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<br /> 7�0C3k IHBR VYlTH dt tfie ianpooromaMs Nuw«ha+aAor erocNd ca the p[opny,aod�11��,
<br /> aad t�wre��ow or 6an�ttet a prt+N ti�e p�op�ty. wil e�oe�pena�no aoditloa.�haii aiw i�i v�r::,f�-�r i�i:�:�'`�y
<br /> Inwument. Ail of 1he tarqda���M'atod 10 in dd�Security lnwun�euM tu�tbe"Propaty.'
<br /> BORROWEft C�OVENANTS that fkxruwet is l�whilly�ei�ed o(the atak baeby oonveyed�nd Iw tbe rl�ht ta�rat
<br /> and convey the Propaty sad Ihat the Pmpaty is wia�cumbua3.exoepl for anrwnMance�ot recad. 8amwe�w�rrNnes�od
<br /> wW detend=ooenliy d�e dtk w tbe P�op�tty�pie�t all cWm�aod demrtd�.wi►�Ct w�oy encumbnmw d'naant.
<br /> THIS SECIJRiTY INSTRUMFAI'I' combiae� ualfam coveo�w far nstio�l we �u►d nai�uaitaRn ooverwat� witb
<br /> -9 � liml�ed vuiatk�u by juris�iictbn to c�omtituk�uaifarm�ecucity ioitrua�eot covaL�ral prr�peey.
<br /> -- iJNIFORM COVBNAxVTS. Bormwcx�nd l.aida oovetwnt�nd aQroe s�followa:
<br /> 1. ttiyaeet at Prioclp�aod I�ta+erti�P�l��Lste Glwirpr. Bo�rawer�h�Jl P►�4�Y MY wlba due die
<br /> pcinci of and inta�ect oa the debt evida�cal by ti�e Nde aad saY P�P�Y�t md lute clu�rRe�due ueder the IVo1o.
<br /> � I�edt toe'[Mx�o asd Iwnqoe. SubJect W applicabk l�w or w�wriuen w�va by[.ender.8onnwer�IWi p�y ta
<br /> I.eoder oa the day manihlY PiYma�t��na dua undec the Note.nndl the Notc i�p�id in fuU.�sum("�md�")fa:(�)Y�Y
<br /> -=T�--- t�xec aad�u which may�ttain prioriry ot�er th1�Seauity Instcumnt u a lien o�the Propa�ty;(b)yearlY kasehoW
<br /> PAYmentc or gtound rcnu aa the Property.if�ny: (c)Y�Y �� a P►'�P�Y ��� P�'��ums: (d) yearlY flood
<br /> inwmnct prcmiwns.if any:(e) Ywdq mart�a�e inwra�e P�+emiums. if�ny; �od(� uey wrt�WYabk bY Bon+ow+a b
<br /> L,ender,ia accordaaoe with the ptovisions of p�rngraph 8. in lieu ot the pay�nent of mat�age insuranee{xemium�. '�eie
<br /> items u�e cailod"F.ccxow Items." I,ender rn�y.at�ny�tae.collat and hold Punds in�n anwunt not W exoeed tLe muc�nua�
<br /> amount a kn�kr fa a federWly relat�d mortg+�ge loan may rcquire for Ba�wa's esccow a�count ueder the federal Rerl
<br /> Esta�e Seeclaneot P�ncedwes Acc of 1974 as�,nended from t�rt�e w dme. 12 U.S.C.�2601 er:eq.("RFSPA").uaku auo�Mr
<br /> law 1h�t applics w the Funds sets a ksier amounG If s0.l.ender auy.u any time.collect ud boW Eiu�de in aa amount not to
<br /> -s;: — excxed the lesser amount. L.ender miy esdmatc the a�rrouat d Funds due oa �he busix u[cumeot data and rcaw�a�ble
<br /> -�. estiau�tes of e:pasditw+es of fuwre Escrow Items ar otherwise ia�cco�donce wlth applkable taw.
