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<br /> TQGETH6lt W1TH�1!�t4e improvemcnis txiw ar hercuite�ercctect�n thc prupcny,v'ii�'r1i cu,c��n:��t+,�Npu:t;.narwt:,
<br /> and�Ktures qaw or t�ereuf'tt�a pArt at thc pmperty. Atl rcploccments wnd udditinns sh�il�Iso be cave►ed by this Secarity
<br /> Instrument. Atl of the fcuegain�,is rcftrred to in this Security Indtrument y+ihc"Ptopeny."
<br /> B(3RRUW�R COV�NANTS that Borrowc�ts lawfully xeised of the cstutc hcreb��cunvQyed and has the right ta grant
<br /> ��o���y�he pm�Crty ancl ttkt the Penpeny is uneneumbe�+ed,exeept for ancumbrn�u:es of record. Burrawer w�rrents and _
<br /> _ will dofend gener�ily ttws titk��o the ProPertY aBainst all cl�imc nnd demrnds,xubject ta any encumbmnres of record.
<br /> TH1S S�CURI'PY IlV9�'R!lMENT cambinex unifiau� wvenau� far natiunut u+c� �uid nun•uniforrn covenunts with -
<br /> — — Hmitod vuietla►s by Juriaditti�n ro consdtute a unifurm security imtrument cavering rrul propeny.
<br /> ""� UNI,FORM COV�NANTS. Boirowe�and Lender cavenant and agree us fullawa:
<br /> -- 1. Paynldot at Priipc�lp�l and Intet�est; Presutyment and Late Chtrr�es. Borrower shuli promptiy pay wben dae the
<br />-,� princlpal of And intemst on tht debt evidenced by th:Note and uny prepaymcnt and late charges due undor the Note.
<br /> 2. Funds far lbxes and Insurattce. Sub,jGCt to applicablc law or to a written waiver by Lcndcr.Bonower shal!pay to
<br /> --z_= ___ _--_-- .�-_ Lendor o�tht day mauhly P�yrrxnt�arc due under ihe Note,until the Note is paid in full,a sum("Fuads")for: (a)yearly
<br /> taxes and asscssmsnts which may at.t�in priority over this Security tnswment us a lien on the 1'roperty;(b)yei►rly lcaschold
<br /> - payments or growsd rents on dti; Pmperty,if any; (c) yearly hazard or prc�peny insurance premiums; (d) yeurly flaxi
<br /> � insurunce premiums. if any; (a1 yrr+rly mortgage �nsurnnce premiums, if a�y; and (� any sums pay�ble by Bocrower to
<br /> Lenckr,in aecordu�ce with ttle pmvisians of paragraph 8,in lieu of the payment of mortgage insurance premiums. These
<br />-_• items are caUed"Esemw Ittmi' Lender may. at uny time,collect and hald Funds in an amaunt nat to exceed the maximum
<br /> amount a lender far a fede�ally rGL�ted mongage loan may requivc for Borrower s escrow accaunt under the fedcral Real
<br /> - Estate Senlanent PrcicerJur�s Ac-t of t474 as amended from time to time.12 U.S.C.§2601 et cey.("RESPA"),unless another _
<br /> - -- - = 1aw tiwt applit:�to th�Funds scts a l�sscr amoant. If so,Lender may,at any time,collect and hold Funds in an am��unt not to �
<br /> .r exceed the lesscr cu�tount. Lenckr may estimate the amount of Funds due on the basis of cucrent data and reasonable -
<br /> �,- estimates of expenditures af futura Escrow Items or�therwisc in accordance with applicable law.
<br /> ',Y.� :,,, . Tt�r Fu►xis stwli bt h�.Id in an institution whose deposits are insured by a federal agency, inctrumentatity. ar entity _
<br /> _ (including Lender,jf Lender is sixh su►institution)or in any Federul Homc Loun Bunk. l.ender sha{(s�pply the Fund+to pay
<br /> ,�.., ,+„ the Escrow Items. Lender may not chuge Borcower for holding and upplying the Funds, unnually nnalyzing the escrow
<br /> account, or verif!'i�L the �sc.n�� �Qe'ms, unless Lender pays Borrawer intercst on the Fund+and applicable law permits _
<br /> Lender ta mtrJce suvh a�1asr�,r4• Hlowever.Lender may reyuirc Borrower to pay u one-time chargc for an independem mal _
<br /> , ; estate ta�c rapcmin�sen:+✓:used by Lendcr in conncction with this loan,unless applic�ble Inw provides othcrwise. Unless an --
<br /> �greement is m9de o�wj�pticable laW requires intcrest to be paid,Lender Fhall not be nquimd to pay Borrower uny inter�st ar -
<br /> ;, earniqgs on the C�ods. Bomower and L,ender may agc+ce in wnting,hawever.that interast shxll be paid on thc Funds. Lender
<br /> '' stull give ta 8arm�ver,wtthout charge,an unnuul accounting of the Funds, showing credits and debits to the Funds and the
<br /> ' pwrposc for which�e�a+:h debit to the Funds was made. The Funds su¢pledged as additian�t securiry for ull sums sccured by
<br />- - T�*��:`: � this Secunty Insuumv��t.
