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' :�i � "'v� '^�'• � .� __" <br /> _:� � <br /> -_ -- •q•, r� ADr1usTAB�ua��c�.�� � 1�5 � . <br /> . <br /> r ( <br /> -- � THIS ADIUSTA�LB RA7'L RI�R M.wd.t� 5TH r.y p� NOUEN�ER -1!9� . <br /> . �.d M Mwo�O�M Wo Md�MNI b�8��d a�d�r1 wpi�wt W MorWM.DMd d't1r��ar�cwMy DMd(tM"fawky t�w�rt'10� . <br /> tM rst dM�tiwn b'1 tM�wd�MtMd ltM"/o�row���l to Mcw�latroaK'1 Ad}Y�NM RMf NOp(tM"Nott"1 to <br /> ��Q W,.��t�a.r,•)ot tMt wM 4M.a.a oov«ly tM vroo�r araiaa i�A.�e�rYr 1wrw�wl a.+�oaal�t: <br /> ��� —� 1114 N. 6ROAOUJELL. GRANO ISLA(VD NE 6881?3 <br /> (ProMnY Addra�) . <br /> TMa rNt eNl�M'��w��t����Y � MMn�I nM 1M� MMM7 <br /> ���.TW NM Ys�Y�iU tM ww�t�y b�l esM ear e���t�wt tl�t aM <br /> Yw IM■Wwr��M IM�tl��r�M l�t M7'. <br /> ADDITIONAL COVSNAN7'S.In�ddition W the oovenwts md a{reenxau nude!n the Se�dtY Imtcumau►Ho«o�'er�d 1'�1� <br /> turihtt oovdMnt and yra as tolbws: <br /> A, �PIY�T RA7'B AND MON7HI.Y�AYMENT CNANGE9 <br /> The Note P�ovidec for an INtial Intuat rue ot 5.B75 �.S�ctbn 4 ot the Nou provides for clw�1n tbo iataai raq�nd tba <br /> moathiY P�ya�n�.a fdbwi: <br />'y.t 4, /NTEIPEST RATB AND MONTNLYPAYMBIVT CXANQBS <br />-' c� ��` DECEmBER .t4 9�► .�a ou e�at aoy e+�ar <br /> == The inurat rue 1 will pay may chanYe on the fint day ot <br /> -= 12 months thaeaftu.Each due on wtJch my intaat rate coutd ciw�e is ailtid�"C'6�nYe W tr." <br /> � (/) TM Wts <br />.��� Ae�innins with the Cuat Ctun�e Wte,my ina�at rate will be bued on an index.'Rie'•Index"b the wakly avc►yo ykW on Udt�d St�ta <br /> Treasury eernritia�djwted to�conitant maturity of 1 ytu.u made avdlable by the Feda�l Re�vo Boud Tho mat reant lodax!1{w�e <br /> ��� ar�il�Me�s oI ihe date 43 d�►ys betore ach Chanae D�u Is cal(ed the"Current index." <br /> �'= If the Index is no fonQa availnbie,thc Note Holder wiU choae a new indac wMich b b+ued upon cc�mp�uable infor�don.Thn t�ote <br />_.-�. Holder wil!dve me notia of thls choia. <br />� tc:t c�icrh�iu.o��i..�. THREE AND ON�-HALF � � <br /> Before each Chan4e Date.the Nae Holder wiU calcuiate my r►ew inureat rate by addin� PG+�= <br /> • ,� po{nq( 3.5 Ry)co the Curcent Index and rounclinQ co�he nearat 1/eth ot 1�.subject W t�c liniu uata!ia&xtion 4(D)4dvW <br /> ,,�y�{ ` �� 'I'bit rounded amount wUl be my new lnterest rate until the next Chanae Dute. <br /> ^��r �c'� The Noce Holder wip then Cetermine the unount ot the monthly payment thnt wouid be sufPwti�nt w rep�y In full tha princip�l I am <br /> y µ "`''' '' � ��� expected to owe on tlut ChanQQ Date in cubstand�lty equal paymenu by the maturity d�te�c my new jaterat rate.Tho rcs�it ot thb calcul�tlaa <br /> '��'�'" w i 1 1 6 e t h e n c w a m o u n t o f m y m o n t h l y p a y m ent. <br /> y��r�:�if"i►`��Vi.;.k�.:. <br /> • p:�hv '. :. ��.. "` ID) IJ�rib OM(�lt(fft Rat!CY�qQti 7.97r'J � Or ldi �Yi <br /> .:r'a?..wx.•. .� :s.�• The laterpt rate I am rcquired to pay at the fust Chanae Date wili na be Yrc�ur then <br /> ` . :y�.`•:. ...,�,,R,,;. •� �N.Thereafter,my interest rate will nevtr be lncreased or dc.reased on wy smYic�han4e D�te by more than T�� <br />'Y : - �`�"���° � Z � from chr rate of interest I have been paying for Ihe preceding twetve mancls.The mMimum inroreu ra[e on thic lonn wiU rava fx <br /> - �� A�q,,,,,,.;.: ��� 3.875 _��nd the mnximum interat rue will never be�rcyter than_10.875 p�, <br /> �o�_�:..�..�..� . � <br /> •r.,- =;-. -� .,:�.^.c �q (E) EtkcUvelMteotCMa�aa <br /> ;��;�;;�,f,.;.r. �� ; My new interat rate wUi ixcome eifecdve on each ChanQe Date.t will pay the amount of my new monthly payme�t be�inninp on the fint <br /> :�i� �:• •»�=w •.; monthly payment date after the Chan�e Date until the amount of my manthly payment chanQes aQuin. <br /> .,�ri..:._„..