�
<br /> but not Itmited to. rca.wtwble attornrvs' fies s�nd costs of tltle evldence.
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<br /> ' Fon��{ fIM (pa�te I oJ S po�es�
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