<br /> r• � t � If the Fund� lnei�9 by Lender exceed ihe amountc permined ta be held by applicable law, Lender �hatl uccount ta
<br /> ''r' "'�"'� Bornower far the�xeess Funds in accordanee with the rcquirements of applicable luw. If the amount of the Funds beid by
<br /> <,�nti.�', �� Lende�'at any time is not sufficient tu pay the Escrow Items when due,l.ender may so natify Borrower in writing,and.in
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<br /> - �::.:•t a�•;;c:; � ` such exse 6onowcr shall pay to I.ender the smount necessary io make up the defieiency. Borrower shali ma1:e up the
<br /> •:�;?��?`"•"�•'�'��+"' deficioncy in na more than twelv�monthly payments,at Lender:sole discretion. _
<br /> _ f�.u��;;, Upon paymeMt io f�al)of a71 sums secured by this Securiry tnstrument. I.ender shall promptly refund ro Borrower any _
<br /> ���;.;y;�,,;��,,. Funds he{d by Le�xler. Et',ender paragraph 21,Lendcr shall arquire or scll thc Property,Lender,prior to the acquisition or _.
<br /> ,;�r:+ :�•��:+:=,-�.r.� � sale of th�:Property,st��l1 np�ly any Funds held by Lender�t the time of acquisitian or sale as n credit ugainst the sums
<br /> '� ` "',,,•,,,,,,;,,�., sccured by this Secarity Ir�stnim:nt. _-
<br /> °-- � ' , 3. A�►plits+tlon of Pay,Tr+als. Unless •rpplicable law provides othcrwise. all paymcnts mceived by Lender under
<br /> - �'�"'r��.A; paragraphs ( w►d 2 shall be applitx�: first,to any prepayment chazges due under[hc Note;second,to amounts payable under
<br /> _';a. M" ;�.;:,. .� puagraph 2;thlyd,to intcrcst due;tourth,to principal due:and la,t,to�ny late charges due under the Note. _.
<br /> ��a . �c ta 4. ChnrQes; Liens. Born�wer shrll pay ail taxes, assessmcnts, chargcs,fines nnd impositions attributable to the
<br />- .w, `�*�.•:::;:•:. pmperty whkh may attain priority over this Security Instrument,und lcasehald payments or ground rents,it any. Borrower -
<br /> '� � � stull tturse obli ations in the mYnner ovided in aru ra h 2,or if not aid in that manner,Borrowcr shall pay them on =
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<br /> ��._�.; time ditecd}�to the persrn owed payment. Borrowcr shalt promptly fumish tu Lendrr all noticcs of amounts to be paid under _
<br />-;�� . � this parAgra�ala. If Borrower mskes these payments direcdy,Burrower shall prompdy fumish to Lender receipts evidencing
<br /> ,.-r��V�:,} ' the pay�nxnt4.
<br /> .�e�;`�.._: �. gnrmwrr sh.tll prompdy discharge any lien which has priority over this Security Instrument unless Borrower.(a)agrces
<br /> -�; ..� •. � in wtiling ta ttw payment of the oblisation secumd by the Iten in s manner ucceptable to Lender,(b)contests in gaxi faith the
<br /> �••• �'•"`'�'�' lien b ,or dei'ends a ainst enforcement of the lien in,Iega1 proceafings which in the Lender's•opiniun operate to prevent the _
<br /> ?� enforoc�a�ent of the 1(en;or(c)secures from the holder of the lien�n agreement satisfactory to Lender subordinating the lien -
<br /> _ � �:; to ihis Security tnstrument. If Lender detennines that uny pxrt of the Property is subject to a lien which may attain priority _-
<br />= over this Securiry Instrument,Lender may give$orrower a notice identifying the lien. Borrower shall satisfy the lien or take
<br /> '—"�'�`-=--� ons or more of the actions set forth above wi�hin 10 days of the giving of notic�.
<br /> : ,��: 5. Ht�za�d or Property Iasurance. Borrower shail kecp thc improvements now existing on c�reaftcr cmcted on thc s
<br />-_ �.� `:��•• Prope�ty insumd against loss by fire,hazards included within the term"extended coverage"und any other har.ards,including �
<br />'�� flaods or fiooding. for whieh I.endor cequires insuranee. '[t�is insurance shall be maintained in the amounts and for the
<br /> -��: �a Fbr�q 302i 9/90 f�+�+gt:nf6 pogts) "�
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