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200404834 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />LANCE B NELSON - Borrower <br />�� 4 A� — (Seal) <br />BRANDY L GUL z - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(M -6(NE) c000501 Page 14 of 15 Form 3028 1/01 <br />ID <br />