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`�� _ ., ..�r. .%.�ti..._: . .( Jf.�1 '— <br /> _a�. .,.�ff•^� j.�%��. } ' " <br /> �-�� . � j. __ � <br /> -' : . , . � ...___—_," . <br /> '.i <br /> _-- '-.. <br /> _ � �-.t� <br /> ,93- i+o9s�Y <br /> --� • 'I�3FT�'.R WITH dl the improvet�xntc now cr trorcatler eroctod oa the property.�nd all aaemaMA��ppurfantrcm, <br /> — and fixtwes_nbw or hercafter R put of the propertY. Aii cepl�ctmeoix W�+rt33tt�+�+:ls�l1 r!%a!�t°"=s=��!'��!�7 <br /> Insuumen� All of the foregoinY i��ferted to in thi�Security 6utrument a+the"PropehY•" <br /> BORROWER COVENANTS that Bortower is Ixwtully�eired of the e�t�te hereby conveyal�nd huc tho ri�M eo�nt <br /> and convey the PanpectY wncl that�he ProPectY is w�encumbercd,except for encumbrurce�uF raurd. B�xruwer wur�nu�nd <br /> w1U dafend senerally the dtk to the Pnepercy aWUst dl cldms u�d de�nNnds.wbja►w�ny encumbt�nc�e�of rocord. <br /> ��""°—��—�' TRIS S�C:URITY 1NSTRUMENT ccmbincs unifam covrnanls fM mtH gl u�e�„n�xi•uNfarm covea�Mr with <br /> iimited varis�tiona by Jurladiction toconat(cute a uniform sxurity in�trument cav�tin real <br /> -- UNIFORM COVENANTS- Borrower and Lender covenmt u�d�rre u follawr: �,,,�,r wr <br /> l. Paymtnt otPrincipN �d Iatt�eat;PreW7meMt�d I.ak Clu��er. Ii�xtower siull 1 when due the <br /> _ princi o�'and lnttrest on ihe debt evidenced by the Note and uty pcepnyment And IRte char�ea due under the Nato. <br /> � �nds[or 7tixa aad iawr�aca Sub,Ject to applicable l�w or to r written waiver by L,ender,Bo�ruwer�11 p�Y w <br /> Lcnder on the duy monthly paYma►ts are due under thc Note,until the Nate ia paid fn fLll,a xum("F�urJx"1 far:(x)yearly <br /> — taxes and aasessments which may utain pdority over thi�Security Tn�wment ac a lien on the Rnpeny;(b)yerrly le#�rehc�ld <br /> payments or ground rents on �ea�rlRmortta e�insu�i�n e��rcmih um� if any�'.+nd�� A^�m WY ble�by y8orrower o <br /> insurance premiums,if eny: (e)y Y 8 B P <br /> Lender,in accordance with the {xovisions of puagraph 8,i,n lieu of the payment of moAgage incurarxe premiums. 7tiese <br /> items ara called"�scrow Items' Lender may.at any time,collecc and hold fi�nds in�n amou�t rw1 to exceed the m�ximum <br /> amaunt a lender for a federally related moctgage loan may roquire for$otrowerS�efcrow �ccount under the fa{erai Re�l <br /> Estatc SetQament Procedums Act of 1974 as wt►e�d from time to time,l2 U.S.C.�2bU�et s�y. t"RFSPA").unless another <br /> -- -- -- — law that applles co the Funds sets a le��er amount. If so.Lender may,at any time,collxt and hold Punds�in�n amwnt not to __ <br /> �% excecd the lesscr amount. Lender may estfmate the amount of 6Lnds due an thc basls of currcnt d�ta+u�d raas�w�tbb <br /> est�mates of expenditures of futun Escrow Items or otherwise in acccxdance with uppNcabk law. <br />' The Fund�sha11 be h�id in a�v institution whose deposits are insured by o federai Agcncy,in:trumentKlity, or entlty <br /> � (including Lender,if Lender is such an i�stitution)or in any Federal Home Loan Bank. Le��der�hall upply the Fl�nds to pay = <br /> - the Escrow Items. I.cnder may not churge Horcower for holding and applying the Fvnds.wnnu�lly annlyzin�the escrow <br />:��, account, or verifying the Escrow ltems.unless Lender pays Borrower interest on the Funds and applicrble law permitx <br /> L.ender to make such a charge. However,Lender may re.7uire Borrower to pay a one-time char�c for�n indepe�denl reAl <br /> estate tax reportin$service used by L.ender in connecdon with this loan.unless applicnbic tuw provide�othenvise. Unless�n <br /> �r� agreement is made or applicable low requtres intenst to be paid,Lender shall not be requircd to pay Borrowcr any intercst or <br /> esrnings on the Flinds. Borrower end Lender may agrce in wdting,however,th�t interest sh�ll be paid an the�unds. Lend�:r <br /> _.