- ..:,e_� .� <br />.:�.� ��.��..;', .'. . <br /> (Fl Notke ot CY���a <br /> '�j'�;`�� ' The Note Holder will mail or deliver to me a notice before cach Chan4e Date.The notice will advi.so ma of: <br /> -:��.;:..�t_r;•� .. <br /> ,;::f': (i) the new intercst rate on my loan as of the Changc Date; <br /> �";°;� ' '.sc' (ii) the amount of my monthly paymcnt foliowing the Change Date; <br />- �;,;-:l�ti ' (fii) any additional maners which the Note Holder is requind to disclu�e;+nd <br /> {.,-i,... (iv) the address of the associ�tion you cauld contoct reQardinQ rny questions abouc the ad justment nnti�:e. <br /> - - r •.. <br /> -'� ��r•.';�� • . d. CHARGFS;LiBNS <br /> �,�y..: _ Uniform Covcnont 4 of the Security Instrument is amendcd to read u foltows: <br />_=�;:� .�:�r •� 4.CYaRs;I.IeM.Borrower xholl pay all taxes,usessments,and other charges,fi�xs,end impusmone actr�bumble to the Prop[tty which may <br />-"- tttain 4 pdority over this Security Instrument,and leuehold payments of ground rents,if any,in the mannec provWcd undet prtattaph 2 hercof <br /> � ���- `� '` � or,if not pafd fn:uch manner,by Borrower making payment,when duc,ciircclly tu the paya chereof.Bo�rower sha11 promptfy fumish Lender <br />—� r�ir•�'�'; "��h 4 all notices of amounts due under this ps�ragtaph,and in the event 8orrower shall m�ke payment directiy,8orrower sh�lt promptly iurrish to <br />- �.;e4;!"�i'-i::. . <br /> '�t.•+;::;r .�, `r Lender recdpts evidenclnQ such payments, Borrower sholl prompdy dischargc any Ilen which has priority over this Secut(ty Iast�vmenh, <br /> � ��� �� �'F'�-:�4 however. Borrowcr shall nat be requlr.d to dfuhar�e nny wch lien so lon�as Borrowcr.(�) s1a11 a4rrt in w�iting to the payment of the <br /> obli�ation securcd by auch I►en in thc manner acceptabie to Lender.(b)shall in good faith cantrst wch iien by,or defead aOsinst enforammt of <br /> •J��;,��%i �ueh lien in,ttQa►proceedingi which in the opinion of Lender operatc to prevent the enforcement o(the lien or forfeituce of the[>roputy or any <br /> "-- "';�"� put thereoi;or(c)sht11 secure trom the holder of such lien nn a=rament M n form satistactory to tA�ndec wbordinating auc6liea to thft <br /> -��?!,�,� Secudty Irotrnment. <br /> _�._ �e.�n«Y....t....1.i�..��...�i......hirl.....v■rn�n.nrinri�v ever thi:Securltv lnstrutnent. <br /> - •• ---'---•`-• ---••---' <br /> -.� it i.c+wcr uact�an�w u���...n..q p...... .�......�...y........,-'...._.._......._.._._, _---�- -� � • - <br /> _ti Lender�rh�ll�ive Borrower a notice identityin�such Ifen.Borrower shnii satisfy such�ien or uke one or morc of the actyons set forth above <br /> vrithin ten dayt o[the avtn�of tMe notice. <br /> C. NO7'ICE <br /> Unitorm Covenmt 14 ot the Security tnstrument Is uneoded to read u fdiowr <br /> 11. NNfoe.E:xapt for any notice required under appltcabk Iaw to be Qivcn in anaher manner,(a)any nodee to Borrower provided for in this <br /> Security taurument shoii be{iven by deliverins it or by nuiiina it by first ctass mail to Borcower u the Property Addnas a at iuch dher addras <br /> u Hprrowa mny desipute by nocia to Lender a prov(ded herein,and(b)any notia to Lender shall be yvm by flrst class mafl to LendePs <br /> �{dresi sueed henin or to such ahet addteu u Lender m�y dai�mte by notfa to Bwrower�s provided hercin.Any notia provided for in tNi <br /> Secwity imtrumeat sb�lt be deemed to have beea�ivea to Borcower or Lender when�iren in the mwner desi�n�tad Aaein. <br />