<br /> �,t ,�r The Fiu�ds stall be heW in an inctitudon wlwr�depo�its are inwnd by a fakrsl n�eacy�in�wmmWItY.ar eatit3►
<br /> (inchwiing I.ender.if I.ender is�uch an instin,tion)ae in�ny Fod�r�l Horne I.oan Banlc. I.ender sh�U apply the fi�nds to piY
<br /> the F,sc�ow items. Lendu mty aot clurge Borrowa fa bolding and applyiag tbe Eiu�ds.aonwlly analyzins tbe esaow
<br />`�,`,��: �'; accaun� or verifying the Esccuw Itemc. uakss l.ender pays Horrower interat on the F'w�ds and appli�Me law peemlts
<br /> �::;� •I.Y'+, L�cnder to nwke such a charge. However.LeAda mxy roquin Bocnowa�to pa�y a ooe-time charge fa ap iuide�endeat rcal
<br /> :?•�;�" estate tau nporting service used by L.eader ia cannectioa with this loan�unkss bk law provides ott�avvise. Ua{a:�n
<br />,:�•�1'r�'.. agnxment ic made or applicable law rcquim inttrest to be psid.Lenda slWl aot��rquirod to pay Bonawa any interat or
<br />``�"�• euniags an d�e Hmds. Bomower and I.ender may agroe in writing.howevcr.that intenst slWl bc pRid an�he F�nds. Lrnder
<br /> sha�ll give to Bortbwer.wlthout charge.an annual acconnting of the E'w�ds.stawing ctedits and debitt W tbe Fiuds and the
<br /> _.;:�.::, '���� Pa�se for which exh debit w the Funds wu msde. The I�nds ar�e pled�od as additioaal secu�ity for�ll wan socu�ed by
<br /> r-��t titis SeCUIitV InsttumenG
<br /> �-� �,;,�-:, _ If ehe Funds held by L.encier exceed the anxwnts permitted to be held by applicable lava, I.ender shalt aocount to `
<br /> � •''� ��'•� '::.�.�`'��; ' Bomower for the excass Funds in uccordance with the nquirements of applicable law. If the amount of the Fi�ndc held by
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<br /> 4�,ti �t,;�;; �• Lendu ac any time is not sufficient to pay thc Escrow items wF�en due.I..ender may so notify Bomower in writIng,aod,in
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<br /> � ��'•`�d such case Borrower shall pay to I.ender the amaunt necessary io makc up tbo deficiency. Borrowu shall make up the
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<br /> ?4',:��. ,� �,,;t,;�:,,;� - deficiency in no moro than twelve nionthly payme�ts,at Ixnder's sole discredon.
<br />: . 'e"'��•..::, � U p o n p a y m e n t i n f u l l o f a l l s u m s s e c u r e d b y c his S c c u ri ty Instrumen G i.ender shall p um p t l y refund w Bamwcr an y
<br /> -� ���'°��'"•''''�" Funds held by Lendcr. If;under parugmph 2I.Lender shall xquic�e or scll the PtopeRy,L.ender,prior to the aoquisition or
<br /> : •'• �:-"•" , sale of the g+opeRy.shall appty any Funds held by Lender at the time of acqaicidon or salc as a ccrdlt against the sums
<br /> :;ny*,,,;;;�;�,;,.. secuad by this Security In�trument.
<br /> _ �'�'���^�'•''����."� 3. Applicatbn ot P�yments. Unless applicablc law provides otherv��ise, all payrnents rcceivod by Lender unde.r
<br /> '_�, ;;�.f�j.i�":r:�:.+m?. p�S�Phs 1 and 2 shull be applied: first,to any prcpuymcnt c6arges due under the Note;second,to wnounts payabk utder
<br /> paragraph 2;third,to intemst due:founh,to princfpal due;:ind last,to any late chazges due uncSer the Note.
<br />�4.��'s .�-��= �-•: " . 4. C6ar�es; Liens. BorroW�cr shall pay all taxes, assessments. charges, fines and impositions �ttributabk to the
<br /> �"�'�` !�`n. which ma attain riorit over this Securit Instcumcn�and leasehold ments cx round nnts.if an Bormwer
<br /> . �,.•.•;:: ProlxnY Y P Y Y p�Y 8 Y•
<br /> ,,,:.� ;' ?�,��,;.. shall pay these obligations in the manner provided in p:uagrs�ph 2,ar if not paid in that manner,Borrower shall pay them on
<br /> , ?' '� time directly to the person owed payment. Borrower shall prompdy fumish to Lender all notices af amounts to be paid under
<br /> � , this paragraph. if Borrower makes Uu�e payments direcNy,Bc�rtower shaU promptly fumish to l.ender�oeipts evidencia�
<br /> ' ' ' . ' the payments.
<br /> � ' Borrower shall promptly dischsuge any lien wbich has priority o�er this Sewrity lnstrument unless Bomower.(�)agroes
<br /> , . in writing to the payment of the obligation securcd by the lien in a manner acceptable to L.ender,(b)contests in good faith the
<br /> °' lien by,or defends against enforcement of thc lien in,legal prc�ceedingc which in the l.ende�'s opinion operate to prevent the
<br /> • '����:�'�=•�' enforcement of the lien;or(c)k�curex fr�m the holdcr of thc lien an agtcement satisfxtory to Lender subordinating the lien
<br /> {�'�.;,�'�" ' to this Security Instrument. If Lender deurtnines that any paR of the Propecty is subject to a licn which may atttin priotity
<br /> ovcr this Security Instrument.Li:nder may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take
<br /> '�" ��`�`` � �°� onc or more of the actions sct forth aboce within 10 days of the giving of notice.
<br /> •?�: .• 5. Ha�ard or Property lnsumnce. Bnrrower xhatl kc�p the improvcmentc now exi�ting on c�rcafrer erccted on d�e
<br /> �'" � Property insurcd againu loss by firc,hazard�includcd within the tcrtn"cxtcndcd co�•cragc"and any othcr hu�aids,includin�a
<br /> '"n floods ar flooding, for which Lender rcquimti insurance. This insurancr shall be maintained in the�nwunts atid for the
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