��a�.�� <br /> purposevfor�hich ench deblt to the F�Lnds esumade. ThenFgLnds are pledged us addit aul security fort�ll�umc�secured�by <br /> - ` this Securi�y InsU�wuent. _ <br /> If the Ponds held by l.ender exceed the umounts permitted to bc heid by applicabie IAw,Lendcr shall account to <br />'`' ' • Borrower for the excess Funds in accordance with the requircments of Ypplicable law. If the umount of the Funds held by <br /> Lender at any time ls not sufficient to pay thc Escrow Ucros when duc,Lendcr may so notify E3ocrowcr in wridng,�nd,[n — <br /> such car,e Borrawer shall pay to Lender the amount necessucy to muke up the deficiency. Barower shall make up tha <br /> ` .� . deficicncy in no more tban twelve monthly payments,at L.endcr's sole discretion. <br /> •, � Upon payment in full af ali�ums secur�d by this Security Instrument,Lender shul�pmmptly refund to Borcower any <br />-� = '.`,�,:��"� � Funds held by Lender. lf,undet paragraph 2l,Lender shall acyuin or sell the Property.Lender,prior to the acquisition or <br /> , , sale of thc t'rc�peerty,shall apply any Funds held by Lender at the time of acqui+ition or sale aY a crcdit�gainst the►ums <br /> ;�,:.�. „�,,,'•°'•• � secured by this Security Instrument. <br /> �`� '� 3. A Iication of Pa ments. Unlc,s applicable luw provides otherwisc. �II p�yment� rccelvcd by Lcnder under <br /> . .,r��h_•r;a'���'' pp y <br /> ; �?,y��'; �_ �.t,.� , paragraphs 1 and 2 shnll be applied:first,to uny prep::yment charges duc under thc Note;ticcond,to amcwnts payable under <br /> • ;t f,�;l;,,;;a„y,,,,r.,;,;�. ' P�BrePh«;third,to interest due;fourth,to principul due;and last,to uny late cha�ges due under the Ncxe. <br /> _t•.��,.:.,,:.,:,,�• • 4. Gharges; Liens. Bonawer shall pay all taxcs, atisessments, chazgcs. finrs and impositions attributable to the <br /> _:..••.�.• : �, Property which mAy uttain priority over this Sccurity Instrument,and Icaschold payments�r ground rcnt,,if any. Borrower <br /> � �'�� ,r � shall p�y these obligations in the manncr provided in parn�raph 2,or if not paid fn that manncr, BoROwc�shall pay them on <br /> ;.���;;`•^:.,. _,�„ . <br /> ,• R . time directly to the person owed payment. Borrower shall promptly fumish to I.ender ull notices of amounts to be paid under <br />_'r ' .�;i�,.'�!.,..�.=��� .. this parngraph. If Borrower make�these payments directly,Borrower shall promptly fumish to Lender receiptx avidatcing <br /> �;�.,�,;_ :. .., the payments. <br /> .'".'`5,�.'`:`•`� • • Borrower shall promptly dischargr any licn which hus priocity over this Sccurity lnstrument unless Bormwer.(u)agrces <br /> � �' ' !n writing to the payment of the o5ligation secured by the licn in a manner acceptable to Lender, (b)contests in good faith the <br /> "�� "� : � licn by,or defends against enfonernent of the iien in,legul proccedings which in thc Lendcr's opinion operrtc to pmvent the <br /> � '•� �'�`� ��� enforcement of the lien;or(c) sccures from the holder of the lien an agrcement sati�factory to Lender subordirnting the licn <br /> °`i, .•,..."'�b..'. <br /> . � , ro this Security Insuurnent. If Lender derermines thut uny part of the Property is subject to a tien which m�y •ritt►tn prioriry <br /> �•�• � ovcr this Secudty Instrument,Lender may give Borrower u notice identifying the tien. Borrower sh•rll�utisfy the lien or take <br />;;�;� ;� ,,;. _ . one or more of the actions set fath ubove within 10 duys of the giving of notice. <br /> �; . S. HAtArd or Property Insura�ce. eorcower shatl keep the improvcmcnts now existing or hemaftcr crected on thc <br /> ' `�'��`. � , Property insured against loss by 6re,hazards included within the term"extcnded cuvcrage"and uny othcr hur.ards,induding <br /> �'--'�=—' �---•-• Aoods or flnoding,for which Lender requirca insurance. 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